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The Brussels Post, 1980-09-03, Page 4(=pared, 'with the hour • meter. Every trictor has a serial nuritier and with this number. we can tell .the year the tractor was built. We can' tell you where the serial =mixt is located on each' tractor and, the average re-,' sale price for that particular tractor. This also applies to balers or vvindrOwers. (2): Compare tire , wear with . hours of tractor, use. Be suspicious when you see ew tires on a tractor with 1,200, hours on ihe meter. This may mean the, hour meter , has been disconnected for some lime. Rear tires should last. approximately 3.,000-6,000i hours. you have rep two 1.6.9-X1 tractor tires, it rill run YU& IIPPruzirusielT S666.00. (3) took it • the iirawhar: The drawbar on al tractor with 1,200 hours on II .,should not be worn exces. sively, - also check the balls on the 3 point hitch lower Farm news Farmers.... Now is the time to order your Seed Wheat *Frederick • Yorkstar • Genesse Foundation and certified seed available., Order early; supplies are limited: Call your Stewart Seed dealer: RYAN DRYING LTD.• .#11.11174241:„.. '5214M- McKILLOP MUTUAL FIRE INSURAN CE COMPANY Established 1876 , 10 Main St. Seaforth Ph. 527-0400 FULL COVERAGE Farm & Urban Properties 'DIRECTORS & ADJUSTERS Ken Carnochan Lavern Godkin Ross LeOnhardt John McEwing - Stanley Mcllwain Donald McKercher John A. Taylor J.N. Trewartha Stuart Wilson AGENTS E.F. "Bill" Durst James Keys Wm. Leiner 482-3354. 527-187.7 345-2234 52319390 524-7051 527-1837 482-7527 482-7593 527-0687 527.1455 527p0467 523-4257 If you require financing to start, modernize or expand your business and are unable to obtain it elsewhere on reasonable terms and conditions or if you are interested in the FBDB management services of counselling and training or wish information on government programs available for your business. talk to our representative. • (Brandi Office Address] For an appiinbilint et further Infermillist en lies lenit'S melees '271411110 (evilest] iii It* `.10iii *midi avast, oass; It twit Taia.P.A0 411141:" 444"" W v.,40:0#4avAr7C% .0 vdAprzy:,xemz467xAairtrippai%b rIttoftWent*I1CarAiggiOriWrAVOOACCOMOWV .z.4*-nowitiosizor THE BAU•SEL,s, SEPTEMBER 3,, 1980: • • .ec twe .pressure.. ,Tracidr tire Pressure IS important. The best way to measure it is with an ac- ?irate gauge, but a ,guage isn't always handy.. You can get a pretty pod idea if the• pressure is about right when the .tractor is parked on a smooth hard surface. •, The entire ,width, of the bottom lug should touch, the ground. The side-wall should not be buckled, but it should have a slight bulge. This bulge will be visible from in front of or behind the tire. When the tire is underin- fiated, the sidewall bulges badly. Pressure must be added when weights are added, or when pulling very heavy loads. When you are plowing, you should increase the pressure in the furrow wheel by four pounds. Un- , derinflation causes buckling and breakdown of the side- wall, ruining the tire. When a tire is overinflat- ed, the full width of the bottom lug doesn't touch the ground. There is no bulge at ail in the sidewall. Overin• flation makes a tire more susceptible to impact breaks and uneven wear. -Ron Fleming, Agricultural Engineer. USED TRACTORE w A WISE INVESTMENT OR NOT? We all know that a good used tractor can be a smart buy. How do we determine a good used tractor from a not so good one? Following is a Bieck list of some things to consider. (1) It's very bene- ficial to know the year of the tractor, so this can be 60's and attention to effect- ive use of limited capital have contributed to his suc- cess. He concedes that inex- pensive land helped to create his strong economic base. A good dairy farmer re- marked, "We've always ask- ed ourselves, what's the real purpose of each major capital investment. If it looks like our net income will increase after figuring out the income and expense estimates--then we do it." A beef producer said, "Before we expand out beef feedlot, we questioned whe- ther we had the management skills and labour to cope. We looked, listened, planned and considered different al- ternatives until it seemed like it might work. Some- times it's hard to tell--but at least by budgeting using modest returns and carefully calculated costs--you get a better picture. It worked on paper and now it seems to be working in practice." One lady who manages her family's farm production and financial records and pays the accounts told me, "There are several record items that we look at often. We think net return on investment is important--we're happy with ours, which usually runs between 7 and 10 percent. arms and compare wear with the hour meter. (4) Clutch - Check for signs of wear con t the clutch pedal. If the foot pad is worn badly, it could mean three things (1) The previous owner rode the dutch (which could mean a clutch job), or (2) the tractor his had a lot of use, or (3) the tractor has had a loader on it, all of these could be costly. (5) Check the play in the dutch. A clutch that doesn't We were spending too much per acre on machinery investment. We either need- ed to sell some of our equipment or spread that investment over more acres. We didn't know how we could get our work done with less equipment. We luckily. solved the problem by leas- ing the adjoining 100 acres' for five years from .a couple who retired on the farm. We get concerned if we are producing less than sixteen pigs per sow per year and the feed conversion on our far- row-to-finish operation drops below four to one. Our farm records have helped in obtaining bank credit over 'the years. We expect our bank manager to make us justify our need for capital on paper. We've been turned down before. Sure, it hurt a little at the time! If our banker had given us that huge loan for our _hastily-prepared ex- pansion plan then-"-our debt load would have been un- bearable. Alternatives were considered in consultation with our county extension person and the loan was approved later. I hate to admit it--but our banker did us a big favour. But, I'm not about to tell him!" et climate until it is near the to could mean a clutch job, (6; Check the engine Oil. If it is a milky colour, it means water has entered the oil. could be a result Of a bicrArn gasket, or a cracked Clieck the general aPpeir- ance of the tractor. A rough king •tractor probably means a rough operator. There are many ' more visual and mechanical checks CALL AN AGENT OR THE. OFFICE .Financial assistance Management counselling . Management training. . Information on government programs for business .• See our Stratford Office Representative PETE HUXTABLE AT: The. WingintmMotel, R.R. #4, Wingham On: The 2nd & 3rd Tuesday of each month 'Neal Visit Date: Sept. Ytii) A young farmer said "es- calating costs and static farm product prices have made me try to do a better job with what I have. I really think a lot of us who are trying to get our feet on the ground need to get better before we get. bigger. We're just not fi- nancially prepared to buy more land at today's prices-- even if it is the farm acrois the road. His neighbour identified two major decisions for young farmer's--"first, de- cisions about renting com- pared with buying land and machinery, or further ex- panding crop acreage com- pared with setting up a livestock enterprise." An established pork pro- ducer tells me that his orig- inal selection of a farrow-to- finish operation in the late Making., the • irost. Opening new doors to small business that should be, -made before purchasing a used tractor. I will cover these in .0 future ,. Article. If you have any questions regarding a tractor's age, horsepower, fuel consump- . lion, approximate used value .etc.,;, please• contact Sam Bradshaw At the Ontario Ministry of Agriculture and Food. -Sam Bradshaw, Engineering Assistant.