HomeMy WebLinkAboutThe Exeter Times-Advocate, 1957-03-21, Page 16Tim ii-*dM.cats, Miert h 21i 1957
Th(i. Times•Advocate
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tXIETE* TIMES.ADVOCATR, Exeter, Qntsrio
rteese fend mi mors .information, without .obligation, about
the pian features and the type of construction used in the
house as pictured in The.
Titne►•Advocate.
NAME
ADDRESS
CITY_
PROV.
bbbbbb 44.04.11.
Home 01 The Vileek
ti
_DESIGN 0.448
Here is a compact plan with
no waste space and a very small
hall which, in spite of its size,
permits perfect circulation be-
tween rooms,
The floor plan shoWs a large
living room, separated front the
combination kitchen -dinette by
means of a folding door; also two
bedrooms, a bath and an at
tacked garage, Closets are plenti-
-411Q1.10..ter0
SVPPiIE5
For Every Need
LUMBE PP BUBUILDERS
S
Lindenfields
LIMITED
Phone 181
Exeter
A Complete Heating Service
Baked By Quality' Equipment
LENNOX
.With She' Five -Year Warranty including all controls, motors,
etc. New quality air filters, exclusive features on farm and
-.ohurner mounting.
ANTHES IMPERIAL
' . An' outstanding line of design award-winning furnace equip•
*toutstanding Deluxe or stanerard units in gas or oil.
GOOD CHEER
Oil, co "`'and. wood furnaces and the new automatic: bin -fed
anthreelte• burner.
ALL OF CANADIAN MANUFACTURE
Pr'ee •estimatet on new installations and alterations. For qua, -
by furnaces and oil burners to suit your requirements, contact
Lindenfields Ltd
• P14ONE' IAT EXETER
ful and include storage closet,
wardrobes, linen cabinet and' coat
closets in the living room and
rear entry.
lixterlor finish is a combina
' tion of stone and wide siding with
a hip roof, wide eave eve,rhang,
stocfe planter, pictU.re window
and coverer} front and rear en-
trances. Floor area is. 1,035
square feet, with 19,665 cubic
feet, including the full basement,
but not including the garage,
t: 'if$140/441.4A1i44104UA1lAUAA400t1. 117AAAIUA44411401.iAM.Al11W1AIIII iIA.1.A71l1141AA110.1)1IIAl11AlLMHl1Al111101, .�
On Home Improvementli
,It has 'become increasingly .ditional nmouey for home lm
easy in recent months .for a provement purposes, adding the
homeowner to obtain financing advance to the all}aunt still due
for home improvement Purposes. on the ,Mortgage.
The gigantic national Operation
I:lome Improvement campaign
has enthused the nation's len -
•dens and many are eager to help
homeowners maize satisfying,
profitable investmentS in, their
ponces
If Dishes Drove Hatter Mad
What About The Housewife?
Equity important
It is usually necessary,, of
course, to have built up a slab f .s
stantial equity in. order to. ob
tai suchen advance In other
words; before the homeowner
There are three basic types of can borrow money in. thus Man-, s
home
an ,-
home improvement loans–,•the
ea insueulaTpsitatiu. rd onle st
many. banks ,and savings and
loan associations are: •offering
on their own, and the open-end
the or incl snort age,
e
mortgage :advance. g $
In most cases, the advance
Most Familiar is repaid by adding to the amount
The most familiar b.. the Title of the monthly mortgage ,phy
I plan,, in which .a local lender h
advances the money required monthly p Y
and the Federal Housing Admi-
nistration. insures repayment,
Terms of this governnient actj-
vity were altered by Congress in
1956, The new late allows a maxi-
mum of $3,540 for Koine improve-
ment loans and up to five years
to repay the loan, The maxi-
ner , a ban usually require,
that. he have made earlter moue
gage payments totaling at least
as much as the new advance
QnlY in rare cases do lenders
allow the new total to, exceed
So the Mad Hatter thought he sinks are hung at a height which
had troubles! iSuppose he was
overwhelmed by a never-ending•
tea party, badgered by Alice and
the March Hare, confounded by
an endless chain of dirty dishes.
He could at least plead insanity,
couldn't he?
But what about the average
Canadian housewife,' asks the
Canadian Institute of Plumbing
and Heating? Not counting the
times her generous husband
takes the family out to eat, she
has to wash up after 1000 or.
more square meals per annum.
And she can't just brush it off
with, a lot of zany talk, like the
Hatter.
It's a tough life. But there's
hope for her, according to the
Institute, N"ot entirely unheeding
of her plight, the designers of
Canada's plumbing industry have
come up with new twists in kit-
chen fixtures to help release . her
from this'drudgery..
To -day, for instance, kitchen
•
CANADIAN
PROPANE
GAS
& APPLIANCES
■
GRATTON &
HOTSON
Phone 156 Grand Bend
ig
x
Let's Discuss
our New
.House
:Whether 'ytiu'ree just thinking
*bout building or have already
affected your plans, we'll be glad
00 distustt your 'project with you.
Perhaps we tan suggest improve-
: tents, or ways of cutting costs
f�t'ito'ut haaerificing quality. Weill
IDC h*rppy, 'toe, 'to furnish free
*atimetes on All yew, supplies.
Let's talk it over.
All Building Materials
For The. 'Lucan Area It's
B.1'.. Langfor.d
phone. 64.W
l.ucan
1,1 bb H41H4011HIIQHIII 411111111111tHIIIHHHLH.111AlliMIHIIi1111P11t.111111!111,It141,111110111A11HA14M4t11f1A9 W00.4
141,I1O11H1HIH11A PHPHIHI11IHl1t111HIu14HHIIHIH1111H11l ll IIgnp11111H44I,-1111,0111 Illioll PII4IMilli11:.
meets:; sometimes, when higher g. _ �e���®,�
a. ncents would be a
1
hardship, the "life" of the mort- a
gage is extended.
Principal advantage of the i
open-end mortgage is that in
m o s t circumstances greater
amounts can be obtained through
this procedure than through un- e
secured loans, such as the
eliminates back bending. Gleam-
ing drain boards flank the sink,
so that dishdrying racks can.l?e
employed. Mixer -type faucets
deliver water of just the `right
temperature and swivel nozzles
take it to whatever part of the
sink it is needed. Retractable
hose extensions with spray noz-
zles make rinsing easy, and to
these also can be attached spray
brushes for automatic washing
of dishes.
All this is a far cry from the
back breaking "dish washing of
yesteryear. But the new fixtures
are made for other purposes as
well. Although much of the fam-
ily wash is now done in the ahto-
matic washing machine, there is
still a fair amount of linen which
should be hand laundered, and
for this the combination sink
and tuft unit is ideal. On one
side, a deep tub accommodates
as much water as .is necessary
for soaking a good day's hand
wash, while the hallower sink.
portion is ideal for hand -rubbing
and rinsing. '}ere is where the
retractable hose attachment with
its spray nozzle comes in handy
again,
Most units to -Hay too, have
built-in cupboards underneath,
mum interest is $5• discount Title T loan, It is common, for
(per $100) on the first $2500 up example, for a homeowner to
to the $3500 ceiling. need as much as $5,000 for home
"Discount interest" means that improvement. purposes. If he.
the charges acre deducted from has repaid that' much of an exis-
the amount of the loan as a dis- ting mortgage, it is possible for
borrowed.
ornt at the time the money is same oeconomicaleinterestat the
ra es
bArx le I as the mortgage.
Title I is one of the least com-
plicated methods of getting Refinancing procedure
There are.several other, less
frequently used methods of fi-
nancrng home improvements,.
among them: new mortgage fi-
nancing, which is possible only
when the home is owned "free
and clear." This is simply a
matter of obtaining a mortgage
left over for- home improvement
money in a hurry. There is little
red tape. Usually, the cantrac-
ter or the dealer that the home-
owner is dealing with secures
the loan for hint after the home-
owner has filled out a simple
credit application form.
Increasingly Available•
See The New .DASHWOOD PANEL WINDOWS.
COMPLETE LINE OF PREiFIT WINDOWS
it .GREE ESTIMATES
• ObROMPT DELIVERY
a QUALITY MATERIALS
Phan* • 90
The ttninsured loan plans •offer- purposes., This procedure has
ed by many leaders in all parts the same disadvantages as new
pf the country are frequently mortgage •financing.
comparable in all respects to on a home that is already built,
Title I loans. Actually, .such
loans have .become increasingly
available because the Title I
program has proved that Ameri-
can homeowners, when they are
borrowing money for the pur-
pose of updating their homes,
are uncommonly good credit
risks.
Again, the loan is usually ob'
tained by the dealer or contrac-
tor and it is not necessary for
the homeowner to contact the
lender at all. Since the interest
rate is not determined by the
government in' this case, how-
ever, the wise homeowner will
snake sure that he is getting
the "best" buy as far as the
local interest rates are concern-
ed.
The open-end mortgage. loan
is a procedure whereby the bank
or savings and loan association
that holds the original ' mort-
gage on the house advances ad -
so that all the requisites of wash-
ing up or hand laundering are
within easy reach, yet out of
sight when not in use.
But perhaps the most impor-
tant' part of easy washing and
laundering is the constant supply
of •hot water which to -day has
become so commonplace in the
Canadian home. For really sa-
.nitary washing of dishes, a pre-
liminary soaking in water is re-
commended. And to make sure
that water of maximum high
temperature is available at all
times, a check should be made
to be sure that the water heater
is large enough to satisfy the
•wants of a modern family. '
Tanks of 20 gal. to 30 gal: ca-
pacities which were commonly
installed in homes two or more
decades ago have been found
inadequate in these days of two
bathroom houses, shower cabi-
nets, automatic washers and
similar appliances. But a tank of
40 gal. to 50 • gal, capacity en-
sures a never -failing supply of
this essential service.
If the March Hare and the
Doormouse had combined to get
the Hatter the right ,equipment
to work with, he might never
have been driven mad,, or at
least, not seriously.
Dashwood
bought and paid for. The advan-
tage is that there is consider-
able red, tape accompanied by
sometimes excessive fees—such
as for the required title search.
Refinancing, which is the pro-
cedure whereby a homeowner
with a small mortgage can apply
for a complete new mortgage in
a new amount, retire the exis-
ting mortgage and have money.
omPoie
vootiosol)
Replace outmoded, law capae-t
ley pumps with a tnodernExtra
capatity, Multi -stage Jet pump
made by
Why put up with 'old-fatshiofed,
troublesome purrlpt, with then' belt*
and pulley* that demand constant
Service? Now is the tine to ire-.
stall big.capacity, constant pres4ure
141ulti-,take let pumps. Not One,
but twin --even three—iipelleri to'
pump more water at less cost froth
deeper wells. Down to 230 feet!
Sta./kite putnds proved better every.
day in mote then a million holed*
and terms, Don't melt any toner.
Cull today and We'll estimate, freed'
W. L. Hodge
Plu tibing y Heating Electrical
"TRY OUR. PRICES"
Phonal 7 Credjton
GINGERICH'S0e
NW ENGINEER
WE NAVEBATH UNITS
TWAT ARE' I T'
WHEN
BUILDING
YOU WiLL
BENEFIT
COME IN
AND TAKE
A LOOK
1.
GINGERICIIS
HEATING-LIGHTiNG-PLUMBiNG
OIL BURNING -AIR CONDITIONING
EQUIPMENT4,SUPPLIES
4:11.04,t ( FtLECTRICAL REPAIRING
34 MOTOR REWINDING
ZUFIC
SPENCER DIRECTORY
• cumber
• Shingles
• Sash & Frames
• Doors
• Cement
• Cabinet Work
• Hardwood Flooring
• Lime
• Piaster
• Insulation
• Plywood*
a! Gyproc
. Ten Test'
R
.Masonite
• Arborits
Lal Steel Roofing
•! Aluminum Roofing
e Builders . Hardware
A. Spencer & :Son
Phone 102•W, Hensall
ll,li114H
IH1111/1A111H!H4H Ill, II ll 111 t l 111 141110111111111,11IIHl H1 HIn11111,1111111111HHI,1HI10$0,1 11041$111lIIiu140 1
,Illl0ltll llll Illla4nH lilllll 111111111H111111111IIIIIIiltint lllitll, l(3
HURON LUMBER OFFERS A .' a .
March Special!
2 x 4's--8'@ 62¢ Each
1 x 6`s--16' '1'. &G. @ 80¢ Each
Cash and Carry
Build The Huron Way
Complete
line of
Materials
for
ALL BUILDING NEEDS
Huron Lumber Co.
LIMITED
Phone 48 Main Street Exeter
114111111,11 H 11)114 4 t l l l 1114/11114141l1111l l l l l i t l l l l M i l l i, I t' l l 1, 1 4 11/1111/1 1 4 1 4 11 t 11111441110
Tradesmen'
Directory
Consult this Directory dor expert work in construction er
repair. Your local tradesmen are ‘.qualified to give prompt"
efficient service at reasonable prices.
Plumbers
Quality
Oil Heating
INSTALLATIONS •
HOT WATER
and
WARM AIR
PLUMBING
Is A Specisity
Lorne
Kleinstiver
PHONE 145 DASHWOOD
ALF
ANDRUS
PLUMBING
• HEATING
SHEET METAL WORK
OiL "BURNERS
We will be glad to assist you in
designing your home, We, have
drawn plans for a nunyber of
district buildings.
402 ANDREW StREET
PHONE 719. EXETER
Suppliers
Masons'
For A yGelid IA
,lilt Y
JOHN WEBST;R
Mason
PHONE 2114/ . EXETER
L. H.
.TURNBULL
AND SON
CONCRETE BLOCK & TILE
SAND 1 GRAVEL
Excavating and Grading
PHONE 223•W GRAND BEND
P
Landsca in9
PHONE
.STEWART
WEBB
at
34•r•24 DASHWOOD
for all
LANDSCAPING. JOBS
Contractors
MILTON
WEBB
CONTRACTOR
. 33 Years In Construction
fon
"WE BUILD THE BEST'";
Phone 156
DASHWOOD
Carpenters
CALL
• DOUG
TRIEBNER
fora •
Top -Grade
CARPENTER
Don't Delay--•Phoni Today!
PHONE 6204112 EXETER
H. A. HAMILTON
• Carpenter
Free Estimates Given
PHONE 221 GRAND BEND
Electricians
A
ERic TURNBULL:
Plumbing• ,
Electrical Wiring
PHONE 31 GRAND BEND
GARFI'YELD THOMSON
Cormercial, Industrial
and Domestic ln:talation
PHONE 132•M EXETER
Decorators
TOM WALKER
Painting and Paparingl
Buiit•In' cupboards
PHONE In EXETER
ee Your LocalTradesman. FIRST l
+,