HomeMy WebLinkAboutThe Exeter Times-Advocate, 1966-02-17, Page 4eeeweeeeeeeeeveteeeee:::: .:]feeeeefeeneee.*:::nleegeeefeerefi::::::::?e e"•:;leee
The Baltimore
Oriole
400001nersztvir
ovokomv vait4r
4420.41
"Dirty Poor' Credit Unions
question made it amply clear that the
77 cent deduction would be returned to
the growers. The message from the
Grain and Feed Dealers Association,
while it may have effected the vote
slightly, did many reputable dealers a
great deal of harm and will certainly
leave a bad taste in the mouths of
many growers for a long time to come.
We have never been afraid of tak-
ing a stand on a question if we have
studied the facts and we feel we are
right. We do not however, condone ac-
tions such as this nor, for that matter,
have any respect for a person who
argues his case by attacking personal-
ities rather than facts.
The question has been settled by
a democratic vote, There is only one
way to go now, and that is forward
with co-operation. We realize there are
hard feelings on. both sides which only
time will heal. We hope that these can
be put aside and all those concerned
sit down and work for the overall good
of the industry. Carrying grudges will
only result in harm to the industry.
Someone was playing "dirty pool"
prior to the recent bean vote and while
we feel this did not have any great
effect on the result of the vote we can-
not condone these actions. We are re-
ferring to a message sent to bean
growers on the stationery of Ontario
Grain and Feed Dealers Association, 67
Yonge Street, Toronto 1, Ontario,
An excerpt from the letter stated—
The policies: Instead of returning the
77 cents deduction at the end of the
1965 crop year that was not used to
get better prices for the growers, the
money will be used to build another
plant.
This message was in direct contra-
diction to the statement issued by the
Ontario Bean Growers Marketing Board
and could have influenced some of the
growers. Fortunately the Bean Board
sent a letter to all growers explaining
their position in addition to holding a
series of public meetings.
We feel that the public meetings
and the newspaper coverage given this
We pay the piper
It evegeg9.
By Val Baltkalns
like money".
In this all too murky and un-
exposed field where many people
get duped, misled and hooked into
paying as high as 35% interest, I
believe the co-op type credit
Union has a vitally Important role
to play,
According to the 1964 Royal
Commission on Banking, Credit
Unions have 'wider social objec-
tives', They 'serve the needs of
3 million Canadians in the spirit
of cooperation.' Their purpose is
'to provide low cost credit'. Their
creed is 'not for profit, not for
charity but for service'. It is no
wonder that the movement has
spread all over the West ern
world.
It has been proved again and
again that the co-op principle
is valid; that it works in just
about any situation. According
to a Macleans article of some
time ago Garth Crockett who will
become Indian affairs regional
community development officer
for reserves in Manitoba, is a
firm believer in the co-op
emphasis. For the last 4 years
he has worked with 1700 Saul-
teaux Indians on the 25,000
acre Fort Alexander reserve 70
miles northeast of Winnipeg.
His approach to the poverty,
alcoholism, and hopelessness
that blights the lives of Indians
was an old but startlingly effec-
tive one.
After 4 years he leaves behind
a 3 year old pulpwood cutting
co-op owned, managed and
staffed entirely by Indians. It
is starting to break even and in
wages and investment it has
poured nearly $200,000, into the
reserve. Unemployment is
nearly nil. Welfare has dropped
to nearly zero. He also helped
set up a wild rice co-op.
Alcoholism has dropped sharply
but perhaps more important
there is now some element of
hope.
So the principle still works.
If you find yourself paying more
than 9-12% interest — and you
probably are — the Credit Union
could probably help you.
ditional costs for the services he is de-
manding. We are not in favor of hidden
taxes and this is what we would be
paying had the increase in taxes affect-
ed large corporations. The additional
cost would have been passed on to the
consumer in the form of increased
product costs and in some cases with
a little extra added on to this.
We are all resigned to taxes in
one form or another but we feel the
best method of taxation is letting the
consumer realize how much tax is
charged on each product. In this way
people may start to wake up and real-
ize they are paying up to 50 per cent
of their salaries in taxes of one form
or another. It is possible they might
then stop demanding so much in the
form of subsidized services or passive-
ly accepting any more of the expanded
social services which we are told are
for the good of everyone.
Our senior levels of government
are expanding each year and until
someone calls a halt we can look for-
ward to similar increases every year.
I believe that there is no more
hopeful and encouraging move-
ment in our time than the move-
ment towards greater co-oper-
ation at all levels of society,
One aspect of this large move-
ment is the Co-Op movement
itself. In the finance field this has
expressed itself in the Credit
Union. The spirit of pooling re-
sources, of cooperating together
with other people led to the
foundation of the movement in
1849 in Germany. There was a
severe famine among farmers.
Debt had reached epidemic pro-
portions. Unscrupulous lenders
charged exhorbitant rates of in-
terest. Freidrich Wilhelm
Bertelsen saw that part of the
answer was to be found in draw-
ing the people together in the
first Credit Union.
In Canada, too, the movement
began in the same way. Alphonse
Desjardin was disturbed about the
exploitation of people through ex-
horbitant interest rates and set
up the first Credit Union in
Canada in Levis, Quebec in 1900.
In researching this subject I
was delighted to see that the
clergy have been involved in the
movement from the beginning.
They have always recognized the
great potential of the Credit Union
to alleviate human misery on the
economic level, Much of the
foreign expansion has been led
by ministers and priests.
Many people have recognized
for a long time that there is
no area which stands in need of
greater cooperation than the area
of economics and financing. In-
deed the whole matter of interest
rates is fast approaching a
national scandal in Canada.
One businessman has said: "In
many cases there is more profit
at the retail level in the financing
than in the sale of merchandise".
W. H. Whyte Jr. stated, "Interest
charges on the revolving credit
plan bring some stores more
profit than the sale of the goods
themselves". One store execu-
tive said, "It's fantastic. 18% a
Year. If you want to know if we
like the plan just ask us if we
We are the people who have kept
requesting increased aid for education,
more and better highways, increased
aid to conservation authorities, in-
creased subsidies on nearly every proj-
ect started at the municipal level and
now we must pay the piper. New taxes
announced will affect nearly every
adult and yet we cannot complain for
we are the people who requested these
in one form or another.
We will not say the taxes will not
hurt, they will. It will mean an in-
crease in the cost of living by at least
two per cent and not every worker
will see this increase reflected in his
salary. A worker making $5,000 a year
can ill afford the $100 extra he will
have to pay and this could be higher.
Increased taxes seem to have the af-
fect of forcing all prices higher, wheth-
er directly affected by the tax or not.
It has been said that the taxes are
aimed at the little fellow, at the aver-
age working Joe, but perhaps this is
not as bad as it sounds. In this way
Mr. Average is going to realize the ad-
Laying it on too thick
Despite the outcry which followed
the granting of $18,000 salaries to Ot-
tawa members of Parliament, these
public representatives continue to have
"jam" heaped on their living allowance.
This week the MP's were granted free
phone calk home. This is really getting
a bit thick.
Thousands of voters were up in
arms when they received $6,000 tax
free allowances in their salaries, and
now this.
The Members will be allowed un-
at home, ill? Nobody in els res-
idence had seen him since Fri-
day night. He'd missed a test in
Psychology.
How would you go about telling
your wife that her first-born is
missing? It would have been
easier to inform her that I had
cancer and three months to live.
There's nothing more fun, on
a night in mid-winter, than sit-
- Please turn to page 5
In last week's column, I men-
tioned that son Hugh had failed
to keep a Saturday rendezvous
with Kim and me. He was sup-
posed to meet us and come home
fora weekend of skiing, When he
didn't show up, we didn't worry
thinking he'd become involved
elsewhere. He was.
Tuesday night following, the
Senior Tutor of his college
phoned, long-distance. Was Hugh
limited free calling to their home rid-
ings, and the move naturally received
unanimous approval in the House. In
order that they may receive the full
benefit of this handout, Members may
present bills for those calls where di-
rect dialing is not available.
With the population already sweat-
ing under today's tax load, including
ever-increasing pay snatches for social
benefits, it is not likely they will take
kindly to this latest grab from the pub-
lic purse. —Stouffville Tribune
Subtle socialism
Speaker, I should like to give
that question all the attention it
deserves.
The soft answer by the Prime
Minister leaves one wondering
just how much attention the
question does deserve and the
member who asked it is no farther
ahead than he was before.
When reading Hansard I believe
most people would forget their
political affiliations and respect
members from all parties for
their quickness of mind and
ability to probe and dig tog et
the facts they wish. They are not
always successful the first time
but from day to day they ask
similar questions until at last
they have all the information they
want and then, in some cases,
they turn around and use the an-
swers as the basis for an attack
on a proposal of government or
to attempt to block an action they
believe the government is con-
templating.
It is not all good humor. Tem-
pers flare and nerves are frayed
to the breaking point and it is not
unusual to have some members
told bluntly to stop interrupting.
Hansard is censored slighlty in
that some heated outbursts are
replaced with "oh,oh" leaving the
rest to the imagination. It is un-
derstandable that after a long
siege of questioning a member's
language might slip a bit. Sur-
prisingly enough this happens
very seldom.
The question and answer period
gives all the little bits of infor-
mation which we sometimes won-
der about but have no way of
checking. For instance in reply
to a question recently the Govern-
ment replied that for the fiscal
year ending March 31, 1965,
$1,638,426,301. was collected in
For first rate enjoyable light
reading on a Sunday afternoon I
pick up the week's supply of Han-
sard (the official report of the
House of Commons debates) and
read the reports of the question
and answer periods as well as
some of the shorter debates. It
would be impossible to read the
complete edition of Hansard un-
less a person could spare about
three hours a day but just read-
ing the questions and answer sec-
tions not only adds to general
knowledge of the country but is
almost guaranteed to give at least
one good laugh each issue.
There is not enough room in
any newspaper to completely re-
port the actions of parliament
and it is only through these little
books that you can get an under-
standing of the workings of
government.
The master politicians such as
the leaders of the three main
parties spar during these periods
daily, each pressing for an ad-
vantage. Some of the answers
given must leave members feel-
ing slightly frustrated but its all
in the game. When politicians do
not wish to answer they evade
issues in a manner which is en-
joyable to read.
An example: On the orders of
the day: Mr. R. Gordon Fair-
weather (Royal) : I have a ques-
tion of national urgency to put
to the Prime Minister. I wonder
if he would de-escalate the need
for guide lines spelling out the
limits of effrontery by giving ur-
gent and sympathetic consider-
ation of George Bain to the other
place (the Senate), thus answer-
ing the continuation of whimsical
moonlighting plus unselfish pub-
lic service. The Honorable L.B.
Pearson (Prime Minister) : Mr.
It has been said of Americans that
they never will knowingly vote for so-
cialism. The same might well be said
for Canadians. But the fact is that in
both the United States and Canada,
socialism is at hand in the modern
guise of the welfare state.
J,st autumn a Canadian Chamber
of Commerce sampling of Canadians
revealed that most were not dismayed
at reliance on government; most even
hoped for increased welfare from gov-
ernment.
This, in reality, is development of
socialistic thought even though it has
come about under other leadership
than that of the out-and-out socialistic
party,
Dear Sirs:
It is very pleasant to see that
others than ourselves appreciate
the fact we have an excellent
weekly paper in Exeter. Since
moving to Exeter I have come to
realize how a newspaper can add
so much to the very existence of
a community such as ours,
Congratulations - I am sure
the fine job your newspaper has
done will be recognized by all
within our community.
Yours very truly,
Dear Ken:
May I offer you my warmest
congratulations on the recent
recognition accorded the Exeter
Times-Advocate in receiving the
Ontario Weekly Newspaper As-
sociation Award for general ex-
cellence. This is an outstanding
achievement, one which I am
sure must bring you a happy
feeling of accomplishment.
I have always enjoyed reading
your newspaper and I know you
will continue the high standards
which this award signifies.
My kindest personal regards
and best wishes for every success
in the future.
S incerely,
W m. A. Stewart.
D ASHWOOD PLANING MILLS
G.D. Finnen, Sales
M anager.
Here is the main danger in this
area of Canada.
Today's socialism is so subtle it is
hard to recognize in an age when popu-
lar thinking is that government is ac-
tually paying for welfare.
It isn't, of course, the people are
paying.
When politicians brag about an-
other forward step they are taking for
the people, it is a warning for the peo-
ple to watch out. The great thing to
remember is that the politicians are
doing this for the people with the peo-
ple's money. Under these conditions,
it's easy for politicians of whatever
party to be generous.
—Blenheim News Tribune
15 YEARS AGO
Dear Sir:
Just a note to say Mr. Donald
Fieghen, nephew of Mrs. E.
Keown, this week picked a full-
blown pansy from his flower bed,
under a big snow bank.
I thought this might be of
interest to you - and quite a co-
incidence for our mild Ontario
winter.
Dear Sirs:
To the many congratulatory
messages you have no doubt re-
ceived, I wish to add my own and
that of all personnel of this
Station. The excellence of the
newspaper you publish has, I feel
been fittingly recognized in your
being presented with the OWNA
award for 1965.
Yours very truly,
May Keown.
Times Established Established 1873 Advocate Established 1881 Amalgamated 1924
50 YEARS AGO
Mr. Melvin Gould has disposed
of his 50-acre farm in Usborne
to Mr. Luther Reynolds of Exeter.
Mr. C. F, Hooper met with
exceptional success in the egg
competition at Ottawa Fair re-
ceiving eight out of 11 prizes,
also the sweepstakes.
Mr. John Hunkin left last week
with a car of horses shipped to
the West by mr. Richard Welsh.
Mr. James Lawson Monday
purchased the north half of Mr.
Bedford's store and will fit it up
as a jewelry store and tele-
phone office.
`kite exderZineolkosociate
SERVING CANADA'S BEST FARMLAND
Member: C.W.N.A., O.W.N.A., CLASS A and ABC
Publishers: J. M. Southoott, Et, M. Southcott
Editor: Kenneth Kerr
Advertising Manager: Val Baltkalns
Phone 235-1331
To this salute, I wish to add an
expression of the deepest ap-
preciation for the co-operation
that we, at RCAF Station Cent-
ralia, have enjoyed from your
staff throughout 1965. Your ed-
itor, Mr. Kenneth Kerr, merits
special mention in this area.
Ohce again, I express our very
warmest of congratulations on
your richly deserved recognition.
We look forward to your continued
success, and to maintaining the
friendly and constructive rela-
tionship which we have enjoyed in
past years.
sales tax. The average cost of
collection for the government
was .40 per cent. It does not
mention, however, how much this
cost private enterprise to collect
and forward to the government.
All members of parliament fol-
low newspaper reporting and edi-
torials closely and quote from
them frequently. They do not
always agree with the reports and
at times make corrections of what
they feel is a misinterpretation
but on the whole the parliament
has a healthy respect for the
power of the press and its opinion
on current matters. It would be
safe to say there is not a day
passes without reference of some
kind to information supplied by
the newspaper.
This I feel is a definite in-
dication that there is a good
strong future for newspapers in
this country. There is no other
way for people to get as much in-
formation as cheaply or as easily.
An article in the Globe and Mail
quoting remarks of Premier
Manning from Alberta was used to
support a debate on Health In
surance in the Ontario House last
week. It is worth repeating as it
contains a few thoughts which
everyone should consider before
making up their mind whether
they approve of recent proposed
medical schemes,
Premier Manning is quote as
saying" It is a compulsory pro-
gramme in which participation is
compelled by the state and not
left to the voluntary choice of
the citizen himself. This feature
of the plan violates the funda-
mental principle of a free society,
namely, the right of each citizen
to exercise freedom of choice in
matters relating to his own and
his family's welfare.
So you people are going to take
that away from him.
It is alarming to hear this plan
being advocated as a programme
to provide free medical services
to the Canadian people. A ser-
vice does not become free simply
because the government pays the
bill. It is a misleadingthing to
give the Canadian people the false
impression that their government
can take on additonal expenditure,
amounting shortly to over $1 bil-
lion a year, without imposing
heavy additional taxation on both
the federal and provincial levels.
It is unfortunate that there is
not space in a newspaper to in-
clude all the information it should
on subjects people should be con-
cerned about. Newspapers do a
good job but it is still up to the
individual to read as much as pos-
sible to keep himself up to date
on the affairs of the country. A
very good way of doing this would
be to subscribe to the Official
Report of both the Ontario Legis-
lature and the House of Commons.
It is time consuming reviewing
these but it is also very re-
warding. Y ours sincerely,
G,F, Ockenden
0 roup Captain
Published Each Thursday Morning of Exeter, Ont.
Authorited as Second Class Mail, Post Office Dept, Ottawa,
and for Payment of Postage in dash
From the editor,
We have a letter on our desk
signed by "another concerned
parent", We would be willing to
publish this letter Without a sig-
nature providing the author would
identify herself for our records,
"ailing this the letter will be
Consigned to the waste basket.
Paid in Advance Circulation, September 30, 1965, 4,208
TV - panel moderator John
Daly, never at a loss for words,
once had the task of explaining
to a large banquet audience that
a slight hitch had developed in the
proceedings. "Ladies and gentle-
men," intoned Daly, "the guest
of honor this evening needs no
introduction - he didn't show up,"
SUBSCRIPTION RATES: Canada $4.00 Per Year; USA SSA
Dear Sirs:
With regard to the letter sent
to the editor in last weeks paper
by Mr. Winston Shapton, may I
say that Mr. Kerr has covered
this bean situation fully and has
arrived at his position under
Democratic circumstances. How
bad it would be if Mr. Shapton
could press his ideas on the rest
of the growers under a minority
vote. It eppears to me that Mr.
Kerr has done this community
and truly the province as a whole
a great service by expressing
the true facts, Let Mr, Shaptoh
be aware that the majority of
bean growers in Ontario can tell
when someone has an axe to grind
and wants someone to turn theft* grindstone,
May freedom flourish and may
Mr. Kerr and all other editors
with convictions Such as Mr. Kerr
flourish lest we all fade away into
obscurity.
25 YEARS AGO
Mrs. Robert Wenger of Mitchell
moved her household effects to
Exeter this week, Her son Barry
Wenger is linotype operator for
the Exeter Times Advocate,
Andy Clarke, who broadeasts
"Neighborly News" taken from
the Ontario Weeklies over CBL,
Teronte, each Sunday Morning,
has now been engaged by theCBC
icy do fell-time duty in the Press
Depattrilent. He will continue with
the Sunday morning broadcast,
Ernest Wells, Laverne Wells
arid Andrew Bierlihg, three em-
ployees Of Jones & May, have
signed up for active service with
the First hussars.
Mr. Theis. Pryde has taken over
the interests of hiS partner, Mr.
Walter Cunningham in the busies
ness known as Cunningham and
Pryde, Lloyd. Pram,
Norman Hodgins of Granton
won the free trip to St. Louis
sponsored by Cann's Mill and the
Purina Feed Company.
Exeter Council offered to pur-
chase land on the north side of
the river for the hospital site.
Previous site selected was River-
view Park but a petition asked
the Park be preserved as a re-
creational ground.
Huron County Clerk Norman
Miller was killed in a highway
crash eight miles south of God-
erich on Saturday afternoon.
10 YEARS AGO
Over 120 members of Exeter's
new teen-age club enjoyed them-
selves at their first big party
last week which was sponsored
by Tuakey Beverages,
Mrs. Bert Borland of Centralia
was crowned queen at the Sriow-
ball Frolic sponsored by the
Ladies Auxiliary Tuesday night.
She succeeds Mrs, Lee Learn,
the 1955 queen,
Hon. Paul Martin, minister of
national health and welfare,
termed South Huron Hospital the
cleanest of the nearly 400 similar
institutions he has inspected
across Canada, when he visited
the local hospital Friday,
Bob Bern of RR 1 lineal',
winner of the Queen's guineas in
1951, has accepted a position as
herdsman with one of Ontario's
oldest purebred Hereford farms
near Sinteoe.