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HomeMy WebLinkAboutThe Exeter Times-Advocate, 1974-01-24, Page 11CONSUMER Buy-LiNE Ministry of Consumer and Commercial Relations The Consumer Protection Act protects YOU, the consumer Cooling Off Period Last fall I signed a contract in my home to have $3,700 worth of aluminum siding installed on my house. As a down payment I wrote the company a cheque for $700. The next, day I decided that I couldn't afford the job, so I telephoned the dealer to cancel the contract. That afternoon, the siding was dumped on my driveway. I immediately wrote the dealer a registered letter cancelling the contract, but haven't received my,$700., Is there any ‘vay,to get; my deposit hack? Yes. The Consumer Protection Act allows for a cooling off period in which you can cancel a contract by registered mail or by letter personally delivered within two days after the contract has been signed. (The postmark is considered the delivery date.) A TELEPHONE CALL IS NO GOOD. This cooling oft period applies only when the con- tract has been signed in a place other than the seller's place of business, for example, in your home. In this case. the dealer must return your $700, because you notified him correctly. Unsolicited Goods Last month I received three hardcover hooks by mail. I didn't request these books so I set them aside. Now, the company is billing me $35. I seem to have misplaced them and suspect they have been thrown out by mistake. Do I have to pay these people? No, you don't. The Consumer Protection Act deals with unsolicited goods and credit cards. You are not responsi- ble for any unsolicited goods delivered and you have no legal obligation as to their use or disposal, unless you know the goods are intended for another person, Ifunsoli- cited goods are sent to you, you can either keep the goods or throw them out. Another tip — if you receive an unsolicited credit card you have no legal obligation as to its use or disposal unless you accept the card in writing or you purchase goods with it. In this case you are responsible for the goods .pur- chased. But, if' you don't want the card simply cut it up and throw it out. Contracts I recently spent $880 on a home food plan which was sup- posed to supply me with meat and other food essentials for six months. The first of the six installments of food couldn't have been worth more than $30. I checked with the seller and he said that the contract I'd signed called for only $233 worth of food. The balance; $647, included charges for administration, meat cutting, packaging, delivery and the salesman's commission. The contract stated a lump sum of $880 for goods and services. Is there any way I can get out of the deal? In this case, the Consumer Protection Act protects you because the seller didn't itemize the cost of the goods and service charges involved, Because of this, the contract is void. The Act states that any executory contract of $50 or more has to include: I, Name and address of both the seller and buyer. 2. Description of goods and services. 3. Itemized pi-ice of goods and terms of payment. , 4. A statement of security if credit is involved. 5. A statement of warranty or guarantees, if any. 6, The signatures of both parties. If a contract fails to include one of the above items, it is void, You should always read and understand every de- tail, For a pamphlet on "THE,' CONSUMER PRO, TECTION ACT and how it helps YOU, THE CONSUMER", write Consumer Buy-Line, Ministry of Consulter and Commercial Relations; 555 )(crime Street, TORONTO, Ontario. Consumer Buy-Line is 'an information service of the Ontario Ministry Of Consumer & Commercial Relations. Ontario STUDENTS Typewriters for Sale or Rent 0.0011100.001111 SLOOMO•00010_, IIP 111.900•901POW Reasonable Rates `the exeterZillics-Aboopfe 235-1331 ..opp c, NA MEMORIALS -We/44,7,e; fM, TrAYPCiElts, wn T. PRYDE & SON LTD. Phone 235-0620 Main St., Exeter • MONUMENTS • MARKERS • INSCRIPTIONS Contact Jack Pryde: Office 235-062C or Home 235-1384 DISPLAYS ALSO IN GODERICH AND CLINTON "OUR BUSINESS ESTABLISHED 1919" Times-Advocate, January 24, 1974 Page 11. Black & Decker 3/.2:1 Drill High powered, rugged and dependable, spells B & D. Capacity 310" steel, 3/4" hardwood. FURNACE FILTERS 14/2 NON METALLIC CABLE POLYFILLA 44C 1 LB. BOX POWER HOCKEY BLADE COMPARE AT 6.49 Great for hot chocolate, soup, coffee or tea at home or away. Boils in a jiffy. Electric Corn Popper Hot buttered fluffy popcorn in minutes! Polished aluminum pot with see-through glass lid. 10C PEA FT YOUR CHOICE ONLY 2 FOR 10 QT. PLASTI UTILITY PAILC OF AIR DEFLECTOR SEE THESE AND MANY MORE 88d SPECIALS Shop Now and Save-Limited Quantities on these Specials (519) 235,2190 This Week's Inflation Busters! Colgate Toothpaste 150 ml $1 29 Regulars 12's NOW IN STOCK Cards and Candies For Your Valentine DISCOUNT 433 MAIN ST, EXETER 235.1661 PROVINCIAL HONOURS IN 4-H — In the above picture, Joanne Muller received Provincial Honours at Saturday's Huron 4-H Achievement Day from Huron Home Economist Jane Pengilley. T-A photo Name Cromarty officers for church, sport group The regular meeting of the ACW was held in the Parish Hall Monday, beginning with a pot luck luncheon. The meeting was in charge of the president Mrs. Ann Doidge. The secretaries and treasurer's reports were given and the correspondence read. It was moved to give Miss Marion Bissett money to carry on the Parish Service work. Interesting letters were read by Mrs. W, Middleton from the Anglican Mission at Churchill, Manitoba, and also from Egbe Hospital in Nigeria where used cards are sent. A pancake supper will be held February 26 and the World's Day of Prayer will be March 1. Devotions were taken by Mrs. A, Carter. Oom r0 eeed The Times-Advocate would like to extend bir- thday greetings and best wishes to those members of the Over 80 Club celebrating birthdays this week or in the near future. Cecil Skinner, Exeter, 80, January 23, 1974. William Preszcator, RR 2, Crediton, 83, January 25. By MRS. ROBERT LAING CROMARTY The January meeting of the Marian Ritchie evening auxiliary was held at the home of the secretary, Mrs, Robert Laing. The new president, Mrs. Beverly Taylor, opened the meeting with the poem, Another Year is Dawning. Mrs. Carter Kerslake read the scripture and roll call was an- swered by the payment of fees and a New Year's thought. Mrs, Lorne Elliott gave the treasurer's report and received the offering, Mrs. Eldon Allen read an ar- ticle on the new art of bird reading. Mrs. Taylor gave an account of the annual meeting of Stratford Presbyterial Women's Missionary Society and led in discussion on the various reports presented at it, The group decided to collect used cards, nylons, and empty spools for nursing homes and schools for the retarded. They will also collect stamps for the Leprosy Mission, and old sheets, ,pillow cases, and white shirts, for bandages, etc. A contest on pies was con- ducted by Mrs. J. Carey. Annual Meeting Cromarty Presbyterian Church held its annual meeting January 17, with the Rev. Wilfred Jarvis presiding. Following the reading of John 19;1-7, Mr, Jarvis spoke for a few minutes on recent events to which these verses could be applied, and led in prayer. Eldon Allen was elected secretary for the meeting. Reports from the following organizations were read and adopted: Session, Managers, Women's Missionary Society, Marian Ritchie Evening Auxiliary, Ladies' Aid, Children of the Church, Explorers, Cemetery Board, Cromhenex, and Cradle Roll. There are 131 members on the membership roll of Cromarty Church, 11 of whom are non- resident. There were three baptisms during the year, three deaths, and four transfers, The treasurer's report showed a total of $7,110,37 raised for current expenses and $963 for the Budget, A contribution was sent to Toronto for the National Development Fund. The following officers were elected for 1974: auditors, John Wallace, Eldon Allen; Sunday School Superintendent, Mrs. Thos. L. Scott; assistant, Mrs. J. Carey; library Comm., Mrs. John Templeman, Mrs. G. Laing, Mrs. T. Scott; These Days sec., Mrs. Calder McKaig; Record sec., Mrs, Eldon Allen; Cradle Roll superintendent, Mrs. Carter Kerslake, Cemetery Committee is Calder McKaig, Thos. Scott, John Hoggarth, Gordon Laing, Carter Kerslake, Otto Walker; Trustees, Gordon Scott, Otto Walker, Robert Gardiner; Managers, for three-year term, John Scott, Robert Templeman, Laird Ruston; two years, Gordon Scott, Philip James, Otto Walker; one year, Frank Elliott, Jim Miller, Ivan Norris. Church treasurer is James Miller, The Budget allocation of $925.00 was accepted for 1974, The in- crease in the minister's stipend as recommended by the Cromhenex Board was accepted and it was decided that a Presbyterian Centennial Sign would be purchased and placed on the front of the church. South Hibbert Athletic Association Eldon Allen presided for the annual meeting of South Hibbert Athletic Association which was held at Staffa Hall Saturday afternoon. Lloyd Cameron was secretary. Following the annual reports, which showed a very successful year, officers were elected for 1974. Past president, Eldon Allen; President, John Wallace; first vice-pres. John Tern- pleman ; second vice-pres., Russell Miller; sec'y, Lloyd Cameron; treas., John Scott. Grounds Committee is Ross Riley, Roger Dow, Bob Laing, Carter Kerslake; Recreation comm., Mr. & Mrs. Ivan Norris, Mr. & Mrs. Carlyle Meikle, Mr. & Mrs. Laverne Wallace, Mr. & Mrs, Larry Gardiner; Ball Games Comm., John Wallace, John Templeman Russell Miller and Lloyd Cameron, Quick action saves barn Laverne Wallace's barn is still standing today but only because of the quick action of the owner. Following the community skating at Hensall on Saturday night, two neighbour couples stopped for coffee at the Wallace home, Before the second couple left for home, the lights went out and upon investigating, Mr. Wallace found the barn full of smoke and the main hydro panel box on fire. He was able to prevent further damage by shutting off the power. Vet \s• V;:,()V.1.1.`is Mak GETS PROVINCIAL HONOURS — At Saturday's Huron 4-H Achievement Day at Huron Central School, Huron's Home Economist Jane Pengilley presented Provincial Honours to Patricia Bender, Dashwood, T-A photo Exeter ladies plan pancakes