HomeMy WebLinkAboutThe Citizen, 2012-11-29, Page 23THE CITIZEN, THURSDAY, NOVEMBER 29, 2012. PAGE 23.
Continued from page 20
ratio of 163 per cent is not far off
that.
The 11 per cent increase in auto
loans over the past year should catch
our attention. Those who held off on
replacing their vehicle during the
recession may now be succumbing
to new car ads. But financial gurus
would remind us the cheapest car
anyone can ever own is always the
car they presently own: studies prove
it’s far less expensive to maintain a
used car than to buy a new one.
Regarding credit cards, Randy
Alcorn frankly advises, “If you use a
credit card and do not pay the full
amount when your bill is due,
meaning that you leave a balance on
which you pay interest, then you
should not own a credit card.” Even
if a consumer does pay it all off
without interest charges, Citibank
calculates that consumer will buy 26
per cent more using a credit card
than they would if they were
carrying cash.
Alcorn notes several things about
debt. It lingers. It causes worry and
stress. It causes denial of reality. It
leads to dishonesty. Debt is addictive
and presumptuous. It deprives God
of the chance to say no or to provide
through a better means. It’s a major
loss of opportunity. And, debt ties up
resources and makes them
unavailable for the Kingdom of God.
As an example of debt’s
deceptiveness, Alcorn offers the
example of a person buying a
$70,000 house with $7,000 down
and a 30-year term on the remainder
at 10 per cent. The $70,000 house
will actually end up costing them
$200,000.
Martin Luther, the Protestant
reformer, said: “God opposes usury
and greed, yet no one realizes this
because it is not simple murder and
robbery. Rather, usury is a more
diverse, insatiable murder and
robbery.”
Learning to “do without” or live
more simply and thus avoid debt
frees us from the bondage of the
debtor, who is always to some
degree enslaved to the lender. It also
keeps us more dependent on trusting
God for provision, and less ensnared
to this world’s shiny (though
deceptive and usually depreciating!)
idols. Keeping free in our financial
life liberates and resources us to
concentrate on the one debt that
ought (according to the apostle) to
remain outstanding for us: “Let no
debt remain outstanding, except
the continuing debt to love one
another, for he who loves his
fellowman has fulfilled the law.”
(Romans 13:8)
St. Anne’s students
prepare for holidays
Living free of debt teachesus to do without says Dow
Now gluten free
Jessica Procter dishes out some gluten-free goodies at the
annual roast beef supper held by Knox United Church at
the Belgrave Community Centre on Nov. 21. (Denny Scott photo)
Network ADVERTISE ACROSS ONTARIO OR ACROSS THE COUNTRY!
For more information contact your local newspaper.
DRIVERS WANTED
LAIDLAW CARRIERS VAN DIVISION
require experienced AZ licensed driv-
ers to run the U.S. Premium mileage
rate. Home weekly. New equipment.
Also hiring Owner Operators. 1-800-
263-8267
AUTOMOTIVE
Vehicle buyers are ONLY protected by
OMVIC and Ontario consumer protec-
tion laws when they buy from regis-
tered dealers. There’s no protection if
you buy privately and you risk becom-
ing victim of a curbsider. To verify
dealer registration or seek help with a
complaint: www.omvic.on.ca or 1-800-
943-6002.
CAREER TRAINING
LEARN FROM HOME. EARN FROM
HOME. Medical Transcriptionists are
in demand. Lots of jobs! Enrol
today for less than $95 a month.
1-800-466-1535 www.canscribe.com,
admissions@canscribe.com
EMPLOYMENT OPPS.
PART-TIME JOBS - Make your
own schedule, sell chocolate bars
to make $$$, decide where and
when you sell, start and stop
when you want. Tel: 1-800-383-3589.
www.chocolatdeluxe.com
THE YUKON NEWS is seeking an
experienced editor. We are located in
Whitehorse, Yukon, are independent-
ly-owned and publish twice weekly.
Salary begins at $75,000. Please
see www.yukon-news.com/editor for
details.
JOURNEYMAN AUTOMOTIVE SER-
VICE TECHNICIAN. Hanna Chrysler
Ltd. (Hanna, Alberta) needs a few
more good people. Busy, modern
shop. $25.-$31./hour + bonus, bene-
fits. Great community. Inquire or send
resume. Fax 403-854-2845; Email
Chrysler@telusplanet.net.
HELP WANTED
DOG LOVERS! Enjoy a healthy, prof-
itable career as a professional dog
trainer. Government accredited pro-
gram - student loans + grants avail-
able. www.wonderdogs.ca 1-800-961-
6616
STEEL BUILDINGS
REALLY BIG BUILDING SALE...
"THIS IS A CLEARANCE SALE YOU
DON’T WANT TO MISS!"
20X20 $3985. 25X24 $4595. 30X36
$6859. 35X48 $11,200. 40X52
$13,100. 47X76 $18,265.
One End wall included.
Pioneer Steel 1-800-668-5422
www.pioneersteel.ca
STEEL BUILDINGS/METAL
BUILDINGS 60% OFF! 20x28,
30x40, 40x62, 45x90, 50x120,
60x150, 80x100 sell for balance
owed! Call 1-800-457-2206
www.crownsteelbuildings.ca
VACATION/TRAVEL
HAWAII ON THE MAINLAND, healthy
low-cost living can be yours. Modern
Arenal Maleku Condominiums, 24/7
secured Community, Costa Rica
“friendliest country on earth”! 1-780-
952-0709; www.CanTico.ca.
PERSONALS
ARE YOU SINGLE? JOB GOOD,
FRIENDS GOOD... Just missing
that special someone? Join MISTY
RIVER INTRODUCTIONS - As
featured on CTV, CBC, A Channel
and Rogers. CALL (519)658-4204,
www.mistyriverintros.com.
WEIGHT NO LONGER! Herbal Magic
will help you Lose up to 20 lbs by
New Year’s Eve - Proven Results!
Call NOW 1-800-854-5176.
TRUE PSYCHICS! 4 Answers call
now 24/7 Toll Free 1-877-342-3036;
Mobile #4486; http://www.true
psychics.ca.
DATING SERVICE. Long-term/short-
term relationships, free to try! 1-877-
297-9883. Talk with single ladies. Call
#7878 or 1-888-534-6984. Talk now!
1-866-311-9640 or #5015. Meet local
single ladies. 1-877-804-5381. (18+)
FINANCIAL SERVICES
GET CASH FAST!
For your Jewelry, Diamonds, Luxury
Watches, Designer Bags, Apple
Electronics.
SELL them or GET a LOAN at:
www.PAWNUP.com
or CALL 1-888-435-7870
Online Pawn Shop, without leaving
home!
MoneyProvider.com. $500 Loan and
+. No Credit Refused. Fast, Easy,
100% Secure. 1-877-776-1660.
NEED MONEY? No credit checks!
No upfront fees! Immediate
response! Electronic deposits
and payments! 1(866)499-5629
WWW.MYNEXTPAY.COM
NOTICES
RETIREMENT HOMES IN ONTARIO
MUST BE LICENSED. To check the
licence status of a home visit the Pub-
lic Register at www.rhra.ca. Resident
Rights are in place. To report harm or
risk of harm to residents call the
Retirement Homes Regulatory
Authority at 1-855-ASK-RHRA.
AUTOS FOR SALE
100% AUTO FINANCING APPROVAL
- We can get you approved for
an automobile no matter what
your circumstances are. Drive
a little and save a lot. Over 300
vehicles to choose from. Apply online
www.canadianautogroup.ca. CANA-
DIAN AUTO GROUP INC., 250
Springbank Dr., London, ON, Toll-
Free 1-888-474-8815 / 519-472-8815.
100% AUTO FINANCING Guaran-
teed! We Finance All Credit
Situations! No Credit, Bad Credit,
Bankrupt, Consumer Proposal -
You’re Approved! Apply on line @
www.DeltaAutoGroup.ca or CALL Toll-
Free 1-877-217-0640.
SKILLED HELP
SHOP MANAGER
IMMEDIATE FULL TIME
0/.-,+*)('/&-%$,/$)+/#$"!* $%* )/////
knowledge an asset.
0/&*)* / /-$!/&$)$(-!//
Experience.
0/ -%*%*-/$(-//# ,,/-)-*%
Contact for details:
Eileena Haynes 306-634-8388
E-mail:
Eileena.Haynes@doallind.com
Fax - 306-634-8389
FLUID POWER MECHANIC
Immediate Full Time Position/s
available for our Hydraulic Division.
Able to:
0/-$+/", -/!*)%'/ - $%* //////
technical drawings. Assemble,
///////////+* $)%,-'/!-$*!//!-$- ",-//
drilling rig hydraulics.
0/ )+ %/%-%/*%/) ,-+(-/ //
drilling rig components.
0/-!$%-/)- $%* /% ,'/%-%///
equipment.
0/
$,*+/+!*-! /,* -)-/&
0/-!*-) -+/*)/, *+/ -!//
specialist, or millwright. Relocation
Assistance available!
E-mail:
Eileena.Haynes@doallind.com
or fax 306-634-8389
Attn: Eileena
ADVERTISING
LOOKING FOR NEW BUSINESS and
added revenue? Promote your com-
pany in Community Newspapers
across Ontario right here in these
Network Classified Ads or in business
card-sized ads in hundreds of well-
read newspapers. Let us show you
how. Ask about our referral program.
Ontario Community Newspapers
Association. Contact Carol at 905-
639-5718 or Toll-Free 1-800-387-7982
ext. 229. www.networkclassified.org
ANNOUNCEMENTS
THERE’S ONE IN EVERY CROWD.
Recognize a six to 17 year old
with the prestigious 2012 Ontario
Junior Citizen of the Year
Awards nomination by Nov. 30.
www.ocna.org/juniorcitizen or call
905-639-8720 ext. 239.
FOR SALE
#1 HIGH SPEED INTERNET $28.95 /
Month. Absolutely no ports are
blocked. Unlimited Downloading. Up
to 5Mps Download and 800Kbps
Upload. ORDER TODAY AT
www.acanac.ca or CALL TOLL-FREE:
1-866-281-3538.
SAWMILLS from only $3997 - MAKE
&
/ /
/ &
/ *%/
your own bandmill - Cut lumber
any dimension. In stock ready
% / */ #/ ) / /
/
www.NorwoodSawmills.com/400OT
1-800-566-6899 Ext:400OT.
FIREWOOD - Quality Seasoned
Hardwood. Hand-split and cut to
length. Excellent for furnace or fire-
place. $70/cord. CALL TODAY for
Delivery and Pricing, 519-897-0340.
EASY XMAS SHOPPING FOR PETS!
No line ups-No cold weather.
Deals to Bark about!! Receive 10%
off with coupon code: Clubpet10
www.petland.ca 1-855-839-0555
MORTGAGES
$$$ 1st, 2nd, 3rd MORTGAGES -
Debt Consolidation, Refinancing,
Renovations, Tax Arrears, no
CMHC fees. $50K you pay $208.33/
month (OAC). No income, bad credit,
power of sale stopped!! BETTER
OPTION MORTGAGES, CALL
TODAY Toll-Free 1-800-282-1169,
www.mortgageontario.com (LIC#
10969).
AS SEEN ON TV - 1st, 2nd, Home
Equity Loans, Bad Credit, Self-
Employed, Bankrupt, Foreclosure,
Power of Sale or need to Re-
Finance? Let us fight for you because
“We’re in your corner!” CALL The
Refinancing Specialists NOW
Toll-Free 1-877-733-4424 (24 Hours)
or click www.MMAmortgages.com
(Lic#12126).
Connect with Ontarians – extend your business reach! www.networkclassifi ed.org
Continued from page 10
Christmas!
Our boys and girls hockey teams
are doing very well in their opening
games and it promises to be an
exciting year for our varsity hockey
teams. The nordic ski team is excited
that we have snow and Mr. Robinson
has them ready to rock. Our curling
and swim teams are gearing up for
an exciting winter season. A big
shout out to our concert, rock and
jazz bands who toured Huron
County schools over the last two
weeks. Mr. Geddis and the crew are
wowing audiences everywhere. Our
arts students are busy rehearsing for
their annual celebration of the arts
this upcoming Tuesday, Dec. 4 at 7
p.m. During the art celebration, our
Students for Social Justice will hold
a fair trade Christmas that
offers everyone an opportunity to
purchase gifts that give back to the
others. Everyone is welcome to
attend.