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12 — THE BRUSSELS POST FEBRUARY 27, 1980.
Interest rgtos. :hurt F of A tel
BY ALICE GIBS,
High interest rates are getting a strangle
hold on many farm businesses and making it
increasingly difficult for young farmers to
enter agriculture, according to Jim
McIntosh, a member of the executive of the
Huron Federation of Agriculture,
Mr. McIntosh presented a brief on
problems created by the current high
interest rates to MPP's Jack Riddell (Liberal
Huron-Middlesex) and Murray Gaunt
(Liberal, Huron-Bruce) and newly-elected,
MP Murray Cardiff (Cons.) at the
federation's annual members of parliament
dinner in Clinton on Saturday.
Mr. McIntosh told dinner guests the
increase in interest rates from 10 to 15 per
cent has "added six cents to the cost of milk,
39 cents per pound of beef at the retail level
and 27 cents per bushel of corn, to cite only
three examples."
He said established farm operations can
withstand the high interest rates for a longer
period than the younger farmer just starting
out.
He said many Canadian provinces offer
either a farm loan program or an interest
subsidy on specified existing loan programs
to qualifying"-farmers but added, "Ontario
may be the ()illy, province which does not
offer any incentive to young farmers
borrowing the large sums of money
necessary to get established in agriculture."
Mr. McIntosh told the members of
parliament that the province of Quebec for
example offers term loans to farmers at an
interest rate of only !eight per cent per
annum. The federation director said the
province of Ontario should either consider
reintroducing the Junior Farmer Loan
Program or else establishing a program in
which the interest rate to qualifying farmers
"is reduced to a manageable level."
Mr. McIntosh said a $100,000 loan,
amortized over 20 years;w1Ma 15 per cent
interest rate, ends up costing the farmer
$381,455."
"For the survival of agriculture, the
government of Canada should do everything
within its power to reduce the Bank of
Canada interest rate. For Ontario agriculture
to be truly competitive in the future, the
province of Ontario should operate a loan
program with a preferred interest rate or,
offer an interest rate subsidy to existing loan
programs," Mr. McIntosh told the
politicians.
The federation director said Ontario must'
initiate loan programs "to keep us com-
petitive with sister provinces". He said
while farmers in the European Common'
Market countries can borrow money at three
per cent interest rates, and many
established farmers in Ontario have
outstanding loans at five per cent interest,
"we are asking our young people to get into
agriculture and pay 12-15 per cent interest
rates."
John Van Beers, second vice-president-of
the county federation, delivered a plea to the
politicans to keep Saturday rural mail
delivery in effect.
RURAL MAIL DELIVERY
Mr. Van Beers said there are again
rumours that the Saturday delivery is going
to be curtailed. He told the members of
parliament that a farmer often receives
important business mail on a Saturday
"which gives him the weekend to deal with
it: time which would not be available on
Mondays."
"The government has removed passenger
train services from rural communities and
bu' service is practically useless. Now our
rural mail service is being diminished. It
would appear that:the federal government is
trying to increase the isolation of rural
Canada, Maybe the government is hoping
that if they just close their eyes, the rural
areas might disappear altogether," Mr, Van
Beers told the politicians.
"Murray Cardiff told federation members
he bad already heard "we should expect a
lot better mail service in the future."
Paul Klopp, a member of the federation's*
energy committee, outlined some of the
increasing uses of energy in ,today's farming
operations, but pointed out "food production
has gone up in comparison to the fuel ratio
used."
He said food producers feel strongly that
"farmers must be .kept in the number on
priority in regards to fuel supply. The small
amount of fuel used to produce food for this
entire country, as well as others, must be
available at affordable prices," he told the
members of parliament.
Mr. Klopp said his committee is under-
taking a survey in Huron County regarding
the energy use of different farm operations.
He said the committee holies survey results
will allow them to compare the amount of
energy used to produce products the most
efficient way.
Provincial Agriculture Minister Lorne
Henderson's farm drainage loans program
came under fire in a brief presented by the
wheat and white bean producers' in the
county.
Under the loan program used in the past,
a farmer could borrow up to 75 per cent of
the cost of his tile and installation at a
subsidized rate of . six per cent. Under the
scheme introduced by Mr. Henderson, a
farmer can now receive only up to $10,000 a
year with a maximum outstanding loan of
$40,000 at any one time.
The brief, which called the new scheme
"inefficient", said now a farmer must
schedule his, drainage program over four
years, rather than completing the project in
one year.
"The problems associated with having
part of a field drained and part not drained
should be obvious, even to Mr. Henderson,"
the brief said.
Jack Riddell told the audience that he fails
to understand "why we have to have a
ceiling on farm drainage loans" and said he
will be bringing the matter up with Mr.
Henderson in the future.
Frank Wall, a member of the OFA
executive from the Niagara region, said 'he
agrees formulas for calculating tile drainage
loans must be changed and said the
federation plans to take a strong stand on the
issue. Mr. Wall said, "farmers can't any
more afford to grow crops on land that isn't
drained."
The Stephen Federation of Agriculture
also attacked the tile drainage loan program
in their brief and asked the government to
reconsider the program.
Mel Knox, speaking on behalf of th
Huron County milk committee, asked that
the federal government establish their new
dairy policy early in the calendar year "so
that producers can make the necessary
changes early, and maintain a proper level of
production."
ASK FOR PROTECTION
Neil Stipleton, presenting a brief on
behalf of the " Huron Cattlemens' As-
sociation, asked that amendments be passed
to the Bank Act to allow absolute priority of
rights in respect to claims of a grower of any
agricutlural product and without limitation
on value in the event of the bankruptcy of a
meat , packer. Inthe past, the act has,
guaranteed priority of rights only to
producers of !`direct products of the soil and
dairy, products" which leaves cattlemen
without protection, in the event of a
bankruptcy.
High interest rates again came under
attack in a brief presented by John Paul Rau
of the Huron County Pork Produaers. Mr.
Rau said high interest rates combined with
lower pork prices have brought many
producers into financial difficulties.
- He said some economists are predicting
that the lowest prices are yet to come. Two
years ago, pork was selling for about $72
$77 per hundredweight and is now selling for
approximately $5 per hundred weight:
Mr. Rau said, "the tragedy is that it is the
young farmers, who are the real hope for the
future of the industry, who are in trouble."
Mr. Rau told the politicans the govern-
ment must help if th eindustry is to survive,
either by lowering "the crushing interest
rates" or by introducing a subsidy program
for pork producers. "If no assistance is:given
soon, too many producers will leave the
industry," he said.
Allan Campbell, reeve of McKillop Town-
ship, pointed out when hog prices were high,
"a Jot of people jumped in like they were
going to have a cheap swim and they built
pig barns until they were coming out your
ears,"
He said when pork production isn't on a
4uota system like many 'Other farm,
commodities, "how in GOd's name can they
regulate them?"
John Van Beers said the problem can't be
blamed entirely on young farmers getting
into pork production, saying "it's, the cost of
production, not the number (of producers)
that is getting us into trouble."
Frank Wall pointed out' taxpayers com-
plain when subsidies are paid to pork
producers due- to overproduction, but they
also are critical of marketing board quotas
which implement a system of -supply
management.
Mr. Wall said it is just a matter 'of time
until hog ,producers will have to have 'a
system of supply management.
Two other groups presenting briefs to the
members of parliament were the Huron
County Egg Producers, represented by Bill
Scott and Barry Miller, president of 'the
Huron County 4-H leaders association.
' MEMBERS OF PARLIAMENT DINNER—Stanley Township reeve Tom
Consitt (left) visits with Huron County warden Bill Morley, newly elected
- MP Murray Cardiff and Merle Gunby, president of the Huron County
Federation of Agriculture, before the members of, parliament dinner on
Saturday. The dinner, provides federation' committee and other county
producers' organizations with a chance to present briefs to the three
politicians representing the area. , (Expositor photo)