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HomeMy WebLinkAboutThe Citizen, 2015-09-10, Page 7THE CITIZEN, THURSDAY, SEPTEMBER 10, 2015. PAGE 7. Ask A Financial Advisor Where should you invest - Stocks or Mutual Funds? It's one of the most common questions for investors - should you put your money into individual stocks or mutual funds? As a rule of thumb, if you have a base portfolio of less than $100,000, you might find that mutual funds are preferable. With a single mutual fund purchase, you can get exposure to many stocks or many bonds, or a combination of both. This gives you instant diversification with a relatively small amount of money. While diversification does not guarantee a profit and does not protect against loss in a declining market, it can significantly reduce your risk. On the other hand, once you have a base portfolio size of greater than $100,000, you might consider beginning to invest in individual stocks. For example, you could create a basket of high-quality, dividend-paying stocks in different sectors and geographies for proper portfolio diversification. Speak to your financial advisor about your particular situation. * Dividends may be increased or eliminated at any point without notice. Have a question you want answered here? Ask Brian by phone or email. Brian Hilt - Financial Advisor 19 Main St. N Bayfield, ON N0M 1G0 (519) 565-2700 brian.hilt@edwardjones.com Member - Canadian Investor Protection Fund Here we are in September. Every year I am amazed at how fast the summer slips by. Would that the winter and the cold could slip by so quickly. The coming of September always makes me a little blue and, please don’t talk to me the day school reconvenes. Each year that is a bad day for me. Although fall means returning to normal; sometimes normal can be boring. When we receive a baker’s dozen of anything we suppose the giver is being generous or hoping to promote future business. However the expression or deed dated back to a time when bakers could be fined if they served/sold underweight bread. To ensure the weight of the purchase was sufficient, a baker would include something extra, a roll or loaf. This 13th item made a baker’s dozen. Ponder this week on ‘taking a rain-check’. By the time you receive this paper, the yellow school buses will be once again prowling our roads and classes will be started for the 2015-2016 school year. Staff returned to Hullett Public Central School last week in preparation to welcome approximately 275 pupils, roughly the same number as last year. Returning students would be comforted by the familiar faces greeting them on Sept. 8. Mrs. Cathy Goetz is principal again this year and supported in the office by Mrs. Morag Watt, recently returned from her summer in South Africa. Mr. Bosman continues in his role as custodian. Introducing new pupils to schooling are Mrs. Moir and Mrs. Brooks in Kindergarten A and Mrs. Bell and Mrs. Anderson in Kindergarten B. Primary classes have been set up as follows: Grade 1 - Mrs. Stanley; Grade 1/2 - Mrs. Taylor and Ms. Elder; Grade 2 - Mrs. Ireland; Grade 2/3 - Mrs. Plumsteel and Grade 3 - Mr. Caldwell. Junior pupils will be instructed by Mrs. Larder and Mrs. Van Veen in the Grade 4/5 room; Mrs. Fritzley in the Grade 5/6 classroom and Mrs. Gilroy in the Grade 6 room. Mr. Coups will be teaching the Grade 7 pupils and the most senior pupils will have Mrs. Gerber for their final year at Hullett Central. Returning as educational assistants are Mrs. Hill and Mrs. Brewster. Mrs. Barnett is the music instructor. French is taught by Mrs. Workman and Physical Education by Mr. Campbell. When I spoke with Mrs. Goetz, she noted that the ‘playground team’ had been busy over the summer improving the playground, adding new pieces of equipment and setting up the outdoor classroom. Helping with this naturalization aspect of the school yard during June were the Grade 7 pupils who made, painted and hung birdhouses and the Kindergarten children who hung butterfly feeders. The cutoff date for buying tickets for the smoked pork chop supper sponsored by Londesborough United Church is Sept. 20. There will be no tickets available at the door on Sept. 26, the night of the supper. Advance sales help the organizers ensure food supply is sufficient. Tickets are available at the post office and Nature’s Nest as well as from members of the Board of Stewards. The UCW will hold their first meeting of the fall on Monday, Sept. 21 beginning with coffee/tea/snack at 7:30 p.m. Guest speaker that evening will be Keith Roulston and all members of the community are invited to attend. New equipment, outdoor classroom at Hullett CPS By BRENDA RADFORD Call 523-4296 PEOPLE AROUND LONDESBORO NEWS FROM LONDESBORO BIA cycling safety issue discussed Continued from page 3 a motorist. “We received the request,” North Huron Chief Administrative Officer Sharon Chambers explained during the BIA’s Sept. 3 meeting. “Our director of public works [Kelly Church] is coming back with a report.” *** The BIA is looking ahead in its planning, keeping both the 140th anniversary of Blyth in 2017 and the Rural to Rural Conference, set to be hosted by 14/19 Blyth Arts and Culture Initiative in 2016 firmly in mind with future planning. The group has put the anniversary on its agenda to keep it a topic of conversation. The conference is set for September, 2016 and will be the topic of a special presentation made by representatives from the initiative during the BIA’s next meeting on Oct. 7. Purses Downtown Blyth 519-523-4740 Bainton’s Old Mill First day The 2015/2016 school year got off to a grey start on Tuesday. Students at the school arrived under an ominous, dark sky but still had smiles on their faces. Shown are, on the bus, from left: Chandler Bromley, Jacob Josling and bus driver Sandra Nicholson. Stepping off the bus is Rachel Wilts and looking ahead to class is Emily Josling. (Denny Scott photo) Lining up The Huron Pioneer Thresher and Hobby Association reunion may officially open on Sept. 11, but the Blyth Campground, where the event is hosted, will be filled with campers all week. Tuesday morning, despite the dark and dreary weather overhead, the site opened to campers resulting in a lineup out Thresher’s Lane and on to County Road 25, as is expected. The campsite will see those in attendance reconnect with each other, enjoy jam sessions and get ready for the big event this weekend. (Denny Scott photo) See histories and historic photographs on the Huron History section of our website www.northhuron.on.ca