HomeMy WebLinkAboutThe Exeter Times-Advocate, 1974-01-24, Page 11CONSUMER
Buy-LiNE
Ministry of Consumer and Commercial Relations
The Consumer Protection Act
protects YOU, the consumer
Cooling Off Period
Last fall I signed a contract in my home to have $3,700
worth of aluminum siding installed on my house. As a down
payment I wrote the company a cheque for $700. The next,
day I decided that I couldn't afford the job, so I telephoned
the dealer to cancel the contract. That afternoon, the siding
was dumped on my driveway. I immediately wrote the
dealer a registered letter cancelling the contract, but haven't
received my,$700., Is there any ‘vay,to get; my deposit hack?
Yes. The Consumer Protection Act allows for a cooling
off period in which you can cancel a contract by registered
mail or by letter personally delivered within two days after
the contract has been signed. (The postmark is considered
the delivery date.) A TELEPHONE CALL IS NO
GOOD. This cooling oft period applies only when the con-
tract has been signed in a place other than the seller's place
of business, for example, in your home. In this case. the
dealer must return your $700, because you notified him
correctly.
Unsolicited Goods
Last month I received three hardcover hooks by mail. I
didn't request these books so I set them aside. Now, the
company is billing me $35. I seem to have misplaced them
and suspect they have been thrown out by mistake. Do I
have to pay these people?
No, you don't. The Consumer Protection Act deals with
unsolicited goods and credit cards. You are not responsi-
ble for any unsolicited goods delivered and you have no
legal obligation as to their use or disposal, unless you
know the goods are intended for another person, Ifunsoli-
cited goods are sent to you, you can either keep the goods
or throw them out.
Another tip — if you receive an unsolicited credit card
you have no legal obligation as to its use or disposal unless
you accept the card in writing or you purchase goods with
it. In this case you are responsible for the goods .pur-
chased. But, if' you don't want the card simply cut it up
and throw it out.
Contracts
I recently spent $880 on a home food plan which was sup-
posed to supply me with meat and other food essentials for
six months. The first of the six installments of food couldn't
have been worth more than $30. I checked with the seller
and he said that the contract I'd signed called for only $233
worth of food. The balance; $647, included charges for
administration, meat cutting, packaging, delivery and the
salesman's commission. The contract stated a lump sum of
$880 for goods and services. Is there any way I can get out of
the deal?
In this case, the Consumer Protection Act protects you
because the seller didn't itemize the cost of the goods and
service charges involved, Because of this, the contract is
void. The Act states that any executory contract of $50 or
more has to include:
I, Name and address of both the seller and buyer.
2. Description of goods and services.
3. Itemized pi-ice of goods and terms of payment. ,
4. A statement of security if credit is involved.
5. A statement of warranty or guarantees, if any.
6, The signatures of both parties.
If a contract fails to include one of the above items, it is
void, You should always read and understand every de-
tail,
For a pamphlet on "THE,' CONSUMER PRO,
TECTION ACT and how it helps YOU, THE
CONSUMER", write Consumer Buy-Line, Ministry
of Consulter and Commercial Relations; 555 )(crime
Street, TORONTO, Ontario.
Consumer Buy-Line is 'an information service of the
Ontario Ministry Of Consumer & Commercial Relations.
Ontario
STUDENTS
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Times-Advocate, January 24, 1974
Page 11.
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PROVINCIAL HONOURS IN 4-H — In the above picture, Joanne Muller received Provincial Honours at
Saturday's Huron 4-H Achievement Day from Huron Home Economist Jane Pengilley. T-A photo
Name Cromarty officers
for church, sport group
The regular meeting of the
ACW was held in the Parish Hall
Monday, beginning with a pot
luck luncheon.
The meeting was in charge of
the president Mrs. Ann Doidge.
The secretaries and treasurer's
reports were given and the
correspondence read.
It was moved to give Miss
Marion Bissett money to carry on
the Parish Service work.
Interesting letters were read by
Mrs. W, Middleton from the
Anglican Mission at Churchill,
Manitoba, and also from Egbe
Hospital in Nigeria where used
cards are sent.
A pancake supper will be held
February 26 and the World's Day
of Prayer will be March 1.
Devotions were taken by Mrs.
A, Carter.
Oom r0 eeed
The Times-Advocate
would like to extend bir-
thday greetings and best
wishes to those members of
the Over 80 Club
celebrating birthdays this
week or in the near future.
Cecil Skinner, Exeter, 80,
January 23, 1974.
William Preszcator, RR
2, Crediton, 83, January 25.
By MRS. ROBERT LAING
CROMARTY
The January meeting of the
Marian Ritchie evening auxiliary
was held at the home of the
secretary, Mrs, Robert Laing.
The new president, Mrs. Beverly
Taylor, opened the meeting with
the poem, Another Year is
Dawning.
Mrs. Carter Kerslake read the
scripture and roll call was an-
swered by the payment of fees
and a New Year's thought.
Mrs, Lorne Elliott gave the
treasurer's report and received
the offering,
Mrs. Eldon Allen read an ar-
ticle on the new art of bird
reading. Mrs. Taylor gave an
account of the annual meeting of
Stratford Presbyterial Women's
Missionary Society and led in
discussion on the various reports
presented at it,
The group decided to collect
used cards, nylons, and empty
spools for nursing homes and
schools for the retarded. They
will also collect stamps for the
Leprosy Mission, and old sheets,
,pillow cases, and white shirts,
for bandages, etc.
A contest on pies was con-
ducted by Mrs. J. Carey.
Annual Meeting
Cromarty Presbyterian Church
held its annual meeting January
17, with the Rev. Wilfred Jarvis
presiding. Following the reading
of John 19;1-7, Mr, Jarvis spoke
for a few minutes on recent
events to which these verses
could be applied, and led in
prayer.
Eldon Allen was elected
secretary for the meeting.
Reports from the following
organizations were read and
adopted: Session, Managers,
Women's Missionary Society,
Marian Ritchie Evening
Auxiliary, Ladies' Aid, Children
of the Church, Explorers,
Cemetery Board, Cromhenex,
and Cradle Roll.
There are 131 members on the
membership roll of Cromarty
Church, 11 of whom are non-
resident. There were three
baptisms during the year, three
deaths, and four transfers, The
treasurer's report showed a total
of $7,110,37 raised for current
expenses and $963 for the Budget,
A contribution was sent to
Toronto for the National
Development Fund.
The following officers were
elected for 1974: auditors, John
Wallace, Eldon Allen; Sunday
School Superintendent, Mrs.
Thos. L. Scott; assistant, Mrs. J.
Carey; library Comm., Mrs.
John Templeman, Mrs. G. Laing,
Mrs. T. Scott; These Days sec.,
Mrs. Calder McKaig; Record
sec., Mrs, Eldon Allen; Cradle
Roll superintendent, Mrs. Carter
Kerslake,
Cemetery Committee is Calder
McKaig, Thos. Scott, John
Hoggarth, Gordon Laing, Carter
Kerslake, Otto Walker; Trustees,
Gordon Scott, Otto Walker,
Robert Gardiner;
Managers, for three-year term,
John Scott, Robert Templeman,
Laird Ruston; two years, Gordon
Scott, Philip James, Otto
Walker; one year, Frank Elliott,
Jim Miller, Ivan Norris. Church
treasurer is James Miller,
The Budget allocation of $925.00
was accepted for 1974, The in-
crease in the minister's stipend
as recommended by the
Cromhenex Board was accepted
and it was decided that a
Presbyterian Centennial Sign
would be purchased and placed
on the front of the church.
South Hibbert
Athletic Association
Eldon Allen presided for the
annual meeting of South Hibbert
Athletic Association which was
held at Staffa Hall Saturday
afternoon. Lloyd Cameron was
secretary.
Following the annual reports,
which showed a very successful
year, officers were elected for
1974. Past president, Eldon
Allen; President, John Wallace;
first vice-pres. John Tern-
pleman ; second vice-pres.,
Russell Miller; sec'y, Lloyd
Cameron; treas., John Scott.
Grounds Committee is Ross
Riley, Roger Dow, Bob Laing,
Carter Kerslake; Recreation
comm., Mr. & Mrs. Ivan Norris,
Mr. & Mrs. Carlyle Meikle, Mr. &
Mrs. Laverne Wallace, Mr. &
Mrs, Larry Gardiner;
Ball Games Comm., John
Wallace, John Templeman
Russell Miller and Lloyd
Cameron,
Quick action
saves barn
Laverne Wallace's barn is still
standing today but only because
of the quick action of the owner.
Following the community
skating at Hensall on Saturday
night, two neighbour couples
stopped for coffee at the Wallace
home,
Before the second couple left
for home, the lights went out and
upon investigating, Mr. Wallace
found the barn full of smoke and
the main hydro panel box on fire.
He was able to prevent further
damage by shutting off the
power.
Vet \s• V;:,()V.1.1.`is
Mak
GETS PROVINCIAL HONOURS — At Saturday's Huron 4-H Achievement Day at Huron Central School,
Huron's Home Economist Jane Pengilley presented Provincial Honours to Patricia Bender, Dashwood,
T-A photo
Exeter ladies plan pancakes