HomeMy WebLinkAboutThe Citizen, 2015-11-26, Page 11THE CITIZEN, THURSDAY, NOVEMBER 26, 2015. PAGE 11.
Ask A Financial Advisor
What is Market Volatility?
Brian Hilt - Financial Advisor
79 Ontario Road, P.O. Box 1450
Mitchell, ON N0K 1N0
(519) 348-9873
brian.hilt@edwardjones.com Member - Canadian
Investor Protection Fund
Volatility is a fact of life for investors. But you can manage volatility to reduce its impact on
your portfolio.
Volatility is the tendency of securities or markets to rise and fall over a short period. Large
swings equal high volatility. More moderate swings represent lower volatility.
For short-term investors, volatility illustrates the fact that higher risk goes hand in hand with
higher returns potential. If you have the potential to make a lot of money you often have
the potential to lose a lot as well. Less volatile investments may not have the same
potential for windfall profits, but they usually don't have the same degree of downside risk.
You can manage the volatility of your portfolio by holding investments whose volatility
varies. All major asset classes should also be represented in your portfolio. Individual asset
classes don't always move in tandem, and they seldom fluctuate to the same degree at the
same time.
You can also reduce volatility's impact by taking a long-term approach to investing. This
way short-term fluctuations in markets or individual securities won't matter as much. It's the
end result that counts, not what happens along the way.
Have a question you want answered here? Ask Brian by phone or email.
at participating stores in Wingham
• T Wksp • Cistin’s Clts Clst • T 2 Stp
November 23rd aNd 24Th
NOVEMBER 27TH AND 28TH
at participating stores in Wingham
• The Workshop • Christine’s Clothes Closet
• The 2 Step • Chameleon’s of Wingham Fashion Boutique
Nesbitt, Shillinglaw recognized for UCW dedication
Considering the blast of winter we
experienced last weekend, the ladies
of the Londesborough UCW were
fortunate to have an almost summer-
like evening for their Christmas pot
luck and party on Monday, Nov. 16.
The Sunday School room and tables
were beautifully decorated for the
gathering.
Over 50 ladies enjoyed a bountiful
meal and fellowship with no care
about the trip home.
Retiring President Laura Scott
and incoming President Helen Lobb
presented UCW Life Membership
pins to Lena Nesbitt and Harriett
Shillinglaw for their dedication to
the group over many years.
Lena has been a member of the
Londesborough UCW for a number
of years and is currently the
treasurer.
Another long-time group member,
Harriett has been recording the
meeting minutes for some time.
The program presented by Laura
Scott, Harriett Shillinglaw, Helen
Lobb, Sherry Postma, Joan Whyte
and Brenda Radford sent the ladies
present home with new perspectives
for the Advent season.
As the candles of hope, peace, joy
and love were lit vignettes about the
experiences of four women were
presented.
• HOPE:God knew the world
would make room in their hearts for
the baby Jesus and that the sadness,
scepticism and busyness of our lives
would be replaced with the hope that
God’s love brings.
• PEACE:As we go about our
Christmas preparations the reading
encouraged us to do it all with
prayer. Instead of worrying about the
busyness of baking, decorating, gift
wrapping, etc. we were encouraged
to do all these tasks with prayer.
Prayer is a gift in itself for both the
giver and receiver. When we wrap
Christmas in prayer God’s peace will
fill our hearts and we will be truly
ready to receive God’s gift.
• JOY:In the weeks before
Christmas the world seems full of
commercialism. When that happens
the presentation suggested we search
for Christ in the people around us
and to remember the joy of the Babe
in the manger. And we need to
remember that God surprises us with
the Christmas joy every day.
• LOVE:Events in our lives - job
loss, illness, etc - can affect our
Christmas joy, making one question
how we can celebrate. By looking to
God we can survive the darkest of
times. God’s comfort and caring is
there.
The reading suggested the sharing
of memories, the lighting of a
candle, and taking pleasure in
traditions of other years opens our
hearts to God. Be open and the
mystery of Christmas will enter your
heart.
Following this meaningful
meditation each lady was
encouraged to light a floating candle
and offer a silent prayer trusting in
God’s love.
The benediction was read with
the room in darkness lit only
by the candles.
NEWS
FROM LONDESBORO
By BRENDA
RADFORD
Call
523-4296
PEOPLE AROUND
LONDESBORO
Wild winter weather didn’t hurt church attendance
The snowy weather of Saturday
seemingly affected attendance at
Londesborough United on Sunday,
Nov. 22.
The weather was the topic of
conversation between Rev. Fletcher
and the children. Children always
are excited when the snow arrives
each fall and Rev.Terry told them
that he is too. Growing up in
England Terry only saw a skiff of
snow twice. They discussed ways of
checking the weather forecast and
the fact that many times the
forecasts are wrong.
He suggested that the most
reliable weather forecast is the
Bible. In Genesis, God states that
seedtime and harvest, heat and cold
and day and night will always
continue. Perhaps that promise is all
we need to know for that forecast
will maintain God’s creation. The
senior choir sang “Follow Me”.
Rev. Fletcher noted that Sunday
was actually the last Sunday of the
church year according to the church
‘Kalendar’; that next Sunday, the
first Sunday of Advent begins the
first Sunday of the next church year.
“Seeing or Perceiving” was the
title of Rev. Fletcher’s message to
the adults. Supporting scriptures
were Isaiah 6:9-10 and Mark 4:1-20.
The responsive psalm was Psalm 67.
In the Gospel of Mark passage,
Jesus who was teaching by the Sea
of Galilee echoed words from Isaiah
as He taught the Parable of the
Seeds. Both Isaiah and Christ
recognized that they were speaking
to people who might not understand
what they were saying.
Yet they continued to teach in
hopes that their words would
eventually bring change.
How do you interpret this ‘seed’
parable?
One might question whether the
hearer be the sower, the seed or the
ground. The usual interpretation is
that Christians are the soil. What
type of soil are you? The
seeds/words are the same but the
interpretation can be varied. Rev.
Fletcher asked congregants to be a
suitable environment, live a life
sharing God’s teachings through our
living.
Block out the negativity and
concentrate on the positives in life
and start the new church year with
fellowship and love.
A quote in the order of service
echoed this message: “Life is not
happening to you. Life is responding
to you.”
The Sacrament of Holy
Communion will be observed at
Londesborough United on Sunday,
Nov. 29. The following Sunday the
Sunday School will present its
annual White Gift Service.
In former days, especially in the
United States, it was common for a
band to parade on a wagon through
the streets of towns to advertise
political meetings or other public
gatherings. Local dignitaries often
showed support for a political
candidate by climbing onto that
particular wagon. So ‘climbing on a
bandwagon’ indicates display of
support for a popular movement in
the hope of personal profit or
advantage.
This week ponder on ‘the devil
dances in empty pockets’.
I did a double take one night last
week when I drove out the lane and
noticed the lights on in the
greenhouse at Greyhaven Gardens.
Then I remembered, the poinsettias
had arrived.
They are trying a new venture this
year and are offering a variety of
Christmas things, from poinsettias to
winter planter workshops.
Black Friday Sale
See ad page 3LOFT
1 mile south of Blyth ~ 519-523-4595
‘Band Wagon’ born
from literal genesis
Enjoying the unseasonable season
Last week, just prior to the hazardous conditions caused by a winter storm over the weekend,
students at Hullett Central Public School were enjoying an unseasonably warm November.
That was good news for them, especially those who are part of a recess road crew like
Graham Nesbit, left, and Taylor Wharton. (Denny Scott photo)
Have A New
Addition?
Call for prices and details
519-523-4792
or 519-887-9114
Let everyone know about
your new bundle of joy!
The
Citizen