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HomeMy WebLinkAboutClinton News-Record, 1966-01-13, Page 7Matter of Principle Protect The Innocent J. Carl Hemingway A little booklet entitled ^Crisis 'in Car Insurance” came my way recently, Perhaps some of the; facts will be of interest to you. as they were to According to this .booklet there are about 300 Automobile Insurance Companies in Ont­ ario. They took about $171 mil­ lion in premiums and paid out about $128 million in .claims in 1964. This leave? 43 million or 25% of premiums’ for agents commissions, claims adjust- . ments, legal fees, administra­ tion, advertising and promotion. While 43 million looks like a large sum Auto Insurance'Com­ panies lost $66.2 million in 1963 and probably lost more in 1964 though I haven’t the exact fig­ ure. These losses are having three definite results: 1. Rates are‘being raised for the fourth consecutive year and are being prohibitive to a larg­ er number of drivers. 2. Policy applications are be­ ing scrutinized more closely and more drivers are. being refused insurance and so must turn to assigned risks. 3. More drivers are paying the $20 to the Motor Vehicle Accident Claims Fund. Where does this leave us, the average drivers? If we are in the first group we can expect to pay higher • premiums and' can feel confi­ dent that ,our first serious ac­ cident and perhaps a second will be taken care of. After that we can expect to be moved kindly 'but firmly into assigned risk. . This again means a real jump in premium and total coverage for any accident reduced to $35,000. covering personal in- jury and property damage to others. There wlill ibe no collis­ ion or medical 'benefits for our­ selves, Further, we will be respon­ sible for any payment over the $35,000. If we can't pay — no license to drive. Perhaps an accident our financial position the best we can do is jnto the third1 group, There, we pay $20 ■privilege of driving a motor vehicle. We have no insurance to 'protect us against claims, A momentary mistake can take- all our possessions. Thus far we have only given the one side of the accident. What of the innocent victim? ■ The first group generally has $300,000. inclusive which is ade­ quate to take care off personal injury and property damage un­ less we de-rafil a train or pick a truck with a tremendously delicate and expensive cargo. Those of the first group can do all that money can do for their victims. In the vast majority of acci- • dents the assigned bisk cover­ age will also take care of the reduces so that squeeze for the momentary needs of the injur­ ed. ..... In th® third category the in­ nocent may well suffer.. The only protection the innocent victim has is the $10,000, to any pne person and $20,000. for one accident' allowed' by the Un­ satisfied Judgment Act. Plus, of course, any assets that the driver may have. But the driver Who can’t pay for insurance is not a good' prosipect for dam­ ages. We can feel concerned about ever-rising costs of auto insur­ ance but I think it as 'high time we became concerned a- bout 'the many accident victims that suffer painful injury, and the loss of large, sums that must be paid for long hospital and medical care. Somehow the in­ nocent must ibe protected re­ gardless of .the drivers ability to pay. -----------o----------- The deep snow of Canada’s Winter necessitates protective footwear. Waterproof and snowproof .boots, if worn for hours at a time, having no ventilation, may cause an un­ healthy condition. Indoors and on long journeys in vehicles, toe snow boots should be re­ moved and! slippers worn; wood­ en socks make a good inner lining. TOWNSHIP OF TUCKERSMITH FOR A ROAD SUPERINTENDENT Full yearly employment offered. The applicant to state qualifications, experience and salary expected. Applications to be in the Clerk’s hands by 12 o’clock noon on Monday, January 17, 1965, clearly marked "Appli­ cation, Road Superintendent”. .. . Applications to be considered on January 17, 1965. James I. McIntosh, Clerk^Treasurer, RR 3 Seaforth. l-2b gllllll > fill Stories With John Drainie John Drainie, the versatile Canadian actor closely identified with Stephen Leacock (in which . portrayal he is seen above) is heard every after­ noon Monday to Friday on the CBC radio series, Stories With John prainie. Now in its seventh year, the program has broadcast about 1,400 stories by Canadian writers. Listen at 1:45 p.m. (EST) on weekdays. there’s Goderich Township Federa­ tion of Agriculture will hold its monthly meeting in Holmesville school on Thursday, January 20 at 8:45 p.m. Plans for 1966 will be discussed. -----------o----------- BY DOROTHY BARKER i' ■ i'. ............ r ATTENTION KNITTERS! Hurry to the SALE at Amsing’s I ■s Knitting Centre 55 ALBERT STREET — CLINTON WO/ AEE ALL OUR KNITTING WOOL /o urr from italy 100% PURE MOHAIR Plain 1-oz. 69c .................. Now 63c—1-oz. Balls 100% PURE MOHAIR Varigated 1-oz. 85c ...................................Now 77c—1-oz. Balls SPEED KNIT About 4-oz. Skeins $1.39 ........................Now $1.26—4-oz. Skein DOUBLE KNITTING WOOL About 2-oz. Balls 79c ...................................Now 72c—2-oz. Balls DOUBLE KNITTING SWEATER WOOL Special .........\....... 59c—About 2-oz. Balls BABY WOOL About 4-oz. Skeins $1.25 ........................ Now $1.13 —4-oz. Skein 150 DIFFERENT COLOURS - NEEDLES - PATTERNS - ADVICE An industrial success story can be found around almost any •comer in Canada these days ■yet too often we neglect to consider the hard work, head­ aches and constant planning that have woven the. fabric of any successful enterprise.’ Very few industries in this, or any country, spring fully developed overnight like a mushroom. First, someone has had to have the vision off possibilities in­ volved, then usually another someone has to" be so techni­ cally trained or financially a-- ware of profit and loss, that pitfalls in toe pathway of- most undertakings can be avoided. This is the story of a Nova Scotia Company. Today there is hardly a supermarket or gro­ cer’s frozen food counter in the country that does not make a- vailable to toe consumer pro­ ducts of this reputable world’s largest filsh processing plant. Add to an ever-increasing do­ mestic consumption toe com­ pany’s export business, and the reason for my having chosen it for one of my most enthusiastic reports on Canadian 'industries is apparent. Lunenburg has, always been one of my favorite visiting-Spots on the Atlantic Coast. I love the smell of a mixture of salt air, nostril tingling fishy odors that permeate toe atmosphere and toe quaint architecture ap­ parent in the homes of many resident sea captains. It was whens I heard CN had built a spur line into this most modern fish processing' plant that my nose for news and a nostalgic longing for “places re-visited” led me to Battery Point on Lunenburg Harbour where the "dream plant come true” of V Besure to discuss your spring fertilizer program with your local SH UR-GAIN Fertilizer dealer Lunenburg Sea Products is now in production, one of the group of companies comprising Nat­ ional Sea Products Ltd.. There 'is so much detail and romance in the development of the company it would take more than toe words allowed me in each column to reveal. I hate to be so surgically clinical regarding toe history of one of our most exciting enterprises, but let me briefly state that toe Smith brothers can be said to 'be bajsitoally responsible for toe whole thing. In December 1899 W. C. Smith & Co., own­ ers Of a fleet of fishing vessels, was incorporated. Original shareholders were eleven and the paid up capital amounted to $15,000! W. C. Smith was ap­ pointed president and' general manager at a salary of $200 per year and Lewis H. Smith, the bookkeeper and clerk, drew down the munificent annual salary of $360. There were five Smith brothers and two neph­ ews but'Lewis, with $160 more in his pocket ithan toe president, evidently was considered to be worthy of tire extra salary be­ cause he had the headaches and heartaches connected with this expanding business. Today it is a complex of many subsidiaries. My guess is that its worth, including pro­ cessing plant and' fishing fleets, could only be computed in1 mil­ lions. Immaculate Kitchens And now for toe housewives of Canada I have news. I went through this plant. I saw toe fluorescent lighting equipment for spotting parasites (many sea creatures are victims'), the immaculate kitchens where those delectable filets are pro­ cessed; or breaded asi fish sticks. I saw toe giris wiho are employ­ ed1 in various capacities as cooks _and packers and the lads in Ttheir hip-high rubber boots1 who" constantly wash down counters. I witnessed toe 1 processing off by-products (fish fins, etc.) into fish meal and saiw the glow of toe smoking ovens. I ended up in one of the most modem of­ fices I have seen anywhere in my travels. What more praise can I give an industry that is contributing so substantially, not only to our national health but in the in­ dustrial development pattern of the Maritime Provinces. As a prairie raised citizen, I have always been grateful for the brief time in my childhood spent on Prince Edward Island,1 where I learned to enjoy ail sea foods. We in Canada are experienc­ ing an entirely new type of consumer demand. Since World War Two, there bias been an in­ flux of Europeans, mostly from countries bordering on the sea, who have undoubtedly an im­ pact on the demand for fish and fish products. But let us not forget, toe bom Canadian is developing a cosmopolitan taste whether he ibe prairie raised or seaboard oriented1. National Sea Products Ltd. is catering to this ’'and CN is ship­ ping thousands of tons of flsh products annually across the nation aS well as to export markets to meet the demand, li Teen Time When kids complain nothing to do Far adolescent fun, How come it takes till midnight For them to get it d'one? S. Omar Barker I Walkerburn Club Meets At Snyders Home. AUBURN -r* The WMkerburn Club met at the home of Mrs,. John Snyders. Prayer was by Mrs. Leonard Archambault, President Mrs. Ted Hunking was in charge and minutes were read ' by the secretary, Mrs. Elliott Lapp. Roll call was answered by 12 members by quoting, a Christ­ mas verse- A thank you letter was read: from 'Mrs. Bert Hunk­ ing fpr being remembered at Christmas time, Little Joan Hunking won toe prize that had been donated by Mrs, Tom Cun­ ningham. The Club received a picture and a letter from their adopted child. Mrs. Tom Cunningham gave toe treasurer’s report, Mrs. Ted Hunking read a story giving insight into toe homes of children, of Hong Kong and Korea that meed -support. The program for the after­ noon was planned’by Mrs. L.. Archambault and Mrs. Henry Hunking. Young visitors sang Carols 'and' gave readings. Mrs. Henry Hunking gave‘a reading, "Put Christ into Christmas”. Contests were 'held. Plans were made for toe next meeting at toe home of Mrs. Ted Hunking. Roll call is to be answered' by .pennies for your shoe size. Program is to be planned by Mrs. Joe Hunking and Mrs. Ted Hunking. Lunch is to be served by Mrs. George Schneider, Mrs. John Snyders, Mrs. Worthy Young and Mrs. Lloyd Penfound. A special Christmas lunch was served by Mrs. John Hal­ lam, Mrs; Elliott Lapp1, Mrs, Lloyd McClinchey, and Mrs. Garth McClinchey assisted by Louise Hunking, Brenda Arch­ ambault; Nancy Lapp and Oatoy Schneider. ,-----------o----------- Industrial workers who are exposed to chemiCais or skin irritants 'Should be careful to wash very carefully after work to ensure that all irritating ma­ terial is removed' from toe hand's or exposed flesh. Daily Showers may ibe necessary. Harsh hand cleaners are harm­ ful; mild soap and cornmeal or woodflour as an abrasive makes I a safe hand cleanser. Thurs., Jan. 13, 1966-—Clinton New»-Recor<L—Paga 7 ' ..'■■'.■■..' '.,................,,,,,, Clearing Sale of Substandards of our Regular Lines of Seamless Hosiery 6 pair to box—SI .50 Micro Mesh, Sheer 15 Denier Walking Sheer —■ 30 Denier; Seamless Stretch Par-Knit Hosiery Ltd. i ’ • . ' " Open 9 to 5 Daily Except Saturdays 49tfb ' ...........■j X /f HOTEL DANCING In The DINING LOUNGE Friday and Saturday Evenings Only While Dancing - - - Try Our Special of the Week 'Chicken In a Basket* Friday—Served from 9:30 p.m. to 12:30 a.m. Saturday—Served from 9:30 p.m. to Midnight SMORGASBORD DINNERS Every Sunday Evening from 5 to 7 Phone 482-3421 for Reservations i We Cater to Dinner Parties and Wedding Receptions Hotel Clinton Featuring "CLOUD V Room J ONLY TWO WEEKS CLOSING for Bank of Montreal Canada Centennial Farm Leadership Awards* 50 awards of $2,000 each—No age limit No minimum educational requirements If you live or work full time on a Canadian farm, you can be eligible for one of these $2,000 awards to pursue travel and study plans of your choice. This handbook contains complete details on the Award Plan, as well as application form...pick up your copy at your nearest Bof M branch todayl There Is no obligation, except to yourself. Applications must be submitted not later than January 28th. Bank of Montreal Canada Centennial" Farm Leadership Awards Bank of Montreal x cAiuDA’srmsTiun One of the winners could be you... or some member of your family X 11 TO 3 HHUOH CAMAMK IIP I Bank of Montreal Clinton Branch: . K. G. FLETT Manager RCAF Station (Sub-Agency): Open Daily Londesborough (Sub-Agency): Open Mon. & Thum. *A project to commemorate Cena<fa*e Centennial and the Bank’* 180th anniversary In 1087.