HomeMy WebLinkAboutThe Signal, 1921-10-20, Page 8x
8-'Ibure..tay, (blotter 2t), 191
Stationery for
Particular People
Very finest Linea Fiaiaied
Note and Euvelopes 35c Quire
and 35c package of Envelopes
Very finest W or Vellegt
Note paper and Envelopes 25c,
35e and 50c per quire and 25c.
Sic and 50c pac jage euvelopes
Regular hues of Note paper
and envelopes 10c quire and
IOc per package.
SPECIAL
THiS WEEK ONLY
Lotus Lawn note and envel-
opes Inc quire and 15 package.
Live Poultry Wanted
We handle all kinds of
live and dressed poultry.
Special pi ices paid f o r
properly ,silk fed chickens.
It will pay you to ''finish
your poultry, as our extra
price will more than cover
cost of feed used. Inquire
for prices when ready to
sell. Our prices are unsur-
passed for all high grade
poultry.
Poultry takes in at the Cheese
Factory. Helmesvile, every Wad-
nesday morning. -
Gunn Langlois & Company
LIMITED
N./a,Tee w,,+,
the leo
Clinton
CONTENTS AS A HAZARD
Failure l poi the Part of the Inured
to Fully l oder•.land the Varela
1 gen Vs lurk Ili, lmuratwe Is
Fitted la the ('au.r of the Majority
` of the Disputes Whitt (krur With
the Iusuratwe Adjusters Nlen .11
Loss b tiusta sed.
(Wri i n for The Stena! by H. H. Hill
k lb.)
The rating of contents must always
be eousid.en.l as a matter quite apart
front the raring' of the tsuilding, and
this weel we poesse a to deal with
contents as a 'tazard and their effect
upon the building from en under-
writer's point of view..
Every class of meriundise must be
considered first as a risk by itself me -
cording to its susceptibility to .tannate
by tire. water and smoke. anti iso this
instance it might be well to coa.ider
a few item., which we might not /arm
herrnkws as it risk., yet the under-
writers rate lrwvity.
A jewoliry stone which eoutviucd
nothing but gold rings sal pr.e;ous
stones, err., would. to the easnal dr
server be considered a very g1k).1 risk
and worthy of a low,rating sea -there
is nothing lo bora•" yt4 the exposer,
of these artiele,s to a comparatively
small amount of heat would crease the
gold to melt. would cause the s:e)lh-,
to drop out of their 'settings and (snot
ennisiderable damage which would
taaturelle form the thesis of a claim on
the insunpceeompatnq'.
Again. made. pastry. line silks. etc.
would he coined by sate(• white)
be used 'to pelt out a Bre in another
part of the same building ret a pterion
who did not teko this into Nusidere
tine might eonstd,•r that "such eon
tents wen. good(.
An..her example of contents as a
haw rel to gtren.in the case of albumen
+toned in turrets 1t i., not liable to
damsee 1.7 Starke or water aqd i*5
,eas.etieholy safe flow Ilrt. but heat la
the teigtdo)rho.sl would ,oink 1t Ilke
a
wAfrrtb
A reieabls, .ntrgenc, saksegaw for
Gooer,ct. and County to sell our well
known FRUIT alt! ORNAMENTAL
TREES, etc. GOOD ay, EXCLUS-
IVE temtory and free sq...pmsnt.
0 Acres of Nursery Stock
Our agency las v.luable for we grow
the trees we sell. and dslwer only h. h -
grade nod. Wnte now for terms.
Pclha>. Nursery C.. Tondo, OBt-
b00 Ares of Nursery. Ee d 40 yeas.
can know one thing wherever
prices go, up or down. you get most
for your money when you buy
Martin -'Tailored Clothes
Style, looks, fit, long wear, the prices
consistent with what it costs to make
clothes good
F. H. MART , Tailor8
• c
Finding the Trouble
with your ear is where our expert
auto knowledge comes in, We don't
have'to tinker end try: ar know jU!t
where the difficelty lies. Send your
machine here when anything goes
wrong. Then you can be sere it will
he made right in the shortest possible
time that thoroughness permits.
REG. WILL AVIS
THE SIGNAL
Rheumatism
Stiffness
and all
Pain
NI rd's
l-tn.twe.t
ha. given
senior -tine
for three
generations
le mouldy relieves sore
0.,.,, b.•.edoti..neon
�a iters and any
h
An Old Reliable Remedy
Mn S. Facet(, Hamilton Se., Coning.00d.
Osel , .nles.-Miaard'. L.e.enedt steely .s an
ole reliable remedy. I al.ays keep a bottle
in the Asan and have recommended ,t to
quite • number of my friends. to. ho.. it saw•
amt rebel In (twat case. It •aa and a. e
Cote for rheumat.sn.
Min .rd's
' )(int) ai Pani
Liniment
Yarmouth Nowa Scotia.
,y
.,wwr,.,......,...w..,,r...•r.
OODER.1011, OIIT.
I G• C. L FIELD DAY.
Erie N'i1soD. Robert Mrlood, Eugene
. Dobie, Julia 1 oung and
$ 1h.ar Ars (ka.i.L4 ag'
Fi tfi.e.r+. BMabtb+bea ,
Gcwlerich citizens apparently not
realize what they are missing 1 Dot
seeing the programs of close Lute Ong
spurts pet on each year by tl atu-
deets of 1;salericb Collegiate 1 itute.
Ideal %rath:r prevailed last Hday
for the event whltch had It i pow4t-
ponivl uu amount of ruin but t1 events
were witasesw.l by a ;cry s all num
bee of citizens.
This year the boys' steno champion-
-ship was sou by 'E rte W eau ; fire lue
terum et! late ch:awpion sl by Robert
Mel.c.l and the jii ler by Eugene
1Jobte.
The new record.. e•Rnblishe•I by tin•
-boys this year wen : letenuediate-
Ruuutng broad Jump, N. M.•Lcetl, 111
hvt. 4 in. Junior-Itunntug bund
jump, I.). Nairn, -14 feet. 4 In.: running,
hop. step aud jump. D. Nairn. 32 feet
ataading bread jump. D. Nairn, 7 feet.
ft
7 In.: ) yards race-, C. Humber. 12',
Irrt+o)xl m.
Akita Young carried off the laurele
for the senior gide aril Agues Fraser
for the Junior..
Au lutereating feature of the day
setts a eaptain Doll game between two
twins of girls : the Blues. ,4ed by
Dorothy Daocey, and the Rede by
Claire Hoye. The Blues were sweeter
fill by a swore of 5.2.
After the regular program one of a
aerie+ of baseball Ome• was • played
by picked teams from tine Collegiate.
Seeder ('YasuptenaYp.
awaiting broad jmmp-E:.
ft. 9 to ), R. Wilson. It. Taylor.
Running. hop, step and Julap-E.
Wilson 132 ft. 2 in.), It. Taylor, R.
Wilson.
Standing broad jump -E. Wilson
(v ft. 5 in.). H. Wilson, It Taylor.
Running high Jump -E. IVilst/n (4
ft. SK in.). J.. Wndlate. It. Wilson.
Pole vault -E. Wilscon (7 ft. 10 In.),
F. Gallow, H. Murray.
Shot pmt 1121/2 Hat.I-E. Wilson 120
ft. lt) in... R. Wflmon, B. Taylor.
100 -yank woos -J. Reycnft (12!.%
we. ). H. Taylor, J. Wallace.
230 -yard race -B. 'aylor (32%
sec.). J. Reyeraft. J. Wallace.
Quarter -mile racy--H.'Taylor. I.
Rep -raft. J. Walleye.
Ihalf-mile race ---B. Taylor (3 min.
20 sec.), J. Wallae.•e, J. Reyerrft.
Senior champion -Eric Wilson. 18
pointe.
ledgerMerh
/tanning ate }u L McLeod
110 ft. 4 In.) 1 new record), F. Stoker.
S. Dourklson.
Itunning. hop. steep anti Jump -F.
Stokes 132 ft. 4 in. t. R. McLruel. S.
IMn ld,.on.
Standing bread Jump -R. McLeod
17 ft. 7 in.). F. Stokes. Y. Ihroaldson.
Running high Jump -R. McLeod 14
ft. 3 in. i. 8. Donikboun and H.
Breekow (tort). -
Pole vault -H. Rreekow 10 ft 71.E
in.). H. Murray, 8. Donaldson.
Shot put (12% lbs.) -R. McLeod
(23 ft. 8% ia.l, 8. Donald.eon, F.
Stoker.
100 -yard nee --S. Donaldson (11,4
sec.,. H. IirLiip(i F. Stokes.
230 -yard rl4. -R. ]le Level 1","41,S
OW. I. S. Donaldson. E. Rubinse.n.
Quarter,mle race -T. Gundry (1
min. 12 we.). E. Robinson. It. Mci.eod.
Half -mile race -T. Gundry (3 mon.
10 eft.. I. S. Itennaakl.on. F. Stokes.
Intermediate champion -Robert Mo-
ieed. sill pointit.
Junior ('hasnpioie.bip. -
Bunning broad Jump -D. Nairn 114
R. 4 in.) (new nvonl), E. Dobie. C.
Humber.
auditing, bop. step and Jump -D.
Baffin 4:12 ft.) (new record,. 10. Nubia.
C. Humbr.
tandlut broad jump- i - a rn
ft. 7 in.) 1 mew reaped), (r`Humber, E.
Dobie.
Running( hitch J. )ohne (4 ft
21e in t. 11. Nairn. C. (;roves.
an egg; 1n fact there Is a case on re-
cord of a merchant who lost a whole
tousizmmeut eef albuwru on board an
Iron stca.mship. through the penetration
to the hekl of 'team which was being
u«.I re. ioat a tiro out in another part
01 the vessel.
Quinine. in I, )nites, would be useless
if exposer! to any amount of heat. ow-
ing 10 the impossibility of er•parattug
it Prow the broken glass. tnscw
We Could indeed clhc alm,t Zany
aetivIe of merchai*liee and show
where a great many factors that are
not imw..Iiately apparent ,tonne into
each reline( Aral au with all these pre-
,ihllities, the rating exports have to
Mel with. they most. in turn. study
these different items in all their
plias.« and over an extended period of
time aMl base their rat int un en
equitable certainty. We cannot tetter
illa,etn.te this than by quoting ex.
tracts from tlw is I hens on "Scientific
Eire hating from an Actuary's Stand-
whit- delitere! Is torr tow Fire Ender -
writers' Assoe•lnttlon by Mr. Milos M.
IMwson. He says :
"1t is sometimes erroneously meld
that companies that engage in insur-
aiwe are gambling. if they took a
few risky truly, the charge would be
true; but we shall este that 116*.very
fundamental principle of the law' of
pronehititles is that when a brie
group Is cutstdend, chance is very
nearly eliminates, anti the aggresrate
loss way be cstimeted within marrow
limits. so tlrat the purveying of in-
detuuity is tel more speculation than
dealing in sugar tvr culler), nor indeed
s. mods."
Therefore, by means of inoutanee,
we titd that nt,t merely is the hazard
of the individual offset. hut also the
hazard when passed over to the tuna -
peony and combined. with others results
in a reaw.nably reliable loss ratio
transmuted Into a moderate tax upon
a11.
The msth.•matk'al law of probability
may be stated ma follows :
If in a large group of persons for
instance, to each of whom a certain
thing pappears a priori. equally likely
to
happen. it (Wee actually happen
within a certain time to a certain num-
ber. then the risk that such .i11 hap-
pen to one porton in the group within
rn eh time,. may he repn•,entp4 by a
fraction of whit-% the number to .IM
tlw thing Iwppeles in tlw numerator
and the pulber eomposiug the group
is the denominator.
Thus we see that all theme po issibil-
ities that have btlLS.1104.1rrid must ire
taken int
a proper rate for the contents, brat In
dotter this It is carefully'`rtrrited out
along the lbws ele,erlted by Mr. Ilaw.
son In order flint the charges may be
in keeping with the bazanl. When
rates are compiled on this bade ars!
each IIa7JtM classified tinder tht,'rule
we Heal the elemneut of ehante is ell-
win..ted and eonwetlts•utly the totem
ne t MAna whicy it t talo P he.
element of chanty being reviucd to
cella tiny ) plus the, eeperetr[.of enll.et•
•ing thew- many small pre-miums and
groupirng them into a large- amount to
meet the hw..-s.
N•atnrally when a biiIiding is toned
for the retinae...* of housing •ontentsr the
fire hazard is altered. as the use or
storage of highly inflammable mnteriel
slll•11 as benzine, roc.. m,lst inereese the
hazard of the building. therefore when
any article is pastel in any hullding
the l,'nderwrit.•rs must, PxrminP If.
First, with reference to 10, liability
to ignite-ea/01y. .ttrtong.the shrieks of
this charge -ter would be furnftnro•,
Antes, oils, etc.
Second, with referees•.• to its fur•
nheiing furl with intense r•trtnt.11stion
;making It difficult to sat-.• the building.
'Main!, with neferenee to its own
imsee•ptihillty to damage by tire, water
,or 'moke. Such xtta•kr as milllnet'y,
toys, leaf toloaseeu, artificial flowers.
feathers anti paper, nti wall pr, etcIt Is tering to the res•ulenne•y that
many Iniildings hare 1, high rating,
quite *port from any tante; In eon.
,etrtken, which world in Gimlet -1v,,
•inr'nesle•e the Immo' and therefor,. If
your rating is high consult a enn-
p etetrt flu• underwriter anti ask him
why your one is vo high. lie will be
more then reedy to expinin It to lou
anal "runlet no dwlht bre ..hie to in]ggPat
, measures which would help you In re,
'dnctreg your fire hazard as there is no
inystt•rions way In .rriving at the rate
ilmt the risk is carefiully. Ptemincl and
!• rated atrording to the bane rel. hpw•pn
the haz;M end you w111
re (e lessen tor!
1t will nudity be seen therefore from
:• the alonve that when the ln•mrM bats
entered boo a contract with the lnaur.
Iasg (semen, Henn e spet'ifle+tl darns of
ineneame (and this 1d what los
i(wolley irk eb4 t4ef chins is altered bty
eddifton to or deleeken of. hart nor all.
Ia./itch xlerlfcatioa without dnp moill-
,Aration ',chic given to the Iremring
eompahy, pier part of the eonfraet
thaw neat leen ferried not and trouhM.
imlemelm standirM dispute and luta
tt;t , .
East Street Garage GO' ERICH
IF YOU ARE WISE
You will not miss the opportunity to inspect our stock of Fall
Goods, which is nqw complete, and comprises the newest and
best in Footwear *alio kinds, Farm Boots, Work Roots and
Fine shoei for men, a splendid assortment of High Shoes,
Oxfords, avid the popular One and Two Straps, in black and •.
a variety of shades of brown, for Ladies, and good serviceable
Shoes for the- Young Folks, all at prices based on the lowest
present-day manufacturer's prices,
Be Prepared
for the sllt,hy Fall weather by purchasing a pair of our
DOMINION BRAND RUBBERS
Whether it is the heavy Rubber Boot you need or the tiny
white Over-ruhher for Baby, we have them a11, every size and
shape, to suit all kinds of shoes.
SPATS
are more -popular than ever. Don't huy till you see our lines.
You are sure to like them.
SHARMAN'S SHOE STORE
W. REG. SHARMAN
mom.
ark
■,TH E...CQ _ STORE....
Clearing Out the Dress Goods and Silks
A wonderful redue1ken on all Dress Gcoda
athl Silks. Every lino. W reduced 20 per tent.
Very fine Botany Wool Serge, regular $0.60
for $4.54.
All Wetil Serge. regular $1.00 for $2.54. Reg-
ular 43,011 for $2.25. Regular 11.25 for TIM.
Theme cloths all run from eel in. to 54 in. wide.
AL Wool (7sabm ere in navy, black, red and
white, regular $1.03 for $1.40.
Every piece of Drees Goods win be ea aide.
Silica in Taffeta, Duchess anti Psdilette, 1n
navy. black, grey, brown, caiwutragen. They are
all 08 M. wide and hare been reduced In price
25 per cent.
This Is an opportunity to buy Mike and Dress
Goode at a great paring.
This sate will start .s Saturday, Odeber 2Etd
Be more and see the wonderful range of
Winter Cents we are showing for this season's
wear. They are all new and the Aylmer* correct
Children's, mimes' and ladles.'. Coats in all
sixes and the newest cobs.
J. H. COLBORNE & CO.
"My Back
Ls So Bad"
P AIMS in the sIDan ell the
back, lumbago, Armor'
Urns, pains in the limbs all ball
of defective kidneys.
Pois as aro bolag • r hi flans
blood which erase paha sa4 somas.
The kidaaeya, Items sal bub
mast be &roomed to aethos by wan
treatment as Dr. Mame. =Taste
Liver P111*.
There U as the* for delay TMM
the kidneys go wrong. for wait ata
'*topmasts as hardecing of ase as""
tortes and Bright's disease are tJ»
natural result
Ons soli a deme, ra meta a IaatsL at
Mum. er adaaaaen, Bates a On. UM.
Tereus.
Dr. (;haseg-
KIfC{.fili
100 -yard rate -4'. Humber (121•i
sec.) ( &mew record), E. liable, 1). Nairn.
220.yarel raceme -E. Dobie (100/4 msec.),
E. Field, 1). Nairn.
Quarter -Mlle race -E. Dobie, Geo.
Groves. ('baa. 'Droves.
Junior champion -Eugene Dubh. 16
points.
Guns' Kvents-Bestir.
yard da*h-Helen Howrie, Julia
Toting, Dolores Lalthwaite.
Chestnut race -Julia Young. Meta
Hamilton. Ethel Washington.
Three-legged race -E. Washington
sal H. Kilieatrk•k: H. Howrie and B.
Hunter ; M. Howell and A. Hethering-
ton.
Throwing tiw baseball -Julia Young.
Lilian Anderson, Amelia Hetherington.
Running broad Jump -Amelia Heth-
erington. Helen Howrie, Julia Young.
Throwing *51141 eatohlng the bail -A
Hetht•ringtou ao.i R. Hamilton: 11.
Porter and 1). Manchail ; E. Washing-
ton and It. Kilpatsloe.
Throwing the bamkctbst l Into the
basket - Dolores( Leltbwalte, Jean
Cooke. Lilian Wallis.
Beek rate -nets Hamilton. Amelia
Hetherington, Julie Young.
Seubr champion -Julia Young. 10
Iateriae(. Relay Rare.
Forma 1. ♦ and B and II. -First -
Adeline Violet Mew. Annie
Huffman. Agnes Fraser. Jean ('hap -
man, Adelaide Hays.
Form t'.--tleeotd-Dorothy Wrist -
brook, Lilian Garrick, Agnes Buchan•
an. Clete ttac('reath. Mary Mclean,
Violet Thotnpeen.
Form II1. It. -Third -Helen Howrie.
Oral Finnigan. Louise ('Doke. Beatrke
Hunter. Lilian Wallis+, Julia Young.
- Girls' Previa -Jagger.
75 -yard dash -Adelaide Hays. Agnes
Fraser, Jean Chapman.
Chien nut rate--Vlolet Thompson.
Adeline Nirins, Agm-s Fraser.
Itunnring broad jump - Adelakie
Hays. Agnea Eraser. Adeline Niv►ns.
Thnwkcgged rate -A. Hay. and J.
('batman: V. Thompson and M. Me -
Len: M. Farrow sad 'M. ('lark.
Book race --Agnes Fraser. Mar-
guerite Mulbollami, Adeline 'Siring.
Throwing lasketlall Into basket -
Mary Mel.ean, Adeline Shins, Agnes
Framer.
Throwing loase•ball-Mary Mclean.
Lois Mackenzie•, Agnes Framer.
Throwing and catching the ball -
A. Nirin' rrsl M. Clark; V. Thome•
son and M. McLean; N. Johnston and
1st. Farrow.
Junlor c1umpbn-Anne. Fraser, 10
x.
:i oarnero hal. 2a; 1. WET -7-111 E.
45: 111. A. 45: I. A. 4T; IR., 81: II..
,lehaaspipa), B5. s•
Mowers. Shlbley and Treleaven of the
Palmerston Spectator for their splen-
did efforts to make the day pleasant
for the visitors).
Measr,. Vanatter and McQuarrle
represented the Goderkh newspapers
at the meeting.
IN uTRA
'OF AY cE
Flirtt, '.1
f
Sil
TRADE Wins MEN WHO KNOW
Secure a clear
conception of it
THAT is the thing to do
when uncertain whether
or not to buy an insurance
policy against fire.
it Costs No More
to be sure you are insured as you
wish to be protected than to pay
for a policy you do not under-
stand.
Yon place yourself under no
obligation to buy insuraoct.bere
IF you bring in a11, your prob-
lems and your questions for a
full discussion in this agency of
the Hartford Fire Insurance
Company.
I
Delet Let the
Tracer Fool You
coming sure
Be Prepared
Make your appointment
to -clay
r
PUBLISHERS MEET.
Ripen hags Nine Western Ontario
A district meeting of the publishers
of weekly newspapers of the muutlew
of Grey. Bruce, Huron. Perth, Water-
loo, Wentworth. Halton, Ihifferin and
Wellington. was held at i'almerwton
on Friday of late( week.
Tlw meetings were held in the club
roam of the lawn bowling chili and
lius•Iwuii was ,erred in the Queen's
Hotel et wlrk'It Acting Mayor Tre-
leaven gave the addren of weleome.
The chief object of the gathering
was to diseues Smefrtess COMA Kiting
from the «(endpoint of the publisher.
partieular attention being pail tin nubt-
scriptlon rates, wdrertissing rates and
job printing prices.
l'raetk'ally all of tote forty-five pub-
liehera present reported that their nub-
srription price had been rattled to
12.10 a year or more ago anti In slew
of iner asing labor coatis due largsiy to
the shortage of printer*, the publlatyers
who had taken this step were in agree-
ment that It return to the old rate
would to impn„Hale 1f the standard
of their putsllc•ations www M be main•
to kedi:.
nfortnrntely the newspaper busi-
ness has hien auhJex•t to conditions
that are not common to moat limes of
Industtry. Unlike moat btr,ineaant the
majority of newspapers; prior to the
war were not definitely organized a;
boson(es concerto. Adv.rtldn g ,pace
and the .nlscription price wee* not
lotokes1 upon as tangible commodities
of aervke wbk'h taunt i. laid at it
profit.
The ehlef made entering into noose
piper production are labor and newt -
print and of emirs*. printing/ type and
marhlnery. Ikeeaune of the fact that
nes-ampere all over the country esti
their ,uh..•riptions largely on a pald-
in-adranee bade they muffetwl actual
losses ea a enniesgneeee of riming
Vries.. . Now. when talk centres on
the sirehjest of tower price, In all lines
of indnetry. the weekly publl•her
Rorie 1i1ni plf faring a slfnatlon In
which there id no relief in the whew
of lower rusts tont ratter sr*wlitionv
w 41) Moe him atuely his nwnnfaetnr-
1 II.uU-'..'41ta1f'tsve•Mr
1
We are buy this week,
FRAYING up your neighbor's
FAMILY PORTRAITS.. also
colored pictures of his home.
Don't be behind; bring yours
in too, and have them framed
in one of our Gilt or Circassian
Walnut Oval Frames; with
CONVEX glass at 113.50. Don't
wait, for they rub easily, and
should be framed up at once.
11f1�1r111
dogs
tt�f111111
11.1
Smith's Art Store
East Street Plows 1!S
LINE THROWING
MONEY AWAY
It l to discard your used, worn
auto Area We cam vui anise Uwe
holes and bad spots and retort
your tins to you praethtally as
good as new -rood for thousands
of talks more. It pays to save am
tires theme days.--vuinolzdag is
the way.
We also earry new tires! tubes
and accessories at lowest prices.
McEWEN'S
Grocery ISpecials
Special Blend Tea
Cocoa
Matches
Syrup
Salmon, small tin
Ammonia, IOe size
3 lbs. for $1.00
. , ....2 lbs. for 25c
3 boxes for 35c
,i..1....5 -1b. tin 45c
100
4 pkgs. for 30c
1.1b. Tin McEwt'n's Baking Powder for 25.
5 bars 25c
21 bars $1.00
4-1b. tin 69c
1-1b. Tin Talcum Powder, to clear per tin 10c
Good Laundry Soap
.lam
Dry Goods Specials
All wool Serge in black and navy blue, double width,
at .....................................$1.25 yard
50 per cent. leas than during war time.
Circular Pillow Cotton. was 75e, at 50e yard
Cotton, from 121/2c per yard up
A goods assortment of Flannelettes, from.. 20o per yard up
Men's all wool Underwear at prieee worth while.
Mena fleece -lined Underwear at reduced prices.
J. J. McEWEN
PHQNES
o.