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Home My WebLink AboutThe Citizen, 2015-10-22, Page 8PAGE 8. THE CITIZEN, THURSDAY, OCTOBER 22, 2015. Ask A Financial Advisor Where should you invest - Stocks or Mutual Funds? It's one of the most common questions for investors - should you put your money into individual stocks or mutual funds? As a rule of thumb, if you have a base portfolio of less than $100,000, you might find that mutual funds are preferable. With a single mutual fund purchase, you can get exposure to many stocks or many bonds, or a combination of both. This gives you instant diversification with a relatively small amount of money. While diversification does not guarantee a profit and does not protect against loss in a declining market, it can significantly reduce your risk. On the other hand, once you have a base portfolio size of greater than $100,000, you might consider beginning to invest in individual stocks. For example, you could create a basket of high-quality, dividend-paying stocks in different sectors and geographies for proper portfolio diversification. Speak to your financial advisor about your particular situation. * Dividends may be increased or eliminated at any point without notice. Have a question you want answered here? Ask Brian by phone or email. Brian Hilt - Financial Advisor 19 Main St. N Bayfield, ON N0M 1G0 (519) 565-2700 brian.hilt@edwardjones.com Member - Canadian Investor Protection Fund Shade Trees • Fruit Trees • Spruce, Pine, Cedar • Shrubs MARTIN’S NURSERY EMANUEL E.M. MARTIN 42661 Orangehill Road, RR #1 Wroxeter, ON N0G 2X0 1 Concession North of Wroxeter on Belmore Line Container and Field Grown Trees and Shrubs Shade Trees 3 feet to 12 feet in pots Choose for specimen and windbreaks • Maples • Oaks • Elderberry • Sycamore • Honey Locust • Apples • Pears • Cherries • Plums • Ginkgo Biloba • Blue Spruce • Green Spruce • Cedars • HedgingAND many, many more varieties! MUNICIPALITY OF MORRIS-TURNBERRY 2015 FALL YARD WASTE COLLECTION The Municipality will be picking up leaves, grass clippings and yard waste in the Morris-Turnberry URBAN areas on the following dates: Monday, October 26, 2015 Monday, November 2, 2015 For more information, please refer to the flyer you received by mail, or on the website at www.morristurnberry.ca ReLook Nook LadiesWear ConsignmentShop 519-606-4001 14 Isaac St., Clinton Tues.-Fri. 9:30 am ~ 5:30 pm & Sat. 9:30 ~ 4:00 pm Consignments by appointment only Get Your Look On! Quality Ladies Wear Sizes Sm - 3X, Jewelry, footwear, purses and small furniture Continued from page 2 Lowe, Moore, Exel, Turnbull, Jacobs, Workman, Pearson then Barbour, Wilson, Fritz, Huston. When Edna Pearson died last week, it was time to take stock of life. What is a community? List the qualities of being a friend. Name the things that make life good. As a young family when we purchased the Baker house, we moved into a mature neighbourhood with lots of wisdom and support. The village raising the child quote was real. Support came as friends, genuine, honest people, free smiles, a good word, good work ethics that they shared, all these and more are some of the words I think about as I review years past. Edna and Ralph Pearson were a big part of it. Edna is one of the good old girls who took whatever life had to offer and made the best of it. A few years ago her health failed, with her spirit shining, a less determined woman would have given up, but our Edna got to work, recovered and learned for the first time to drive – a snappy scooter. She was also the best ambassador ever for long term care – she saw it from both sides and told the world. So Edna, you did us a great favour, showing us how to accept life as it comes and being a good example of living life every day with a smile and twinkle. A motley crew was seen at the Blyth Legion on Friday, celebrating a significant birthday with Hope Button. Halloween costumes were dug out to help the Witches of Blyth celebrate the season. Bye now, Betty G.W. Edna Pearson’s life remembered Continued from page 6 orange and black clothing if they prefer. There is a pumpkin carving contest. Parents will need to bring in the Jack-o-lanterns by Oct. 29 so we can judge for the scariest, funniest and most original. Lastly we will be having dances for all our students at various times throughout the day. So if you are looking to dance to the Halloween favourite, “The Monster Mash” then be sure to strap on your dancing shoes and come on by. We are enjoying our new playground, and outside learning area. Thanks to the community for participating in our auction in May and our playground committee for using the funds wisely to create an innovative play and learning area for all of us. The melodic sounds of the junior and senior bands are filling our hallways. We enjoy listening to how quickly they are improving with their instruments and we can tell they have been practising. We have had a busy and enjoyable start to the year. Stay tuned for the next report. Students enjoy new playground Giving thanks Melville Presbyterian Church was the place to be on Sunday for a special Thanksgiving concert, presented by the Conservative Mennonite Choir, under the direction of Randall Martin. The 60-voice choir was brought to Brussels for the special event, which was well- attended. (Jim Brown photo) M-T Council votes to support Belmore CC generator Morris-Turnberry Council is behind outfitting the Belmore Community Centre with a generator, however previous experiences with the industrial equipment has left councillors wanting further input into the decision. The centre, which is funded by Howick, South Bruce and Morris- Turnberry, was targeted by the Emergency Planning Committee to have the generator installed so that the centre could act as a warming centre or emergency centre. When the issue was brought before council on Oct. 8, Councillor Dorothy Kelly harkened back to her earlier time with council and asked to make sure there were certain caveats in place with the approval. “I hope that we have input into the decision,” she said. “We bought that generator for the Bluevale Hall not that long ago and it has since been replaced. I would like us to have some say from those past experiences.” Councillor Jamie Heffer explained that the committee was very specific in what the generator would do. It wouldn’t be for the ice plant or anything recreational, but to help operate an emergency shelter or warming centre. Councillor John Smuck felt the generator to be installed needed to fit. “There is no gas station in Belmore,” he said. “I’m wondering, for that area, if it would possibly be better to look at a power take-off (PTO) generator for a tractor. There are all kinds of farmers with tractors and it’s more reasonable to have that than one that would likely sit there and seldom be used.” Councillor Jim Nelemans said he felt that idea might work. Smuck added that one of the problems with the Bluevale Hall generator were the stifling regulations on storing diesel fuel, which was used to operate the old generator. With a PTO generator, there wouldn’t need to be external infrastructure for the centre. Mayor Paul Gowing said his only concern would be storing a tractor at the site because it would need to be accessible, however it was pointed out that the site uses a tractor to surface the ice. Council accepted the report and approved a motion that they would be involved in pursuing a generator if they were consulted on the type and cost before a decision was made. Thank by actions, not words: Fletcher By Denny Scott The Citizen Continued from page 6 was the title of Rev. Fletcher’s message to the adults. Supporting scripture passages were 1 Chronicles 16 : 31-34 and Colossians 3: 12-17. The responsive psalm was Psalm 92. A quote in the order of service from John F. Kennedy reflects this theme: “As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them.” Terry noted that Canadians are known to be the most vocal about saying ‘thank you’. But is it enough? He suggests we all should not just think thankfulness but express it and act on it. The term ‘pay it forward’ is becoming a popular way for expressing our thanks and goodwill for others. The word ‘thanks’ can be empty and meaningless without actions to back them up. Rev. Fletcher charged congregants to reach out in action. Londesborough United will hold its anniversary service this coming Sunday, Oct. 25. Rev. Marion Jackson Tyler is the guest speaker for the service. The guest choir, “The Men of Note”, a choir of men from all over Huron County, promise to bring God’s word through music. Re-scheduled from Oct. 19 to Monday, Oct. 26, the Londesborough UCW will meet beginning at 7:30 p.m. 273 Hamilton St., Blyth • 519-523-4590 Visit us on Facebook Blyth East Side Dance Learn the Swing