HomeMy WebLinkAboutThe Exeter Times-Advocate, 1976-07-08, Page 8 11111111111,10.1M,.....1.1M.1,
Osborne & Hibbert Mutual
Fire Insurance Company
(Established in 1876)
Provides Full Insurance
Coverage for Town
Dwellings as well as
Farm Properties
AGENTS
Ross Hodgert Woodham 229-6643
Hugh Benninger Dublin 345-2001
Clayton Harris Mitchell 348.9051
Mrs, Elaine Skinner Exeter 235-1553
Wally Burton Exeter 235-0350
DIRECTORS AND ADJUSTERS ,
Jack Harrigan RR 3, Lucan
Robert Gardiner RR 2, Staffa
Clayton Coiquhoun RR 1, St. Marys
Lorne Feeney RR 2, Dublin
Ray McCurdy RR 1, Kirkton
William Chaffe Mitchell
HEAD OFFICE — 507 MAIN St, EXETER
Phone 235.0350
they may realize how dependent
they are on others, such as the
production of good and the will
and wisdom of Almighty God.
Spiritual growth is as im-
portant as any food and when we
partake of the Sacrament of Holy
Communion; we are serving
Christ in an acceptable way.
There was appeal from the pulpit
for leaders for the summer school
for children aged 5-14 years
which will be held during the last
week in ,July.
Personals
Mr. & Mrs. Austin HObbs at-
tended a 25th wedding an-
niversary reception for Mr., &
Mrs. Paul Hobbs of London, held
at the home of Mr. & Mrs. Ken-
neth Hobbs, Ilderton on June 30.
Mr. & Mrs. Gordon Hodgins
and family oft,ancaster spent the
weekend with Gordon's parents
Mr. & Mrs. Norman Hodgins and
attended the McRobert:Sherritt
wedding, Saturday June 26.
Miss Marion Herbert spent a
few days with Miss Beverly Hall
of Strathroy.
Cancer can
be beaten
* Shingles
* Flat Decks
A Good Job From
A Good Company
Mir Liquid
DETERGENT PUDDING
2 - 24 oz. 4 tins
Del Monte Butterscotch
Page 8
Times-Advocate, Juiy 0, 1976
01.11010111.1111011111.1.101010r
The column that's read for a purpose .
aillikt
, .
1 by Scotty HorriiIton ,..4., Mail your problems to "impact" c/o this paper, All letters
will be answered provided a stamped addressed envelope
is enclosed. Some of general interest will be published.
Letters must be slaned but we will NOT reveal your identity. ,
"These Questions and Answers based on Ontario Law, . are published to inform and not to advise. No one r , should try to apply or interpret the law without the
.ald and advice of a trained expert who knows the xs facts, since the facts of each case may change the
application of the law," NO PNIDNE CALLS PLEASE
EXETER
RA.4. II 262-
2823
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or 235-1070
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370 WILLIAM ST.i•-
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r9Aair
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THEO
ONTARIO ER OF
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0 FUNERAL
A SERVICE
Last week in your column you published a letter which
the reader thought might be interpreted as "rather mor-
bid," ,
Well a question that's bothering me is in the same
category, the making of a will.
My parents claim that at nineteen years of age I am
now an adult and should therefore have a will made, but
since I own very little personal property and no real estate I
really can't see the sense,
What is your opinion on this matter?
Though making a will at your age is not essential, if is
nevertheless a wise idea. A will lets you give your property to
whomever you wish (with some limitations if you are married),
whereas, if you die without a will (intestate), the Devolution of
Estates Act decides where your property will go. it is up to you
who you want controlling your property after you die. If you die
unmarried and without a will, your closest next of kin (your
parents and brothers and sisters) will take the property under
the Act.
Remember, a will is freely revocable, destructible and
alterable. It costs very little and lets you appoint who is to
manage and distribute your belongings.
Before making any will, have a chat with a lawyer. first. The
advantages of having a will at a young age are not always pre-
sent — especi'ally if you do not own something of significant
value.
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411 Main St., Exeter — 235-2261
etaz Vadege0,4
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235-253j
489 Main St., Exeter
Bob & , Shid's
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Hwy. 4 & Huron
RESTAURANT
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Groceries
Variety
GAS for LESS!
4 Help! My husband signed
great need of money. He was
pany would charge a bonus,
Part of the principal sum. It
$1,000 on a $5,000 mortgage!
What can we do?
Generally speaking, the law
derstand and accept the contract
However, there are a number
unscrupulous businessmen and
a statute. While it is legal to charge
state it and the principal as one
unconscionable, in all the circumstances.
You can apply under the Unconscionable
Act to court for relief. The risk
ding of the mortgagor who signed
upon him to sign quickly are
count by the court to see if the
Also, bonuses must be a true bonus
to do something under the mortgage.
This area of the law is extremely
lawyer before taking any action.
_ ' _ ILINTRY
° FINER
STORES
237-3456 MOUNT
CARMEL
a mortgage when he was
told that the finance
which was to be included
turned out to be a bonus
says that a person is taken
to which he puts his signature,
of statutes which protect us
here we are dealing with just
a bonus for a loan and
sum, no bunus can be harsh
Transactions
of the loan, the level of understan-
the loan and the pressure
some of the things taken into
transaction is unconscionable.
and not a penalty for failure
complex. Always consult
losorrainamtgain.1
in
com-
as
of
to un-
from
such
to
or
Relief
ac-
a
.
'
Your
..F tvi
ONLY Authorized
EMC Boiens
DEALER
IN THIS AREA
Safes
Service
I went to a bank last week and asked for a loan. The
manager said that I would have to give the bank some
collateral, as well as my promise to repay, as apparently
my credit rating is not the best, I have a car which he said
would be suitable. But what are the consequences of giv-
ing him collateral?
The law in this area is now covered by a new Act which came
into force on April 7,7976,
If you give your car, or'anything else, as collateral this gives
the bank further "security" for the loan and it has a "security in-
terest" in the collateral, giving it certain rights if you default on
your payments.
So long as you pay the loan off properly, your car is safe, but
if you default on your payments, the bank may take possession
of the car and either clispote of it leg. sell if) or keep it in
satisfaction of the debt.
You would get the surplus if the car was sold for more than
the loan required, In short, if you do not make your payments,
you will very likely lose the car one way or another so that the
bank will satisfy the debt.
Your local headquarters for
FIREPLACES
and .
ACCESSORIES
THE 235-2022
FIREPLACE got.
429 Main St. HUT Service Exeter
Scotia Bank financing
Also Chargex
T. Pryde
293 MAIN
MONUMENTS
LETTERING
EST.
-
EXETER
1919
ST.
MARKERS
__,,r,.,
tto
44
& Son
Ltd.
S.
...
235-
0620
ANYTIME g40,-,..
By MRS. E. SUMMERS
GRANTON
Although the weather was not
favorable to picnics, the Happy
Gang still 'held their picnic lun-
cheon in the Church basement on
Wednesday June 30. Kentucky
fried chicken was the first
course, followed by birthday cake
and ice-cream.
Members whose birth dates
were in June and July and having
their names on the cake were
Mary McInally, Charlotte Kerr,
Mabel McNaughton and Earle
Middleton.
Harold Westman won the ticket
number prize, Minnie Mardlin
had the word "surprise" under
her plate and received a prize
Florence Nixon was the oldest
lady present and was presented
with a corsage. Frank , Squire
being the oldest gentleman
received a boutonniere.
Austin and Sadie Hobbs were
the couple who had been married
the longest and won a prize, Sadie
also received the prize for having
the least bones on her plate,
Mrs. Harold {Edna) Westman
presided over a short business
meeting. Rev. Mary McInally
was presented with a farewell
gift of a china cup and saucer,
GRADUATION EXERCISES were held at Exeter Public School Thurs-
day night. Above, Mrs. L. Ottewell's eighth grade class. From the left,
front row: Bonnie Baynham, Laurie Shipman, Julie Skinner, Marjorie
Van Duyn, Janet Middleton, Julianne McLean, Michelle Vondergunst,
Gail Irvine, and Janet Cowan, 2nd row, Mrs. L. Ottewell (teacher), Kim
McBride, Tena De Koker, Sue Zachar, Patty Milton, Kathy Penhale,
EXETER PUBLIC SCHOOL held its graduation exercises Thursday
night. Above, Mr. Black's eighth grade class. From the left: front row;
Shirley Ann Rose, Veronica Adams, Heidi Eisenschink, Cheryl Harvey,
Sherry Gilfillan, Carolyn Walkom, Joyce Penninga, Kim Lang, Bev Tait,
'and Leslie Campbell. 2nd row, Brenda Gaynor, Cheryl Moody, Sheila
McLeod, Cindy Fisher Brenda Pinder, Peggy Inch, Bobby Glover and
Miss Menially is leaving Granton
to become the minister,of the Mt,
Elgin charge.
A minute's silence was ob-
served in memory of the late
Mrs. Jack (Wilda) Clatworthy.
Mrs. Westman thanked the
committee, consisting. of Marg
Horrett, Edith Westman, Lizzie
Crockett and Amelia Jameson for
all their work in helping to make
the picnic such a success.
A committee was named to
look after the September meeting
and Edna Westman was reap-
pointed as president until the end
of the year. The meeting closed
with a reading by the president
"Character is like, embroidery".
The remainder of the afternoon
was spent playing crokinole and
card games.
Church news
At the United Church, Rev.
Mary McInally conducted the
morning worship and officiated
at the service of Holy Com-
m u ni on .
The meditation was entitled
"Why come to the Lord's Table?"
This question was answered by
the congregation being told that
everyone needs a quiet place for
meditation and prayer, where
Get in the
Savings Swing
Poor weather fails to halt
Granton Ha • py Gang
Kathy Wallace, Brenda Murray, Connie Masnica, Suzanne Patterson,
and Mr. J. Chapman (Principal), 3rd row, Arndt Vermaeten, Steven
Hera, Roger Belling, Bob McDonald, Steve Pearce. Danny Smith, and
Bill Simmons. Back row, Paul McAuley, Doug Hoffman, Alex Osgood,
Randy Dougherty, Doug Fletcher, Tyler Bishop, and Brian Talbot.
Mary Ellen Pridham. 3rd row, J. Chapman (Principal), Willy Northcott,
Wayne Parsons, Paul Perry, Ian Sweet...Brad Baynham, David Bell,
Steven Wills, Jeff Musser, and L. Black (teacher), Back row, John
Stephens, Ed Hunter-Duvar, Jim Romphf, Rob Datars, Jeff Fuller, Doug
Raymond, Dan Preszcator, and Bill Hem. T-A photo.
Member of Canadian & Ontario Roofing Associations
tREE ESTIMATES
265 Thames Rpad E. 235.1557 Exeter
AND SHEET METAL
CO. LTD.
Animimemmir.
Exeter
Roofing
Donald Middleton- of Toronto
spent the July 1 holiday with his
parents, Mr. & Mrs. Earle
Middleton.
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PEANUT BUTTER
3 lb.
Bicks Polski Ogorki
DILL PICKLES
48 oz.
$1.01