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EXETER, ONTARIO
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CADBURY'S ASSORTED EFFERDENT
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The
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0)-4
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19848 reasons
why we believe
a Scotia Plan Lo
is better.
1 Scotia Plan Loan approvals are fast.
Because the Scotia Plan Loan Officer you speak
with has full authority to approve most loans on the
spot. No need to check with computers or higher-ups.
2 You don't have to bank with us to borrow
from us.
We want your loan business, no matter where
you do your day-to-day banking. Mind you, we'd like
to have that business too.
3 You can phone for a loan and get even
faster service.
Call the Scotia Plan Loan Officer at our branch
near you. I f you've borrowed from us before, in most
cases you can get an approval over the phone.
If you haven't, you'll give us a chance to get most of the
paperwork done by the time you drop in to ,agn.
We'll go into overtime to get your
loan business.
if you can't visit us during banting hours,
phone. We'll arrange a time that is convenient for both of us.
5 Approving loans is our business.Your
reason for borrowing is yours.
Yes, a Scotia Plan Loan Officer will ask why
you want the money. But that's because some loans
(car loans, for example) can be approved more quickly than
others, and the Loan Officer can save you some time.
6 Scotiabank has approved more than
5 1/2 million consumer loans.
So when it comes to loans,we know what
we're doing. We didn't get to be a leader in the field of
consumer hank loans by turning people off or by letting them
get into repayment plans that are too tough to handle.
7t01,848 Our1,842 Scotia Plan Loan Officers.
Approving loans is their job, Each has been specially
trained to put our money to work in the form of consumer loans.
So you speak directly with someone trained in responsible
lending, someone who is in businesN-to approve loans. So when
you think about a loan, think about a Scotia Plan Loan ...and
come to Scotiabank and grow with us.
5 arl,,` Chin PlittlOft
S“It
nth 511' ions.
"1°" 000100
Scotiabank S
THE BANK OF NOVA SCOTIA
Page 26 Times-Advocate, December 1, 1977
Family law changes
By JACK RIDDELL
MPP Huron-Middlesex
The Family Law Reform
legislation is progressing
through the Legislature, and
Royal Assent has been given to a
number of bills.
Ontario has abolished the con-
cept of the illegitimate child for
all purposes of law, and has set
up a legal framework to help es-
tablish parentage even when the
parents have never been married
to each other. This will go into
effect March 31st, 1978.
Any discrimination on the
basis of illegitimacy becomes il-
legal, and the legislation will
have special significance in
court cases involving inheritance
claims, since illegitimate
children will have the same stan-
ding as all other children when
either a father or mother (or
both) die without leaving a will.
Before the new law, il-
legitimate children had no claim
before the courts. Another Bill
which has received Royal Assent
is that raising the minimum
legal age for marriage to 16 from
Parental consent will still be
required for 16 year olds to
marry.
Another section of the legisla-
tion legalized last-minute infor-
mal wills. A holograph will of
this kind must be entirely in the
handwriting of the deceased,
followed by his or her signature.
A printed form signed without a
witness does not constitute a
holograph will.
The estates law also increases
the preferential share, of a
spouse if either a husband or
wife dies without a will to $75,000
from $50,000 and provides a for-
mula for determining a preferen-
tial share in cases of partial in-
testacy, that is, when the will
does not refer to all property
owned by the deceased.
The Provincial government
will soon announce plans to close
down some of its old county jails
and some newer corrective cen-
tres to save money, according to
the Minister of Correctional Ser-
vices, Mr. Frank Drea.
Factors which will be taken
into consideration are the condi-
tion of the jail, its distance from
the nearest comparable facility,
what kinds of prisoners are being
held. The government operates
33 county jails, seven detention
centres and 15 correctional cen-
tres.
At present about 4,300 people
are employed in Ontario's cor-
rectional system, and the
Minister has, he says, given a
commitment that no jobs will be
lost as a result of these budget
cuts.
The Government's proposed
five-cent tax on soft-drink cans
has been scrapped, firmly re-
jected by Opposition Parties.
The Minister, Mr. George Kerr,
has stated that he will not try to
introduce a bill to impose it this
session and is considering
session with a measure accep-
table to the Liberals — a deposit
on cans instead of a tax.
Liberal Leader Stuart Smith
has called upon the Government
to spend more money to help
stem the growing incidence of
child abuse. He informed the
Minister of Community and
Social Services, The Honourable
Keith Norton, in the Legislature
that officials expect. a 40% in-
crease in child abuse cases this
year, and money allotted to
Children's Aid Societies is
"rather low".
The Minister said the
government's package of about
100 proposed legislative
amendments concerning child
care should be made public quite
soon, Child abuse task forces
have, he said, already been es-
tablished in many communities
and are "already having a
significant impact on the
recognition and detection of
child abuse",
Ontario Municipal Elections
will henceforth be held on the se-
cond Monday in November.
Previously voting day has been
the first Monday in December.
A Select Committee of the
Legislature has been appointed
to examine the entire scope of
Ontario Hydro's current and
The Hydro Select Committee
consists of six. Conservative
Members, four Liberals and four
NDP Members with Mr. Donald
C. MacDonald, NDP for York
South as Chairman.
The terms of reference for the
committee are broad enough to
allow committee members to
question everything from the
current construction of heavy
water plants in Bruce County to
Ontario's commitment to
nuclear power.
Before the appointment of the
committee, the NDP caucus had
been arguing that only brief
terms of reference were re-
quired but the Liberals kept in-
sisting that, the terms of
reference include the cost of con-
struction of two heavy water
plants being built by Hydro at the
Bruce County Nuclear Power
Development, and they were
successful.
Eight clauses of the terms of
reference refer specifically to
the Bruce nuclear project.
The terms of reference allow
the committee to inquire into the
cost of construction of the two
heavy water plants at the Bruce
site, but its major terms allow it
to discuss Hydro power rate in-
creases and to "examine On-
tario's nuclear commitment",
The terms overlap with the
Porter Royal Commission which
is examining Ontario Hydro's
long range planning options, in-
cluding nuclear power. By
January, both Dr. Arthur Porter
and the select committee will be
holding simultaneous hearings,
many of which are bound to raise
the same issues — even though
Hydro's commitment and plans
for further development of
nuclear power in the province
are already well underway.
The select committee's terms,
for example, call for it to ex-
amine Ontario Hydro's planning
strategy for adopting nuclear
power, and in particular largz
versus small generating stations,
remote stations versus sites
close to urban areas, and the
ratio of nuclear fuel generating
stations that should be built in
comparison to fossil fuel
stations.
Also to be considered by the
Select Committee are the
economics of nuclear power ver-
sus generation from other
primary fuels; the performance
and reliability of 'nuclear power
stations; the nuclear power
stations; the nuclear generating
stations; and environmental im-
pact and health considerations
related to nuclear power.
The section of the terms of
reference which calls for an ex-
amination of power rates will
allow MPPs to raise the question
of how Canada's participation in
an international uranium cartel
may have affected the cost of
power in Ontario.
Thames Road
plans hanging
By MRS. WILLIAM ROHDE
THAMES ROAD
Friday evening, December 2
from 7:30 to 9:30 pm. the
`Hanging of the Green' will take
place in the church basement. All
Sunday School children,
teachers, parents and friends are
invited to join in decorating the
church. A story will be told and
refreshments will be served.
White Gift Service will be held
Sunday, December 4 during the
church service. All Sunday
School members meet at 10 a.m. .
The Christmas meeting of the
United Church Women will be
held on Monday evening
December 5 at 8 p.m.
Keep Saturday evening
December 17 open for the annual
Christmas concert.
Mrs Gerald Riehl returned
home Sunday and Mrs. Paul
Passmore returned home
Monday from St. Josephs
Hospital, London after un-
dergoing surgery recently. We
wish them both a speedy
recovery.
Mrs. Al Parker, Wyebridge and
Krista Parker, Exeter and Mrs.
Alex Rohde of Mitchell visited
one day last week with Mrs.
William Rohde,
Mr. & Mrs. Howard Cun-
nington visited Friday with Mrs.
Fred Cunnington who is a patient
in St. Josephs Hospital, London.
Tom and Jon Passmore spent
the week-end with Mr. & Mrs.
Ken Kadey of Huron Park. Mr. &
Mrs. David Passmore were
Sunday evening guests with Mr.
& Mrs. Kadey.
Thames Road Church began to
celebrate the anniversary of
Christ's coming with the lighting
of the first candle in the Advent
wreath. It was purple the colour
of royalty. The choir sang the
anthem "Into a world of sin and
darkness."
The sermon topic was a "Joyful
Event," Mr. Hargreaves said
that getting ready for this great
event is a joyful exciting time.
Just as parents await the birth of
a child into the family, may we
experience a new birth of love in
our hearts this Christmas!
The ushers were Ruth Bray and
Laurel Hodgert.
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whether to try again in the next future operations.
NOT TOO SURE — Brent Southcott isn't too sure he wants to stay too
long on the knee of Santa Claus following Saturday'S parade in
Exeter. T-A photo