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Home My WebLink AboutThe Exeter Times-Advocate, 1928-03-15, Page 6and Nervousness 'HOW THE SUN LIFE MADE THIRTY-EIGHT MILLIONS continent to work for us to maintain our co-operation by becoming stock holders in the outstanding basic cor porations of the country, so that we PROFIT IN THF YFAR 1927 BhareinaU the promts that they make. * AVam 111 Ullu 1 LurllX 1«7m| .The dividends which we receive on 1 • '■ 1 11 ’ . our stock ‘holdings are already .two Sunday School Lesson ECZEMA SO BAD COULD NOT SLEEP Mrs. Bobt. M. Shirley, B.R. No, Chipman, N.B., writes:—>“J cannot fecommend Milburn’s Heart and Nerve Rills too highly, <‘I had been bothered with pains in my heart and nervousness for soma time, yes, for years, and the least little thing would put-jkne on pins and needles. “I tried a lot of different medicines, out it seemed to make no difference. I ev^n went to our doctor, but all he said was that I needed a rest, but I didn’t as I only had one child three years old and she didn't require much care. “Last win'er while cooking in a lum ber camp the foreman told me to try bo I got a box and before it was half taken I found that my nerves were beginning to quiet down, and the pains were all gone from my heart, and I eould lie down and go to sleep without any fear.’" Price 50e. a box at all dealers, or mailed direct on receipt of price by The T. Milburn Co., Limited, Toronto, Ont. FASHIONED APRON Participating Policyholders Receive Ninety-Five. Per Cent* of millions more than were payable on Profits——DivirL*nrI« tn PnlicvtinlrliM-c A ornincreased same stocks when ive bought them. Our Interest account, of course, includes also our dividend receipts, and our record Is illuminating. In ,-----—--------—! 1921 the average rate earned by us .—The phenomenal record of the* Sun Life Assurance Coxnpaiiy ■'vas 6.Q7 per cent; in 1923 it was 6,20 per cent; In 1924, 6,38 per cent; in 1925, 6.41 pgj- cent; in 1926, 6.69 per cent; and in 1927, if we were to use the same basis of calculation as in previous years, the rate would be 6.81 per cent. We, however, do not wish to show such a high rate, and as we always make a charge of 5 per cent against our interest earnings for in vestment expenses, you will note that we are quoting only the net rate, 6.47 per cent, aftei' deducting that invest ment expense. The falling rate of .interest has no terrors for us. “The quality of our securities may ■be judged by the fact that not one Profits—Dividends to Policyholders Again Increased —Company 5eeks Legislation to Maintain Canadian Control them. Our Interest account, of course, &A EASILY The smart apron shown here is cut in one piece and has a V-shaped neck. The hack laps over the front under the arms and there are two useful patch pockets- Unbleached muslin, g’ihgham, chambray, cretonne or percale are suitable materials fox* fashioning this apron, and a,, note ®f contrast may be introduced in the binding, as illus trated. No. 1710 is in sizes 36, 40 and 44 inches bust. Size 40 requires 2% yards 32 or 36-inch material. Price 20c the pattern. ’ Our Fashion Book, illustrating the newest and most practical style, will be of interest to the home dressmaker. Pr.'-. c of the book 10c the copy. HOW TO ORDER PATTERNS. Write your name and address plain ly, giving number and size of such 'pait-jn-.s as you Want. Enclose 20c in stamps or coin (coin preferred; wrap it carefully) for eacli number and address your order to Pattern Dept., Wilson Pattern Service, 73 West Ade laide St., Toronto”. Patterns sent by xetr.ru mail. Montreal.- |rJ| ___ ___.... ________________ ________ _ is an'inspiration to all Canadians. Its income of $102,000,666 is already equal to the total revenue of'‘the Government of Canada in the year 1910, and $38,000,000 is certainly an amazing sum to have earned as profit in one year. Not many corpora 4 is anywhere can report such figures. The President’s intimate, practical comments at the. annual meeting explaining how these huge profits were made were illuminating. Of even greater moment, however, were his statements regarding the danger that this great Canadian institution may pass from Canadian control. Some months ago, Mr, Macaulay referred to the activity of Wall Street in the buying of Sun Life stock, and cautioned policyholders and shareholders of the menace it involved to an institution which was founded- and developed by Canadians and which has obtained its phenomenal growth under Canadian management. Subsequent events have justified these misgivings, and at the meeting the first public intimation was given that the Sun Life directors are seeking legislation at the present session of Parliament which is intended to effectively forestall this danger. ’Precautions to Maintain the Company Canadian In Character. In concluding his address to the shareholders and policyholders the President made the following refer ence to the matter:— “There is but one cioud on our hori zon. Our very prosperity has created a remarkable demand for our capital stock. We desire to ensure that this great company shall always remain strictly Canadian in its control and in particular that its investments shall never come under Wall Street domina tion. A bill which we have intro duced into Parliament will be sub mitted for your approval. It it be passed, it will give us the protection we so much need, and I know we can rely on the whole-hearted ^sympathy and support, not only of our stock holders and policyholders here ' pre sent, but of our army of policyholders throughout the country.” The meeting unanimously approved of the measure in question. How im portant and how vital to Canadians are the interests at stake is disclosed in the report submitted to the annual meeting of the Company. In moving the adoption of the re port, President Macaulay said: — “You gentlemen have become so ac customed to our presenting every year a statement surpassing all pre vious records that you come prepared to hear another report of that des cription. I am quite sure, however, that not one of you. in his most op timistic mood, expected a report so favourable as that which you now have. Our record for 1927 is indeed a remarkable one. Let me touch on the main features:— Remarkable Growth, Strength and Profits. “The new assurances completed amounted to $328,000,000, an increase of over* $62,500,000. “The amount in force at the close of the year had risen to $1,487,000,000, and at the present moment is well over $1,500,000,000. “The income exceeded $102,000,000, an increase over the previous year of $23,800,000. To me, this is very im pressive. Not only has this item passed the one hundred million mark, but the increase alone is equal to •what was our total income but eight years ago, which had been accumu lated by forty-nine years of strenuous effort. A life company with a total income no greater than our increase would be an important corporation. “The assets have increased by $56,- 000,000, and now exceed $400,000,000. “But the most, wonderful of all these wonderful figures is the amount earned as profit—$38,000,000. How- great this figure is may be judged from the fact that the earnings of the previous year, in which we so re joiced, were $”20,500,000. It would he hardly reasonable to assume that Dur earnings of future years will continue on such a tremendous scale, and we have therefore set aside a large part of this sum to provide for future con tingencies, A Great Surplus and Contingency Fund. “Our securities have been valued on a very conservative basis, but from even these moderate values we have set aside another $5,000,00 to provide for market fluctuations, making the total deduction under this heading $10,000,000. “We have also seh aside the follow^ ing amounts:— “A further $1,500,000 for unforeseen March 18. Lesson XII.-— Jesus Teaches Sincerity,—Mark 7: 1-13. Golden Text—Kegp thy heart with all diligence; for out of It are the issues of life.—Proy, 4s 23, I Mrs. Thos. Chessman, Cornwall, Ont., writes:—“ About three years ago I was troubled with eczema on my arms, and at times it would be so terrible I could not sleep. “I doctored with doctors, but did not seem to get any relief, so one day I thought I would try a bottle of and after I had taken it I found re lief and in a short time got great results. ’ ’ Put up only by Tho T. Milburn Co., Limited, Toronto, Ont. FLOWERS and VEGETABLES No. 5 One .of the first jobs to be carried out after a new house is built ox* af ter extensive re-adjustments have taken place In the grounds about tho home is that of making a lawn. The soil must be put in good condition as grass requires food fully as much as flowers, awl the surface must be made level. Too much emphasis can not be laid on the last point, as an un even lawir is always unsightly and after the ground is planted levelling up is no easy task. Make the whole plot as level as possible by working thoroughly and raking soil into the depressions. This should be done just as soon as possible so that spring rains and perhaps a frost or two may hasten settling. After a week work and rake level again. This operation should be repeated at least a couple of times, tjnd where it is not neces sary to depend entirely on rain for a moisture supply it should be kept up for a month oi’ six weeks. Where there is no hose, however, the lawn will have to be sown before the mid dle of May so that the spring rain fall .will giye It a start. After old bricks, stones and sticks have‘'been removed, all noticeable weed growth destroyed, and when the surface is as level as possible the seed may be. put in. Select a day when there is no wind and do not neglect to soedMiber- ally. It is also Important to secure the best seed possible as one does not want to sow a lot of weeds along with the grass. If you have a roller this is the best implement to use to press the seed in the ground. A pounder is the next best and if neither of these two affairs are obtainable rake it lightly. Growth will commence quickly as grass prefers cool weather. To hast en things along a light application of nitrate of soda eyery ten days is ad visable. It is a good plan to put this on just before a rain or even during the showdr. Cutting should commence with a very sharp mowei’—a dull ma chine .will pull out the tender grass— las soon as the shoots are up a couple ! Of in.ches and- should be continued at I intervals of a week ag long as the . [ lawn keeps growing. Hollows that ; appear after sowing can bo gradually Can- filled in with fine soil or sand but not i more than half an inch should be put j on at one time. There should be no unnecessary tramping over the new I lawn until it has had a two months start. Screening Buildings. A little%planning will often/result in a beautiful back garden even where a garage and chicken house are pro minent features of a thirty-foot lot. Annual climbers such as wild hops, wild cucumbers, scarlet runner beans, sweet peas, morning glories and sev- mwxxAA-t, -v. ___ _ era-1 otliers inay be trained by means a splitting headache, he would put his hand to his forehead and say, I wish I were dead.” Nowadays, a man- goes out and gets rousingly drunk, and in the morning when he wakes up with a splitting headache, he is dead! JIUR1AN TRADITION AS OPPOSED TO THE D1YINE WILL. Introduction — Again and again Jesus had1 to declare that what the Pharisees and other religious Jews considered to be the undoubted will of God was not God’s will at all, but only a human ordinance or established cus tom. The Pharisees in their study of the Bible had built up an elaborate system of rules and regulations which was known as “the tradition of the elders.” The object of it was to bring the whole life of man, even in its pet tiest details, under the control of re ligious principle. But they miscon strued the meaning of “religion. Thus 'in the matter of purity they laid all the stress upon ceremonial washings before and after meals, and whoever did' not conform to *these was con demned as an irreligious person. Thus, w the Pharisees wished to separate Is-i mother from destitution)- Jesus pro- rael from all other peoples, to. build : flounced this a fine illustration of hon- But Jesus* saw I God’s holy will. Sture" WhatTtta“ tutors to b" ^ai"ptoiJy“ihey-were tta't ttS*PAarS aTSlylb^ future. Wnat is that future to be. wro^g thing-. They were forget- gate the will of God in order to up- Year after year we have been con-;ting. that what God require3 abave hold their tradition. So concerned are fldently predicting the glorious-future e]se -n R pure sincere they about oaths, or supposed oaths, yet to conre, and that promised future heart ' I that they look without compunction on is now unrolling itself before our J - ' - - - - • .. -»-v.« -------p eyes in all its greatness and strength. But what of to-day's future? I have just been reading my own remarks of two years ago, and already the figures of which we were then so proud look small and outgrown. We have doub led in size now every five and a half years since’ the Company began, but our last doubling has. taken only four years, and we are 1 ’ more rapidly than ever before in our vs< xutJ history. I predict that the figures of! a number of scribes, complain that two years hence will make even the i Jesus permits certain ungodly laxities figures of to-day look small and out-1 among his disciples. He does not in- grown in their turn. Sun Life Sets Its Own Pace. “People sometimes say when speak- 'this charge is to discredit Jesus’ clainr ing of our progress:—“Yes, life as- ’ ’ u- surance is growing wonderfully.” it is; but th-e Sun Life is not content; to grow only at the rate of .life assur ance generally. Statistics now avail able indicate that in. 1927 the aggre-!js -writing for Roman Christians who gate new business of all the com-1 do not know the customs of the Jews, panics operating in the United 'States explains here the nature of the Phari- exceeded the total for 1926 by .only saic requirements. Insisting on “the one per cent and in Canada by seven 'tradition handed down from the eld- per cent. But the new business of ers,” f.._ F4—-i---- .._74 the Sun Life df Canada shows an in crease of twenty-three per cent. 'We set our own Lgur, prosperity and. popularity, and^fhe enthusiastic support qf our six hundred thousand policyholders, make our growth both rapid and certain. The future still before us will, I am convinced, be more wonderful than -anything wq can now imagine. And it is indeed a hap py thought-that ail that growth in size and all that growth in prosperity mean increased service to humanity, and service at steadily lowering cost to our policyholders." The President closed Ills remarks by his reference to the need of safe guarding the future of the Company, as above quoted. The Board of Directors of the Sun Life is composed of the following:— T. B. Macaulay, F.I.A., F.A.S., Presi dent and Managing Director; Arthur B. Wood, F.I.A., F.A.S., Vice-Presi dent’ and Actuary; Robert Adair,^-W. M. Birks, Hon. Raoul Dandurand, J. Redpath Dougal, Sir Herbert S. Holt, Abner Kingman, J. W. McConnell, C. E. Neill, Carl Riordon, John W. Ross, His Honour JameB C. Tory, Hon. Lome ‘ C. Webster. Three new direc tors were added at the meeting—Hon. L. A. Taschereau, Ross H. McMastei' and C. B. McNaught. ------------(j,------------- Why the red stag should cast itts solid antlers every Spring naturalists have not discovered. They only know the purpose of growing them—the guarding of the family herd of hinds from stray rivals. oontingencies, praising that fund to $12,500,000; «$500,000 to provide for dollaj? of interest or dividend on any possible greater longevity of annult- hond, preferred ox’ common stock listed in our assets as in arrears for even one day. Busines Doubled In Four Years. The position we have attained justl- ants, raising that item to $2,000,000; and $1,300,000 to increase our re serves on tropical business; besides writing off another $1,000,000 on our Head Offico and other 'buildings. “We have distributed $11400,000 in profits to our‘policyholders, and have also set aside $6,200,000 to cover pro fits accrued on policies. “After providing for all these amounts, we have added $11,000,000 to our undivided surplus, raising that sum from $34,000,000 to $45,000,000. Scale of Profits Increased for 11 Eighth Successive Year. “The announcement!, however, that will be received with the greatest en thusiasm is that for the eighth con secutive year we have increased the scale of profit payments to our policy- holders. The basis of distribution fox’ 1928 will call for nearly $900,000 more than would .the basis, of last year.1 Profits of Policyholders Unexcelled in the world. “We can already say that in profit ableness to our policyholders, we are not excelled by any life company in the world; but we are not satisfied and will not be satisfied until we can make an even stronger than that. force that we hoped to be able to an nounce an ' ' for ten consecutive years. maintained that record for eight years, but the ninth and tenth years have yet to come, and their story has yet to be told. Our huge undivided surplus and our great contingency funds are the best guarantee our policyholders can have as to their future dividends.* Large Dividends the Result of a Wise Investment Policy. “You ask how we are able to make these huge profits. The $38,000,000 earned may be divided as coming ap proximately $14,000,000 from the re gular life assurance operations of the Company, $5,000,000 from profits act ually realized by the redemption or sale of securities and $19,000,000 from increase in market values. And, of all the profits made in the participat ing branch, the policyholders ninety-five per, cent. “I would not have you suppose we ever speculate. We do not. of course, do not hesitate to statement Years ago, I told our field increase in our profit scale We have that We, sell bonds or other fixed-interest securi ties when they rise to such premiums that the yield is no longer satisfac tory, but when we buy a stock we buy for permanent investment, we buy to keep, and we never sell merely be cause the market value may have risen to a high figure. We have, how ever, had an epidemic' of security re demptions, and as a result. we have the $5,000,000 of realized profit. High Interest Rate Earned, With No Arrears. “Even the normal earnings of a life company depend very largely on the rate of interest it can obtain on its investment^. The current rate of interest has been steadily dropping for years, and there is every indica tion that it will continue to drop—for how long we cannot tell. The out look for investors in bonds and mort gages is not encouraging. That fact causes us no anxiety. We have on- listed many large groups of the. bainiest, most experienced, most ener getic and most successful men on the I to be considered so binding that he must not use any part of these pos sessions even to save his father’ or his fies enthusiasm, but we must always 1 a high “fence of the Law” round the ^r'l^S the tradition at the expense of look on the present as a mere vantage , whole of Jewish life, J---~ rr."’' ground from which to plan for the , that in this zeal for outward or le- ! So we find Jesus condemning the 1 £h©( defrauding of helpless parents in so-called tradition, and calling men their old age. The Master points out back to a purer sense of God’s moral I that such hypocrisy amounts to the ■i •« •* . • . i . iin n* at iTLnrJ’a lA/irwrl Tr icy nodemands, justice, righteousness, mercy and truth. In this he resembled, though he far surpassed:, the prophets. He possessed an inward knowledge of God's will, and he asked men not to follow a blind tradition, but to study foi* themselves what God required. . .They could1 only serve and love God to-day growing • the|r hearte wero r s}ght- Vs. 1, 2. The Pharisees, joined by the i Jesus permits certain ungodly laxities ' sist on the scrupulous performance, of ■ Ithe due -washings or ’ ‘ " jfore and after meals. us. to be a teacher sent from God, If he So ! were truly a man of God; he would not be chargeable with such scandal ous omissions of religious require- Iments. I Vs’. 3, 5. T.he evangelist Mark, who repealing of God’s Word, It is as though they thought to remove from his throne. God --------------- ----------------- - i Jail “William Tell.” Ex-patrolman Henry spend four months in for trying to imitate Cleveland. Frlschkorn has something on William Tell. He must the workhouse the famous sharpshooter. Frlschkorn tried the stunt with his police pistol, periormance or , flrjng a^ £i1G of George Reynerd. nf He Dot only hit the hat, but also the - 4 . . head of the man with whom he had been discussing tlie merits of -his weapon. V Canada and the Air Calgary Herald (Ind. Cons.): ada is a young country. I-Ier people have the usual characteristic of young lands. They are ambitious, confident, courageous and enterprising. There is a national desire to be up-to-date. We can not claim to be up-to-date in the field.,of aviation. We should be making more use of the knowledge and the equipment which science has produced in this realm. the Pharisees said that every pious Jew must pour water on his hands and' lave them up to the wrist before sitting down to food. He must also wash and purify everything that comes from the market; and cups, crocks, pots, and other* utensils used in the house must all be ceremonially rinsed from .time to time. Consequent ly, the Pharisees charge Jesus with re jecting the tradition ox the elders. Vs. 6, 8- Jesus’ answer to the Phari sees is that this1 insistence on the tra dition of the’ elders supplies a fine il lustration of what Isaiah condemned when, speaking for God to Israel, he said: “This people (of Israel), honor me with their lips, but their heart is far from me. .Yet is their worship of i me futile, since the doctrines which they teach are man-made rules.” Jesus condemns the tradition as a man-made system, not the authentic expression of God’s’ will. He knew that many who observed the ceremon ial washings were impure and dis honest in heart, and that what really made the market unclean was dis honest business. So he said that self ishness, graft, and' lying were worse than the neglect'of hand-washing, and that hand-washing would' not avail in God’s sight if the heart were black or impure. “You set aside God’s com mandment,” he said, “in order to keep your human tradition.” Vs. 9-12. Another striking , illus tration of the same blind rejection of God’s undoubted will in favor of mere ly human customs follows. If there was anything that God commanded, it was that children should reverence their parents, as required; in the fifth commandment. And if this command^ ment meant anything at all, it meant that the children should be respon sible for their parents’ support when age or infirmity came on. But the Pharisees were accustomed to exempt from this responsibility any man who said that his property was “Corban,” that is, dedicated to the temple for religious purposes. If a man, that is, pronounced the word “Corban” over any of his possessions, this oath was In the good old days, a man could go out and get rousingly drunk, and in the morning when he woke up with , HAD PAINS IN BACK COULD HARDLY WORK Mrs. Richard Lay, Breckenridge,' Que., writes:--“I used to have such pains in my back I could hardly do my work. . The worst was"my washing when I had to bend over the tub. “I tried a great many remedies, but they didn’t seem to do me much good. “A friend of mine had used Doan’s Kidney Pills and told me how much good they had done her. I only used them, a short time and found a great change. ’ ’ Doan’S Kidney Pills do not act on the bowels and if a laxative is needed wo would recommend the uso of Milburn’s Laxa-Liver Pills, 25c. a vial dealers. “Gosh" flowers. For a more permanent job, ’ Boston ivy, Virginia creeper, Dutch man’s pipe and similar perennials may be used but these wil take longer to get established. Sunflowers make a good screen for a cliickdn house and in addition provide shade and food for the poultry. The scarlet run ner beans in addition to being beauti ful bloomers beans table. mixed Age. This the small garden and larger place too. All of the dead canes should be removed from the raspberry patch as wel as the spindly ones among the iww growth. Some of the older wood should be cut away from the goose berries and currants. Grapes must be pruned early to avoid excessive bleeding. These vines shauld be cut back to a mere skeleton as the fruit is borne on the wood grown this year. Fruit trees should be opened up to let in sunlight and air. furnish fresh string of excellent Quality for. the Tlie morning glories may be with these for a thicker foli- is the month for pruning in Bride-tot-be—“What did your friend say’ when you showed him my photo graph?” Fiance—“Nothing; he just pressed my hand in silence.” IONCHIAL COLD HACKING COUGH t That’s Getting Money Under False Pretenses. Mrs. John Reynolds, Stratford, Ont., writes:---“I am pleased to take thia opportunity of telling you of my ex- per^nce in regard to “It is still possible for a girl to turn a man’s head,” declares a writer. Es pecially if her skirts are short enough.” ’Buton Foresees- Generation That Win Never Get Out of Bed.”-—Head line. It will differ radically from the pre.-cul. younger generation, which lie ver goes there, MUTT AND JEFF—Bud Fisher. • Outcasts in Japan, the “Etas,” have banded together, 200,000 of them, to compel social recognition that there should be no pariahs in a nation. Their badge is a crown of thorns on a blood-red field. • Price 50c.' a box at all dealers, or mailed direct on receipt of price by Tho T. Mil burn Co.," Limited, Toronto, Ont. Syn?p “Early last winter I,suffered from & severe bronchial cold' that left ma With a provoking, dry, hacking cough. I “After being bothered, both. night ■ find day, with, it, for some time, I had a professional nurse recommend the above cough syrup which I tried whh wonderful results, and now it is the only honied/ I ever u^e for colds.” “Dr. Wood’a” Norway PirO Syrup is ilSft, a bottle, largo family size'60c. Put up only by The T, Milbum Co., L&utcty Toronto, Ont. /MurrTvoe wont HAueY To WORRY About OUR. Ham AMb EGGS FRtM NO WON'. X‘UE Got A STEADY JoB WRITING STDfeteS A MAGAZINE Fine! wHecu ■ t>o you START? /r*UG STARTED ALREADY! RAISE THE SHADE ANb \ I'LL RGAb YOU THG I BEGINNING OF my first-) STORY*. LISTEN To THIS! ’ 'zGus GooF'OUR Hero, APPROACHED TH6 BGAUTIFVL DAMSEL" yAND SAtDLt'X l- I - r - i -1 -r -r L -L-LOVG 5Ay! bUHAT’-S the IbGAr ov Having You ft.- HeRg stutter ? ( £ GGV CGNTS A WORD AMb GUGKX TI5AG HGfto SAYS «'XiM MS ANS f=rFTy /