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HomeMy WebLinkAboutThe Brussels Post, 1975-01-29, Page 4FORD 01111111101.1"."111.1"1"Walini.71.1111.1.11.811.1" BUY a NEW MAVERICK or and get a $200. cash rebate ONE of OUR NEW MUSTANGS and get a . $300. cash rebate DROP IN TODAY! BRIDGE MOTORS LIMITED SALES and SERVICE BRUSSELS '1111•11111111116 WINGIIAM Ask for this booklet from our reposedative TED ROE who will be at Blue Barn Motel & Restaurant, Hwy. 23N., LISTOWEL (Rm. 15) 291-1580 On February 6, 1975 from 1-4:30 If you require financing to start, modernize, or expand your business, and are unable to obtain it elsewhere on reasonable terms and 0 conditions, perhaps 1013 can help you. INDOS7111111 IllifilliPMEIff 1032 Ontario Street, Stratford NSA 6Z3 271.5650 Inflation, not recession is still the major problem in Canada according to Cliff. Shewfelt from the Agricultural Department of the Royal Bank of Canada. Mr: Shewfelt, speaking to about 200 farmers at the monthly meeting of the Huron County Federation of Agriculture at the Turnberry Central School, Wingham said that the Bank is expecting a real growth rat e of three per cent in the next year. Inflation is still a very real problem, he said. Unemployment is still not 'high enough to hint that' recession is as serious in Canada as in the United States, he warned, however, that there is usually a six-month lag between trends'in the U.S. and Canada. If recession hits Canada, he warned the farmers to be in a stable financial position. "The banks will stick with you" he promised. Asked for indicators to watch for to tell if recession is setting in he said to keep an eye on the Bank of Canada interest rate which will drop if recession seems close; watch the housing starts which will decline; watch unemployment which will increase and grain exports which' will decrease. "Recession takes effect," he said, "when industry in general Says "Whoa", that's enough.. If it has to pay higher salaries to some workers, it will layoff others." The comments on the economy came during a question and answer period at the end of Mr. Shewfelt's speech on farm financing. He said credit was a two-edged sword. During times of inflation orstrong growth, he said, use of credit could mean big gains. During times of recession, he said, the cost of credit could cut deeply into the reserves of a business in the form of cash, land, machinery -or stock, People should think of productive credit he said, meaning the borrowed money must return the cost of the Experimental Farm here. Studies at the Greenbelt Farm -- with its 2,400 acres of arable land -- involve a large-scale project, while those at the Central Experimental Farm revolve around test plots, each measuring 40 feet by '250 feet. The large-scale project is four parts: --a 200-acre watershed where liquid manure and commercial fertilizer arc used for normal crop -production is the site for gathering results on. the general nutrient losses to surface waters -- in this case, a stream at the lower end of the site. An automatic w atter-quality sampler and flow-measurement station arc gathering the data. --more detailed results on manure nutrient accumulation in a clay soil and losses in sub- surface flow are gathered on a 10-acre single-crop site by measuring tile drail effluent quantity and quality, ground- water quality beneath the study site and nutrient accumulations in the soil. --the movement of nutrients and their accumulations in a deep, coarse-textured soil under relatively high rates of manure application are being measured. Soil samples are gathered at selected sites within the study area and analyzed. --meters have been placed ;wound an underground concrete manure storage tank at the Greenbelt Farm, to determine' N.liether or not nutrients are leaking into the groundwater. Research in each segment of the project involves installing and maintaining equipment and col- lecting samples and other data by the Engineering Research Ser. vice; analyzing water, manure, soil samples and related data by the Soil Research Institute; and providing information on planted crops 'and manure applications by the, Animal Research Institute. At the Central Experimental. Farm, the test plots are used as the basis for study on ' the movement and accumulation' of nutrients iii poorly drained soil under various times and rates of application of tnatittre, The project should result in clearly defined methods of using, animal Manure ag a tertiliZer While ptotteting the borrowing plus a profit. In times of inflation this is. not difficult. In times of recession, however, this is much more difficult, The ratio of borrowed capital to reap assets needs to be higher in times of recession he says. In times of ' loss, lie says, a farmer with only a 25 per cent equity in his farm could be wiped out in only a year. He told farmers that they should have a good set of records and facts of past per.formance in, hand before going to see their bank manager. He said farmers must be able to display their total reserves and the structure of their assets and be able to explain what they hope to achieve with the credit they want. Once you. have this information, he said, talk eye-ball to eye-ball to your banker. If he's new, don't feel you have to test him. If he doesn't .understand farming, help him to understand it rather than criticize him. During the question period he was asked how a young farmer was supposed to get into business without going deeply in debt. He said he had worked on a high debt ratio with some young farmers because of their good education and a solid farm background and the results: were mixed. He admitted the problem of getting young people into farming is a tough one. "I don't know what we're asking the next generation to do when we're selling $1500-an-acre land on the basis of three years of $3,00 corn," he said. "How many years did that land produce only $1.00 corn?" But the financial institutions can't be expected to solve the whole problem, he said. Commenting on Farm Improvement Loans and the fact banks are straying away from them he said that the banks feel they are fulfilling the spirit of the Farm Improvement Act which was to "encourage the banks to lend term money to the farming community". Now, he said, the banks were willing to provide term money to farmers the same as to other businesses and didn't need a kick in the head," he said, which is what the discounted interest rate on F.I.L. means to the banks. The government does not pick up the tab for the discount so the bank must. One per cent, he said, can mean the difference between . profit and loss for the banks. (The Blyth Standard/ Smoking adds red blood cells Pack-a-clay smokers usually have more red b food cells than do nonsmokers. But extra cells can cause blood clotting.. The job of the red blood cells is to deliver oxygen to all the tissues of the body. But smokers upset this oxygen-delivery system. For one thing, the carbon monoxide in cigarette smok.e literally drives. the oxygen out of the red blood cells. And carbon monoxide stays in the system, hours after the smoker stops inhaling. To compensate for this disruption, the body may produce more red blood cells in order to get the necessary oxygen. Compensation, however, may cause complications., as the extra cells produced can cause thicker. blood and clotting. This is one reason why smokers suffer from a higher rate of strokes and heart attacks than do nonsmokers. Normally, there are about thirty billion red blood cells surging through the body at any one tirne.A red cell spends only a fraction of a second in the, lung, where it absorbs oxygen and speeds off to other parts of the body. Red -blood cells have to be incredibly fast and efficient. Each red cell lasts about four months, and is then replaced by a fresh, new one. Huron F of A hears inflation, not recession is. big .problem Manure use is studied by Agriculture Canada For centuries, farmers have used animal manure as a natural resource, storing it in piles before spreading it on their land as 'ertilizer. It has been viewed as a -.ide-benefit to keeping livestock. Batt in recent years, animal manure has been branded as a potential source of pollution to Canada's waterways. Without proper storage, nutrients from the manure can seep into nearby 'reeks; sub-surface water can be °nominated by heavy applica- '.ms of manure on a field. Making maximum use of manure as a natural resource while causing minimum damage in the environment is the aim of a research project which involves three services of Agriculture Canada. The project is led by Bob Here of the department's Engineering Research Service, and also involves Agriculture Canada's Animal Research Institute and .;oil Research Institute. "Knowledge of nutrient losses t) water supplies and accumula-. ions -in soils from varying appli- eations of manure will contribute to the development of regional guidelines to control soil and water pollution," says Mr. Horn. "We are also studying the legree and extent of nutrient novement from stored manure, .nd where pollution is found, tractical control methods will be .oveloped." Early research in the project, hick started in 1970 and is xpected to continue for a ccade, indicated that there is -:inited reliable information on he magnitude of pollution caused iy nutrient runoff from agricul- tural lands .under Canadian con- ditions. "Studies have also shown that the practice of using small-scale studies and projection of results to large areas to be unreliable ;" says the project leader. "These studies emphasize the need for field research studies to properly evaluate` agricultural nutrient contributions to our water resotteces." The approach in the Agrical ture Canada project is to study several regtreSentative field sites in detail, and to synthesize these results with known soil fertility and hydrologic relationships. The Sites- are at the department's Greenbelt Patin and the Central environment. 4—THE BRUSSELS POST, JANUARY 29, 1979 in