HomeMy WebLinkAboutThe Huron Expositor, 1978-04-27, Page 12• You Chose The The Right Guy,
Together You Chose The Perfect Date.
Now Let Mary's Sewing Center
Bridal Experts lHelp,You
makes a long • appreciated 'gift.
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12 -ARIDA'. SECTION.
Decide early on
home purchase
property values -increase,
renters don't profit from
rising home prices, and they
cannot take, advantage of.
many tax, deductions avail-
able to home owners.
The critical point is to buy
that first home as early as •
it?" possible, the experts empha-
size, It may be necessary for
Dreams of home owner- a newlywed couple to ar-
ship can become a reality for ' range financing with a ten or
today's -newlywed couple, even five percent ,down pay-
with a little financial plan- ment, rather. than the corn-
ning and a lot of, elbow mon twenty percent.
grease.
With marriage just
around the corner, do you
find, yourself dreaming • of
clapboard sidings and
gabled roofs? Cape Cod win-
dows and brass door knock-
ers? But, are you jolted out
of such reveries with the
words, 'How •can we afford •
As inflation spirals up-
ward, newlyweds — and
eVer,yone else — are rede-
.signing their personal
finances and investments to
help guarantee a solid finan-
cial future. One way is by in-
vesting' during the firSt year
Of'marriage in a small;
modesily7priced older home
that needs: fixing up; accord-
ing to real estate experts
from RELO, a not-for-
profit nationwide network of
relocation specialists.
They say that young
couples should depart_ from
the tradition of renting 'until
they've saved enough for the
down payment on their
dream house. In these times,
inflation will increase the re- "
quired dovvri payment by 25
percent in the next five
years.
Instead, newlyweds are
advised to look,for a-,'!'start-
er" home in a ‘Yell-estab-
fished neighborhood; an in-
vestment which should ap-
preciate at least as quickly
as, inflation.
Young home owners also
reduee taxes through inter-
est payment's on home mort-
gages. The mortgage pay-
ments, at the top of any
family's budget, are in effect
a forced-sayings plan as the
coaple builds up equity in a
new. home.
But, newlyweds who, post-
pone buying their,first home
collect rent ikeipts rather
than build equity. As'
•
- Yet, despite' the extra
costs, higher interest rates
and additional service
charges of mortgages with
lower down payments, early
home purchase decisions
. help newly-weds hedge
against inflation, It is- 'the
first step, in the youthful
pair's road toa strong finan- •
cial position.
What other strategies
should a young married ---
couple consider? The real es-
tate experts offer the follow-
ing tips:
• DO took for modestly
priced homes in good
neighborhoods. These
• houses'may have only two
bedrooms and ,old-
fashioned kitchens and
baths, but.they can be im-
proved to'increase resale
value.
• DON'T, get in over your
head. Be sure you aren't
caught with a• home that
needs a new plumbing sys-
tem, furnace, roof or elec-
trical wiring.
• DO keep good records
and receipts for all your
home's costs. Virtually
any expense that increases
the 'value of your home
and is passed along to a
new owner can be deduct-
ed, front your profits on
resale to reduce taxes,
Shutters, drapes, carpets,
dishwashers and ye-
modeled bathrooms are
all examples of items that
can be- dedUcted if sup-
ported by records. •r
We can .help with the selection of your
bridal gown , bridal apparel, bridesmaid's
ensembles, and mothei•-of-the bride. We
have custom sewers on staff, for prompt
service: '
Making your ,,own gown? See our
selections of laces, satins, slicers inter-
locks, and accessories.
Let the bridal experts at Mary's help y ou
to.a beautiful beginning.
Wec4liog costs:
who pays them?
Tradition has it that wed-
' ding expenses are shared
among the bride, the groom
and the bride's family. Who 1
pays for what? • .•
The groom's, wedding ring
and. wedding gift are the'
bride's responsibility,' in ad-
dition to the presents for her t
• attendants., accommoda-1
tions for out-okown at-
• tendants, . her personal sta-i
tionery and her medical
exam.
• The groom pays for the
• marriage . license, his medi- -
cal: exam; the bride's wed-
ding and engagement bou-
quets and going-away cor-
sage, wedding party bouton-
nieres, flowers for both
mothers, gloves, ascots of
ties for- the men in the wed-
ding, gifts and accommoda-
tions for the best man and
ushers., the fee •for the
clergyman and the wedding
trip. -
The bride's faniily shoul-
ders many Of the costs, in-
cluding the bride's wedding
attire and trousseau, invita-
`dons and announcements,
photographs, church rental
fee, the costs of the organist;
soloist and sexton, aisle car- •
peting, flowers for the
church, the bridesmaids'
bouRtyt_sandinncheon, the
dare cost ofihe reception,
and 'transportation for the
bridal party from house ,to
church and reception.
Mary Divok of,Mary's Sewing Centre shows Jacqueline the many features of the
.Etna S.C. [Super] Sewing Machine, the top-of-the-line =Chine designed to make
sewing easy and enjoyable.
Sewing is a relaxing hobby that will not only give houri of
pleasure but will save the married couple money. A sewing machine
Mary's Sewing Centre
- —Yourforiakted-Vvitite.tinat
17 Victoria St., Clinton 482-7036
Sewing Machines 1
From
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