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HomeMy WebLinkAboutThe Signal, 1921-10-20, Page 8x 8-'Ibure..tay, (blotter 2t), 191 Stationery for Particular People Very finest Linea Fiaiaied Note and Euvelopes 35c Quire and 35c package of Envelopes Very finest W or Vellegt Note paper and Envelopes 25c, 35e and 50c per quire and 25c. Sic and 50c pac jage euvelopes Regular hues of Note paper and envelopes 10c quire and IOc per package. SPECIAL THiS WEEK ONLY Lotus Lawn note and envel- opes Inc quire and 15 package. Live Poultry Wanted We handle all kinds of live and dressed poultry. Special pi ices paid f o r properly ,silk fed chickens. It will pay you to ''finish your poultry, as our extra price will more than cover cost of feed used. Inquire for prices when ready to sell. Our prices are unsur- passed for all high grade poultry. Poultry takes in at the Cheese Factory. Helmesvile, every Wad- nesday morning. - Gunn Langlois & Company LIMITED N./a,Tee w,,+, the leo Clinton CONTENTS AS A HAZARD Failure l poi the Part of the Inured to Fully l oder•.land the Varela 1 gen Vs lurk Ili, lmuratwe Is Fitted la the ('au.r of the Majority ` of the Disputes Whitt (krur With the Iusuratwe Adjusters Nlen .11 Loss b tiusta sed. (Wri i n for The Stena! by H. H. Hill k lb.) The rating of contents must always be eousid.en.l as a matter quite apart front the raring' of the tsuilding, and this weel we poesse a to deal with contents as a 'tazard and their effect upon the building from en under- writer's point of view.. Every class of meriundise must be considered first as a risk by itself me - cording to its susceptibility to .tannate by tire. water and smoke. anti iso this instance it might be well to coa.ider a few item., which we might not /arm herrnkws as it risk., yet the under- writers rate lrwvity. A jewoliry stone which eoutviucd nothing but gold rings sal pr.e;ous stones, err., would. to the easnal dr server be considered a very g1k).1 risk and worthy of a low,rating sea -there is nothing lo bora•" yt4 the exposer, of these artiele,s to a comparatively small amount of heat would crease the gold to melt. would cause the s:e)lh-, to drop out of their 'settings and (snot ennisiderable damage which would taaturelle form the thesis of a claim on the insunpceeompatnq'. Again. made. pastry. line silks. etc. would he coined by sate(• white) be used 'to pelt out a Bre in another part of the same building ret a pterion who did not teko this into Nusidere tine might eonstd,•r that "such eon tents wen. good(. An..her example of contents as a haw rel to gtren.in the case of albumen +toned in turrets 1t i., not liable to damsee 1.7 Starke or water aqd i*5 ,eas.etieholy safe flow Ilrt. but heat la the teigtdo)rho.sl would ,oink 1t Ilke a wAfrrtb A reieabls, .ntrgenc, saksegaw for Gooer,ct. and County to sell our well known FRUIT alt! ORNAMENTAL TREES, etc. GOOD ay, EXCLUS- IVE temtory and free sq...pmsnt. 0 Acres of Nursery Stock Our agency las v.luable for we grow the trees we sell. and dslwer only h. h - grade nod. Wnte now for terms. Pclha>. Nursery C.. Tondo, OBt- b00 Ares of Nursery. Ee d 40 yeas. can know one thing wherever prices go, up or down. you get most for your money when you buy Martin -'Tailored Clothes Style, looks, fit, long wear, the prices consistent with what it costs to make clothes good F. H. MART , Tailor8 • c Finding the Trouble with your ear is where our expert auto knowledge comes in, We don't have'to tinker end try: ar know jU!t where the difficelty lies. Send your machine here when anything goes wrong. Then you can be sere it will he made right in the shortest possible time that thoroughness permits. REG. WILL AVIS THE SIGNAL Rheumatism Stiffness and all Pain NI rd's l-tn.twe.t ha. given senior -tine for three generations le mouldy relieves sore 0.,.,, b.•.edoti..neon �a iters and any h An Old Reliable Remedy Mn S. Facet(, Hamilton Se., Coning.00d. Osel , .nles.-Miaard'. L.e.enedt steely .s an ole reliable remedy. I al.ays keep a bottle in the Asan and have recommended ,t to quite • number of my friends. to. ho.. it saw• amt rebel In (twat case. It •aa and a. e Cote for rheumat.sn. Min .rd's ' )(int) ai Pani Liniment Yarmouth Nowa Scotia. ,y .,wwr,.,......,...w..,,r...•r. OODER.1011, OIIT. I G• C. L FIELD DAY. Erie N'i1soD. Robert Mrlood, Eugene . Dobie, Julia 1 oung and $ 1h.ar Ars (ka.i.L4 ag' Fi tfi.e.r+. BMabtb+bea , Gcwlerich citizens apparently not realize what they are missing 1 Dot seeing the programs of close Lute Ong spurts pet on each year by tl atu- deets of 1;salericb Collegiate 1 itute. Ideal %rath:r prevailed last Hday for the event whltch had It i pow4t- ponivl uu amount of ruin but t1 events were witasesw.l by a ;cry s all num bee of citizens. This year the boys' steno champion- -ship was sou by 'E rte W eau ; fire lue terum et! late ch:awpion sl by Robert Mel.c.l and the jii ler by Eugene 1Jobte. The new record.. e•Rnblishe•I by tin• -boys this year wen : letenuediate- Ruuutng broad Jump, N. M.•Lcetl, 111 hvt. 4 in. Junior-Itunntug bund jump, I.). Nairn, -14 feet. 4 In.: running, hop. step aud jump. D. Nairn. 32 feet ataading bread jump. D. Nairn, 7 feet. ft 7 In.: ) yards race-, C. Humber. 12', Irrt+o)xl m. Akita Young carried off the laurele for the senior gide aril Agues Fraser for the Junior.. Au lutereating feature of the day setts a eaptain Doll game between two twins of girls : the Blues. ,4ed by Dorothy Daocey, and the Rede by Claire Hoye. The Blues were sweeter fill by a swore of 5.2. After the regular program one of a aerie+ of baseball Ome• was • played by picked teams from tine Collegiate. Seeder ('YasuptenaYp. awaiting broad jmmp-E:. ft. 9 to ), R. Wilson. It. Taylor. Running. hop, step and Julap-E. Wilson 132 ft. 2 in.), It. Taylor, R. Wilson. Standing broad jump -E. Wilson (v ft. 5 in.). H. Wilson, It Taylor. Running high Jump -E. IVilst/n (4 ft. SK in.). J.. Wndlate. It. Wilson. Pole vault -E. Wilscon (7 ft. 10 In.), F. Gallow, H. Murray. Shot pmt 1121/2 Hat.I-E. Wilson 120 ft. lt) in... R. Wflmon, B. Taylor. 100 -yank woos -J. Reycnft (12!.% we. ). H. Taylor, J. Wallace. 230 -yard race -B. 'aylor (32% sec.). J. Reyeraft. J. Wallace. Quarter -mile racy--H.'Taylor. I. Rep -raft. J. Walleye. Ihalf-mile race ---B. Taylor (3 min. 20 sec.), J. Wallae.•e, J. Reyerrft. Senior champion -Eric Wilson. 18 pointe. ledgerMerh /tanning ate }u L McLeod 110 ft. 4 In.) 1 new record), F. Stoker. S. Dourklson. Itunning. hop. steep anti Jump -F. Stokes 132 ft. 4 in. t. R. McLruel. S. IMn ld,.on. Standing bread Jump -R. McLeod 17 ft. 7 in.). F. Stokes. Y. Ihroaldson. Running high Jump -R. McLeod 14 ft. 3 in. i. 8. Donikboun and H. Breekow (tort). - Pole vault -H. Rreekow 10 ft 71.E in.). H. Murray, 8. Donaldson. Shot put (12% lbs.) -R. McLeod (23 ft. 8% ia.l, 8. Donald.eon, F. Stoker. 100 -yard nee --S. Donaldson (11,4 sec.,. H. IirLiip(i F. Stokes. 230 -yard rl4. -R. ]le Level 1","41,S OW. I. S. Donaldson. E. Rubinse.n. Quarter,mle race -T. Gundry (1 min. 12 we.). E. Robinson. It. Mci.eod. Half -mile race -T. Gundry (3 mon. 10 eft.. I. S. Itennaakl.on. F. Stokes. Intermediate champion -Robert Mo- ieed. sill pointit. Junior ('hasnpioie.bip. - Bunning broad Jump -D. Nairn 114 R. 4 in.) (new nvonl), E. Dobie. C. Humber. auditing, bop. step and Jump -D. Baffin 4:12 ft.) (new record,. 10. Nubia. C. Humbr. tandlut broad jump- i - a rn ft. 7 in.) 1 mew reaped), (r`Humber, E. Dobie. Running( hitch J. )ohne (4 ft 21e in t. 11. Nairn. C. (;roves. an egg; 1n fact there Is a case on re- cord of a merchant who lost a whole tousizmmeut eef albuwru on board an Iron stca.mship. through the penetration to the hekl of 'team which was being u«.I re. ioat a tiro out in another part 01 the vessel. Quinine. in I, )nites, would be useless if exposer! to any amount of heat. ow- ing 10 the impossibility of er•parattug it Prow the broken glass. tnscw We Could indeed clhc alm,t Zany aetivIe of merchai*liee and show where a great many factors that are not imw..Iiately apparent ,tonne into each reline( Aral au with all these pre- ,ihllities, the rating exports have to Mel with. they most. in turn. study these different items in all their plias.« and over an extended period of time aMl base their rat int un en equitable certainty. We cannot tetter illa,etn.te this than by quoting ex. tracts from tlw is I hens on "Scientific Eire hating from an Actuary's Stand- whit- delitere! Is torr tow Fire Ender - writers' Assoe•lnttlon by Mr. Milos M. IMwson. He says : "1t is sometimes erroneously meld that companies that engage in insur- aiwe are gambling. if they took a few risky truly, the charge would be true; but we shall este that 116*.very fundamental principle of the law' of pronehititles is that when a brie group Is cutstdend, chance is very nearly eliminates, anti the aggresrate loss way be cstimeted within marrow limits. so tlrat the purveying of in- detuuity is tel more speculation than dealing in sugar tvr culler), nor indeed s. mods." Therefore, by means of inoutanee, we titd that nt,t merely is the hazard of the individual offset. hut also the hazard when passed over to the tuna - peony and combined. with others results in a reaw.nably reliable loss ratio transmuted Into a moderate tax upon a11. The msth.•matk'al law of probability may be stated ma follows : If in a large group of persons for instance, to each of whom a certain thing pappears a priori. equally likely to happen. it (Wee actually happen within a certain time to a certain num- ber. then the risk that such .i11 hap- pen to one porton in the group within rn eh time,. may he repn•,entp4 by a fraction of whit-% the number to .IM tlw thing Iwppeles in tlw numerator and the pulber eomposiug the group is the denominator. Thus we see that all theme po issibil- ities that have btlLS.1104.1rrid must ire taken int a proper rate for the contents, brat In dotter this It is carefully'`rtrrited out along the lbws ele,erlted by Mr. Ilaw. son In order flint the charges may be in keeping with the bazanl. When rates are compiled on this bade ars! each IIa7JtM classified tinder tht,'rule we Heal the elemneut of ehante is ell- win..ted and eonwetlts•utly the totem ne t MAna whicy it t talo P he. element of chanty being reviucd to cella tiny ) plus the, eeperetr[.of enll.et• •ing thew- many small pre-miums and groupirng them into a large- amount to meet the hw..-s. N•atnrally when a biiIiding is toned for the retinae...* of housing •ontentsr the fire hazard is altered. as the use or storage of highly inflammable mnteriel slll•11 as benzine, roc.. m,lst inereese the hazard of the building. therefore when any article is pastel in any hullding the l,'nderwrit.•rs must, PxrminP If. First, with reference to 10, liability to ignite-ea/01y. .ttrtong.the shrieks of this charge -ter would be furnftnro•, Antes, oils, etc. Second, with referees•.• to its fur• nheiing furl with intense r•trtnt.11stion ;making It difficult to sat-.• the building. 'Main!, with neferenee to its own imsee•ptihillty to damage by tire, water ,or 'moke. Such xtta•kr as milllnet'y, toys, leaf toloaseeu, artificial flowers. feathers anti paper, nti wall pr, etcIt Is tering to the res•ulenne•y that many Iniildings hare 1, high rating, quite *port from any tante; In eon. ,etrtken, which world in Gimlet -1v,, •inr'nesle•e the Immo' and therefor,. If your rating is high consult a enn- p etetrt flu• underwriter anti ask him why your one is vo high. lie will be more then reedy to expinin It to lou anal "runlet no dwlht bre ..hie to in]ggPat , measures which would help you In re, 'dnctreg your fire hazard as there is no inystt•rions way In .rriving at the rate ilmt the risk is carefiully. Ptemincl and !• rated atrording to the bane rel. hpw•pn the haz;M end you w111 re (e lessen tor! 1t will nudity be seen therefore from :• the alonve that when the ln•mrM bats entered boo a contract with the lnaur. Iasg (semen, Henn e spet'ifle+tl darns of ineneame (and this 1d what los i(wolley irk eb4 t4ef chins is altered bty eddifton to or deleeken of. hart nor all. Ia./itch xlerlfcatioa without dnp moill- ,Aration ',chic given to the Iremring eompahy, pier part of the eonfraet thaw neat leen ferried not and trouhM. imlemelm standirM dispute and luta tt;t , . East Street Garage GO' ERICH IF YOU ARE WISE You will not miss the opportunity to inspect our stock of Fall Goods, which is nqw complete, and comprises the newest and best in Footwear *alio kinds, Farm Boots, Work Roots and Fine shoei for men, a splendid assortment of High Shoes, Oxfords, avid the popular One and Two Straps, in black and •. a variety of shades of brown, for Ladies, and good serviceable Shoes for the- Young Folks, all at prices based on the lowest present-day manufacturer's prices, Be Prepared for the sllt,hy Fall weather by purchasing a pair of our DOMINION BRAND RUBBERS Whether it is the heavy Rubber Boot you need or the tiny white Over-ruhher for Baby, we have them a11, every size and shape, to suit all kinds of shoes. SPATS are more -popular than ever. Don't huy till you see our lines. You are sure to like them. SHARMAN'S SHOE STORE W. REG. SHARMAN mom. ark ■,TH E...CQ _ STORE.... Clearing Out the Dress Goods and Silks A wonderful redue1ken on all Dress Gcoda athl Silks. Every lino. W reduced 20 per tent. Very fine Botany Wool Serge, regular $0.60 for $4.54. All Wetil Serge. regular $1.00 for $2.54. Reg- ular 43,011 for $2.25. Regular 11.25 for TIM. Theme cloths all run from eel in. to 54 in. wide. AL Wool (7sabm ere in navy, black, red and white, regular $1.03 for $1.40. Every piece of Drees Goods win be ea aide. Silica in Taffeta, Duchess anti Psdilette, 1n navy. black, grey, brown, caiwutragen. They are all 08 M. wide and hare been reduced In price 25 per cent. This Is an opportunity to buy Mike and Dress Goode at a great paring. This sate will start .s Saturday, Odeber 2Etd Be more and see the wonderful range of Winter Cents we are showing for this season's wear. They are all new and the Aylmer* correct Children's, mimes' and ladles.'. Coats in all sixes and the newest cobs. J. H. COLBORNE & CO. "My Back Ls So Bad" P AIMS in the sIDan ell the back, lumbago, Armor' Urns, pains in the limbs all ball of defective kidneys. Pois as aro bolag • r hi flans blood which erase paha sa4 somas. The kidaaeya, Items sal bub mast be &roomed to aethos by wan treatment as Dr. Mame. =Taste Liver P111*. There U as the* for delay TMM the kidneys go wrong. for wait ata '*topmasts as hardecing of ase as"" tortes and Bright's disease are tJ» natural result Ons soli a deme, ra meta a IaatsL at Mum. er adaaaaen, Bates a On. UM. Tereus. Dr. (;haseg- KIfC{.fili 100 -yard rate -4'. Humber (121•i sec.) ( &mew record), E. liable, 1). Nairn. 220.yarel raceme -E. Dobie (100/4 msec.), E. Field, 1). Nairn. Quarter -Mlle race -E. Dobie, Geo. Groves. ('baa. 'Droves. Junior champion -Eugene Dubh. 16 points. Guns' Kvents-Bestir. yard da*h-Helen Howrie, Julia Toting, Dolores Lalthwaite. Chestnut race -Julia Young. Meta Hamilton. Ethel Washington. Three-legged race -E. Washington sal H. Kilieatrk•k: H. Howrie and B. Hunter ; M. Howell and A. Hethering- ton. Throwing tiw baseball -Julia Young. Lilian Anderson, Amelia Hetherington. Running broad Jump -Amelia Heth- erington. Helen Howrie, Julia Young. Throwing *51141 eatohlng the bail -A Hetht•ringtou ao.i R. Hamilton: 11. Porter and 1). Manchail ; E. Washing- ton and It. Kilpatsloe. Throwing the bamkctbst l Into the basket - Dolores( Leltbwalte, Jean Cooke. Lilian Wallis. Beek rate -nets Hamilton. Amelia Hetherington, Julie Young. Seubr champion -Julia Young. 10 Iateriae(. Relay Rare. Forma 1. ♦ and B and II. -First - Adeline Violet Mew. Annie Huffman. Agnes Fraser. Jean ('hap - man, Adelaide Hays. Form t'.--tleeotd-Dorothy Wrist - brook, Lilian Garrick, Agnes Buchan• an. Clete ttac('reath. Mary Mclean, Violet Thotnpeen. Form II1. It. -Third -Helen Howrie. Oral Finnigan. Louise ('Doke. Beatrke Hunter. Lilian Wallis+, Julia Young. - Girls' Previa -Jagger. 75 -yard dash -Adelaide Hays. Agnes Fraser, Jean Chapman. Chien nut rate--Vlolet Thompson. Adeline Nirins, Agm-s Fraser. Itunnring broad jump - Adelakie Hays. Agnea Eraser. Adeline Niv►ns. Thnwkcgged rate -A. Hay. and J. ('batman: V. Thompson and M. Me - Len: M. Farrow sad 'M. ('lark. Book race --Agnes Fraser. Mar- guerite Mulbollami, Adeline 'Siring. Throwing lasketlall Into basket - Mary Mel.ean, Adeline Shins, Agnes Framer. Throwing loase•ball-Mary Mclean. Lois Mackenzie•, Agnes Framer. Throwing and catching the ball - A. Nirin' rrsl M. Clark; V. Thome• son and M. McLean; N. Johnston and 1st. Farrow. Junlor c1umpbn-Anne. Fraser, 10 x. :i oarnero hal. 2a; 1. WET -7-111 E. 45: 111. A. 45: I. A. 4T; IR., 81: II.. ,lehaaspipa), B5. s• Mowers. Shlbley and Treleaven of the Palmerston Spectator for their splen- did efforts to make the day pleasant for the visitors). Measr,. Vanatter and McQuarrle represented the Goderkh newspapers at the meeting. IN uTRA 'OF AY cE Flirtt, '.1 f Sil TRADE Wins MEN WHO KNOW Secure a clear conception of it THAT is the thing to do when uncertain whether or not to buy an insurance policy against fire. it Costs No More to be sure you are insured as you wish to be protected than to pay for a policy you do not under- stand. Yon place yourself under no obligation to buy insuraoct.bere IF you bring in a11, your prob- lems and your questions for a full discussion in this agency of the Hartford Fire Insurance Company. I Delet Let the Tracer Fool You coming sure Be Prepared Make your appointment to -clay r PUBLISHERS MEET. Ripen hags Nine Western Ontario A district meeting of the publishers of weekly newspapers of the muutlew of Grey. Bruce, Huron. Perth, Water- loo, Wentworth. Halton, Ihifferin and Wellington. was held at i'almerwton on Friday of late( week. Tlw meetings were held in the club roam of the lawn bowling chili and lius•Iwuii was ,erred in the Queen's Hotel et wlrk'It Acting Mayor Tre- leaven gave the addren of weleome. The chief object of the gathering was to diseues Smefrtess COMA Kiting from the «(endpoint of the publisher. partieular attention being pail tin nubt- scriptlon rates, wdrertissing rates and job printing prices. l'raetk'ally all of tote forty-five pub- liehera present reported that their nub- srription price had been rattled to 12.10 a year or more ago anti In slew of iner asing labor coatis due largsiy to the shortage of printer*, the publlatyers who had taken this step were in agree- ment that It return to the old rate would to impn„Hale 1f the standard of their putsllc•ations www M be main• to kedi:. nfortnrntely the newspaper busi- ness has hien auhJex•t to conditions that are not common to moat limes of Industtry. Unlike moat btr,ineaant the majority of newspapers; prior to the war were not definitely organized a; boson(es concerto. Adv.rtldn g ,pace and the .nlscription price wee* not lotokes1 upon as tangible commodities of aervke wbk'h taunt i. laid at it profit. The ehlef made entering into noose piper production are labor and newt - print and of emirs*. printing/ type and marhlnery. Ikeeaune of the fact that nes-ampere all over the country esti their ,uh..•riptions largely on a pald- in-adranee bade they muffetwl actual losses ea a enniesgneeee of riming Vries.. . Now. when talk centres on the sirehjest of tower price, In all lines of indnetry. the weekly publl•her Rorie 1i1ni plf faring a slfnatlon In which there id no relief in the whew of lower rusts tont ratter sr*wlitionv w 41) Moe him atuely his nwnnfaetnr- 1 II.uU-'..'41ta1f'tsve•Mr 1 We are buy this week, FRAYING up your neighbor's FAMILY PORTRAITS.. also colored pictures of his home. Don't be behind; bring yours in too, and have them framed in one of our Gilt or Circassian Walnut Oval Frames; with CONVEX glass at 113.50. Don't wait, for they rub easily, and should be framed up at once. 11f1�1r111 dogs tt�f111111 11.1 Smith's Art Store East Street Plows 1!S LINE THROWING MONEY AWAY It l to discard your used, worn auto Area We cam vui anise Uwe holes and bad spots and retort your tins to you praethtally as good as new -rood for thousands of talks more. It pays to save am tires theme days.--vuinolzdag is the way. We also earry new tires! tubes and accessories at lowest prices. McEWEN'S Grocery ISpecials Special Blend Tea Cocoa Matches Syrup Salmon, small tin Ammonia, IOe size 3 lbs. for $1.00 . , ....2 lbs. for 25c 3 boxes for 35c ,i..1....5 -1b. tin 45c 100 4 pkgs. for 30c 1.1b. Tin McEwt'n's Baking Powder for 25. 5 bars 25c 21 bars $1.00 4-1b. tin 69c 1-1b. Tin Talcum Powder, to clear per tin 10c Good Laundry Soap .lam Dry Goods Specials All wool Serge in black and navy blue, double width, at .....................................$1.25 yard 50 per cent. leas than during war time. Circular Pillow Cotton. was 75e, at 50e yard Cotton, from 121/2c per yard up A goods assortment of Flannelettes, from.. 20o per yard up Men's all wool Underwear at prieee worth while. Mena fleece -lined Underwear at reduced prices. J. J. McEWEN PHQNES o.