HomeMy WebLinkAboutThe Exeter Times-Advocate, 1977-08-11, Page 23Kotex
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GUARDIAN.
DRUGS
A HEART FULL OF MUSIC — Harry Adkins, RR 2, Hensall, is 85 years
old. When he's feeling good, he starts step-dancing. He has been a
winner in area competitions. Staff photo
Henry Adkins has all
step dance ingredients
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An ear for music, a feeling for
rhythm and plenty of joie de
vivre, when mixed the right way,
produce a step-dancer.
Eighty-five-year-old _Harry
, ( Henry' Janies)'•AdililiS of RR: 2,,
..Hensall, is exactly 'that' kind' of
mixture, Though he'ineverhYd• a
.:lessen in his life;"he, Can :klarice'
• any fast tune";•Mest, :fiis•;
••::.e,tancing haS been :aecompanied .
by ,fiddle, often that of Hehsali',5.
• :.Nelsop HoWe. . •
Harry Adkins is • .nciliun-oftthe-'
mill step, dancer. Twe years ago
he came first in the step-dancing
Section of the Hensall Fiddlers'
contest. Last year he placed
second in a competition with a
man 40 years younger. This year,
he said, he "had too much on the
go" to try again.
In June, he and his wife, the
former Violet Fuss of the Zurich
' area, celebrated their fifty-eighth
1 wedding anniversary by going off
on a bus-trip for four days to a
New York resort.
They no longer farm the 100
acres a few miles west of
Hensall on which they have'
lived for the past 55 years. Soon
they will movein a brand new'
apartment in Zurich.
It won't be easy to leave the
little red farmhouse that brims
with memories. There, they
raised six children - Howard of
RR 1, Zurich; Wilmer of Exeter;
Stuart of Winnipeg; Jacob of
Douglas Point; Donald of Sarnia;
and Shirley (Mrs. Ernie Powell)
of Goderich, They have 14
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Main Street 235-1570
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grandchildren and one great
grandchild,
The hundred-year old far-
mhouse has never been wired for
.hydro, .It's:,ilt by, propane..laa:
•• ter,n ; tir).. healed ,by; oil; '
• AdkinS Cool4 one white enamel
weedIstoVe which looks almost as .
television set
• • battery7operated; • '‘.:• • .
, • .• .`ti..,aSt•winter vva,s 'the •worst•irb:
over 50 years", .Mr.• Adkins' said'.
, .; They, Were taken by snowmobile
• to •Howard's place. It was WeekS
before they•could return, '• .
When their family was yoUng,
the Adkins used to travel to
Zurich every Sunday to the
Lutheran Church by horse and
cutter, all bundled up in a buffalo
robe, Once he was going a little
too fast and overturned the
cutter. They straightened it up,
then went on to church.
From horse-drawn vehicles,
Mr. Adkins moved to a Model-T
Ford. He has been driving
automobiles for close to 60 years
and still has a clean record.
He was born in London,
England, and came to Canada at
the age of nine, settling with his
relatives on the Goshen Line.;
Violet, whose parents were
German, spoke little English
when he first met her. Both are
now bilingual.
His approach to step-dancing is
straight-forward. He wears no
special costume - just jeans, shirt
and walking shoes. It was
something that came naturally•
and was a source of personal
pleasure over the years.
"When I was full of music, I
used to get the rhythm;', he said,
"I just got stepping, here one
day."
He also plays the harmonica
and accordion.
Step-dancing is not defined in
dictionaries of dance, References
to it are frequent in books on
Scottish dancing. The traditional
hornpipe has been classified as
an elementary step dance. All the
high stepping dances of Scotland
belong in the same category. One
author suggests that this type of
dance had special value to
Highland warriors because their
lives often depended on strong
legs and swift feet. Movement of
arms and torso is restricted in a
step-dance; while legs and feet,
beating out the rhythm, are very
busy.
Harry Adkins made his first
appearance on a public stage at
the old Casino on Queen .Street,
Toronto. He was among those
picked from the audience to come
up on stage. The management
found, to their surprise, that
they had picked a real performer.
He likes to recall the time he
sang with the Kitchener polka
band Of Walter Ostanek during
one of their "Night Out" shows,
This spring he was a guest on the
"Morning Break" show of
London's CFPL television.
Life wouldn't be nearly as
Much fun for Harry without his
music and dancing.
A "threshold deduction" of
$10,000 introduced by the federal
government to offset criticism, of
its proposed new tax on life in-
surance is totally inadequate, say
local life underwriters.
The new tax which was
proposed in Minister of Finance
Donald Macdonald's March 31
budget would levy income tax on
life insurance "policy gains" at
the time of a policyowner's death.
The so-called "threshold
deduction" was described as a
token gesture in a statement
issued by Lloyd R, Sorsdahl,
president of the Life Under-
writers Association of Perth-
Huron.
"It is a totally inadequate
solution to the basic issue that it
is wrong to levy income taxes on
any portion of life insurance
proceeds at the time of death," he
said,
"People insure. their, lives not
for monetary gain but to protect
,their families;' For the •govern-
ment,to vyidoWs and cbilOyeir
at the time' of Weir bereavement
is both insensitive and inap-
propriate.
"In a just society, you don't hit
people when they're down. You
don't deal them a severe
economic blow at a time when
they have just suffered a severe
emotional blow."
There would be vigorous public
protests about the new tax if its,
ramifications were fully un-
derstood by the public, says the
Association. But the proposals
are so complex that the average
person has difficulty un-
derstanding them, and ap-
: predating the impac,t .the „tax
' could •ha've on their tan-Mies:-
The proposed deduction bf'up: to
mow from taxable..poliqy
• gains at the time of:, :a •
policyowner's death is limitedloi•
'situations where the policyowner
'and the life insured are one• and•
• the same person.. The deduetfon
weilld not apply in cases•where a.
parent insures a child and. Vice
versa Or where business
associates insure each other to
fund a buy-sell agreement.
"Even a modest amount of life
insurance could result in a
taxable gain well in excess of
$10,000 for a person living to
normal life expectancy.
"The typical Canadian family
now owns about $38,000 of life
insurance. If this amount of
participating whole life in-
surance was taken out by a man
at age 30, and he lived to his
normal life expectancy of 73, the
policy gain would be $21,283,
assuming current dividend
scales.
"When the policyowner dies,
his widow and children would '
then be faced with having to pay
the government tax on $11,283."
The Association points out that
no other country, to the best of its
knowledge, levies income taxes
on any portion of life insurance
death benefits. Here in Canada,
estate taxes and succession
duties have largely disappeared,
too.
"Consequently," says the
Association, "a withdrawal of the
entire proposal to levy tax at
death is far more consistent than
the threshold approach."
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▪ 133 Huron St., East, Exeter
.4summummuntimmilmin11iinnunto47
The Association was critical of
the government's proposed new
tax treatment of life insurance
policy loans, too.
"Borrowing on the so-called
'gain' position of a policy should
not trigger additional tax
liability," says the Association,
"And interest payments on policy
loans should continue to be
deductible if the borrowed money
is used for business or income-
producing property."
The government has misled
taxpayers into believing that the
new death and policy loan taxes
would be of little consequence,
says the Association.
"As a result, only a very small
number of Canada's 12 million
policyowners are likely to be
aware of these tax proposals and
their significance.
"Most Canadians will not be
disturbed by the changes until the
death of an insured family
,member or an emergency need
or cash. The proposed changes
are a sort of ticking time bomb
set to explode in the faces of
policyowners, widows and
children at a time when they are
least able to absorb the shock.
The Association called on the
press, both locally and
nationally, to make the facts
about the new tax proposals
known to Canadians. "By in-
forming people about the
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When you open a Share Account at your
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RICHARD WELSH
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Tirnes.Advacata, August 11, 1977
Palle 3
Say threshold deduction inadequate
potential impact of those new defeating,proposals that are both
taxes, the press ecold make an morally wrong and socially
important contribution toward repugnant," BUTLER'S e St D ore
397 Main St„ Exeter
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