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HomeMy WebLinkAboutThe Citizen, 2015-11-26, Page 11THE CITIZEN, THURSDAY, NOVEMBER 26, 2015. PAGE 11. Ask A Financial Advisor What is Market Volatility? Brian Hilt - Financial Advisor 79 Ontario Road, P.O. Box 1450 Mitchell, ON N0K 1N0 (519) 348-9873 brian.hilt@edwardjones.com Member - Canadian Investor Protection Fund Volatility is a fact of life for investors. But you can manage volatility to reduce its impact on your portfolio. Volatility is the tendency of securities or markets to rise and fall over a short period. Large swings equal high volatility. More moderate swings represent lower volatility. For short-term investors, volatility illustrates the fact that higher risk goes hand in hand with higher returns potential. If you have the potential to make a lot of money you often have the potential to lose a lot as well. Less volatile investments may not have the same potential for windfall profits, but they usually don't have the same degree of downside risk. You can manage the volatility of your portfolio by holding investments whose volatility varies. All major asset classes should also be represented in your portfolio. Individual asset classes don't always move in tandem, and they seldom fluctuate to the same degree at the same time. You can also reduce volatility's impact by taking a long-term approach to investing. This way short-term fluctuations in markets or individual securities won't matter as much. It's the end result that counts, not what happens along the way. Have a question you want answered here? Ask Brian by phone or email. at participating stores in Wingham • T Wksp • Cistin’s Clts Clst • T 2 Stp November 23rd aNd 24Th NOVEMBER 27TH AND 28TH at participating stores in Wingham • The Workshop • Christine’s Clothes Closet • The 2 Step • Chameleon’s of Wingham Fashion Boutique Nesbitt, Shillinglaw recognized for UCW dedication Considering the blast of winter we experienced last weekend, the ladies of the Londesborough UCW were fortunate to have an almost summer- like evening for their Christmas pot luck and party on Monday, Nov. 16. The Sunday School room and tables were beautifully decorated for the gathering. Over 50 ladies enjoyed a bountiful meal and fellowship with no care about the trip home. Retiring President Laura Scott and incoming President Helen Lobb presented UCW Life Membership pins to Lena Nesbitt and Harriett Shillinglaw for their dedication to the group over many years. Lena has been a member of the Londesborough UCW for a number of years and is currently the treasurer. Another long-time group member, Harriett has been recording the meeting minutes for some time. The program presented by Laura Scott, Harriett Shillinglaw, Helen Lobb, Sherry Postma, Joan Whyte and Brenda Radford sent the ladies present home with new perspectives for the Advent season. As the candles of hope, peace, joy and love were lit vignettes about the experiences of four women were presented. • HOPE:God knew the world would make room in their hearts for the baby Jesus and that the sadness, scepticism and busyness of our lives would be replaced with the hope that God’s love brings. • PEACE:As we go about our Christmas preparations the reading encouraged us to do it all with prayer. Instead of worrying about the busyness of baking, decorating, gift wrapping, etc. we were encouraged to do all these tasks with prayer. Prayer is a gift in itself for both the giver and receiver. When we wrap Christmas in prayer God’s peace will fill our hearts and we will be truly ready to receive God’s gift. • JOY:In the weeks before Christmas the world seems full of commercialism. When that happens the presentation suggested we search for Christ in the people around us and to remember the joy of the Babe in the manger. And we need to remember that God surprises us with the Christmas joy every day. • LOVE:Events in our lives - job loss, illness, etc - can affect our Christmas joy, making one question how we can celebrate. By looking to God we can survive the darkest of times. God’s comfort and caring is there. The reading suggested the sharing of memories, the lighting of a candle, and taking pleasure in traditions of other years opens our hearts to God. Be open and the mystery of Christmas will enter your heart. Following this meaningful meditation each lady was encouraged to light a floating candle and offer a silent prayer trusting in God’s love. The benediction was read with the room in darkness lit only by the candles. NEWS FROM LONDESBORO By BRENDA RADFORD Call 523-4296 PEOPLE AROUND LONDESBORO Wild winter weather didn’t hurt church attendance The snowy weather of Saturday seemingly affected attendance at Londesborough United on Sunday, Nov. 22. The weather was the topic of conversation between Rev. Fletcher and the children. Children always are excited when the snow arrives each fall and Rev.Terry told them that he is too. Growing up in England Terry only saw a skiff of snow twice. They discussed ways of checking the weather forecast and the fact that many times the forecasts are wrong. He suggested that the most reliable weather forecast is the Bible. In Genesis, God states that seedtime and harvest, heat and cold and day and night will always continue. Perhaps that promise is all we need to know for that forecast will maintain God’s creation. The senior choir sang “Follow Me”. Rev. Fletcher noted that Sunday was actually the last Sunday of the church year according to the church ‘Kalendar’; that next Sunday, the first Sunday of Advent begins the first Sunday of the next church year. “Seeing or Perceiving” was the title of Rev. Fletcher’s message to the adults. Supporting scriptures were Isaiah 6:9-10 and Mark 4:1-20. The responsive psalm was Psalm 67. In the Gospel of Mark passage, Jesus who was teaching by the Sea of Galilee echoed words from Isaiah as He taught the Parable of the Seeds. Both Isaiah and Christ recognized that they were speaking to people who might not understand what they were saying. Yet they continued to teach in hopes that their words would eventually bring change. How do you interpret this ‘seed’ parable? One might question whether the hearer be the sower, the seed or the ground. The usual interpretation is that Christians are the soil. What type of soil are you? The seeds/words are the same but the interpretation can be varied. Rev. Fletcher asked congregants to be a suitable environment, live a life sharing God’s teachings through our living. Block out the negativity and concentrate on the positives in life and start the new church year with fellowship and love. A quote in the order of service echoed this message: “Life is not happening to you. Life is responding to you.” The Sacrament of Holy Communion will be observed at Londesborough United on Sunday, Nov. 29. The following Sunday the Sunday School will present its annual White Gift Service. In former days, especially in the United States, it was common for a band to parade on a wagon through the streets of towns to advertise political meetings or other public gatherings. Local dignitaries often showed support for a political candidate by climbing onto that particular wagon. So ‘climbing on a bandwagon’ indicates display of support for a popular movement in the hope of personal profit or advantage. This week ponder on ‘the devil dances in empty pockets’. I did a double take one night last week when I drove out the lane and noticed the lights on in the greenhouse at Greyhaven Gardens. Then I remembered, the poinsettias had arrived. They are trying a new venture this year and are offering a variety of Christmas things, from poinsettias to winter planter workshops. Black Friday Sale See ad page 3LOFT 1 mile south of Blyth ~ 519-523-4595 ‘Band Wagon’ born from literal genesis Enjoying the unseasonable season Last week, just prior to the hazardous conditions caused by a winter storm over the weekend, students at Hullett Central Public School were enjoying an unseasonably warm November. That was good news for them, especially those who are part of a recess road crew like Graham Nesbit, left, and Taylor Wharton. (Denny Scott photo) Have A New Addition? Call for prices and details 519-523-4792 or 519-887-9114 Let everyone know about your new bundle of joy! The Citizen