The Citizen, 2015-05-21, Page 9THE CITIZEN, THURSDAY, MAY 21, 2015. PAGE 9.
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Ask A Financial Advisor
Why is Trying to “Time the Market” a Bad Idea?
Brian Hilt - Financial Advisor
19 Main St. N
Bayfield, ON N0M 1G0
(519) 565-2700
brian.hilt@edwardjones.com Member - Canadian
Investor Protection Fund
Buy low, sell high seems like a simple route to investment success. Trouble is, most of us are
dismal failures when it comes to trying to time the market by moving in and out at valleys and
peaks. Many investors end up buying and selling individual securities and even mutual funds at
the wrong time.
A buy-and-hold strategy works better. By investing for the long-term and ignoring short-term
fluctuations you stand a better chance of making respectable long-term investment profits. You'll
also be less concerned with market volatility.
A diversified portfolio that includes all major asset classes is the best route to long-term success.
Studies have shown that how you spread your money between asset classes accounts for most
of the variation in returns, rather than individual investment selections or market timing decisions.
By including a mix of asset types in your portfolio you can tailor investments to reflect your
financial goals, take advantage of a wide range of opportunities, and provide protection against
market swings.
Ask your financial advisor for help in setting up a balanced portfolio that will work for you.
Have a question you want answered here? Ask Brian by phone or email.
Garden group’s future depends on finding leader
After a second meeting
concerning the future of gardening
groups in Blyth was held last week,
there were still many questions
about how Blyth’s greenspaces
would fare after the disbandment of
the horticultural society.
The meeting was held at the
Emergency Services Training Centre
to recap what had happened during
the first meeting earlier this year and
look to the future of a gardening
group in the community.
Held on May 14, the meeting
spanned more than three hours and
looked at the garden projects that
occur in Blyth and who is
responsible for them.
It also served as an opportunity to
put a group in place until something
more formal could be created.
At the end of the meeting, North
Huron Director of Recreation and
Facilities Pat Newson directed David
Cook, Blyth Facility Manager, to be
the point of contact for anyone
looking to take on projects in the
area.
The meeting saw several ideas
discussed for how the group would
work, however, given the absence of
Lissa Kolkman, who both originally
raised the idea of a gardening group
working under the Blyth Business
Improvement Area (BIA) and was
fingered as a likely person to
spearhead this new group, many
issues were pushed until the next
meeting.
BIA Chair Rick Elliott was at the
meeting and suggested moving
forward with Kolkman’s original
idea of having a gardening group as
a committee of the BIA. Elliott’s
suggestion was voted on with several
for, Councillor Brock Vodden
against and the rest stating they
wanted more information on that
idea before proceeding.
Vodden said he was concerned that
if the group that takes on the work of
the Horticultural Society, the
accumulated knowledge of the
organization might be lost.
Elliott disagreed, saying he knows
that knowledge of how to maintain
gardens needs to be continued and
that would be part of the
committee’s job.
Newson also presented two other
options: a formal committee of
council that would answer to council
and deal through those channels or
an ad-hoc committee which would
meet when necessary and
communicate to council through
staff.
In the end, it was decided to wait
until the group could confirm
Kolkman’s participation in the group
before any decisions were made.
The meeting, which became
heated at times, dealt with the
gardens throughout the community,
making sure that until a more formal
group could be created, the
greenspaces were maintained.
While many of the gardens are
going to continue to be maintained
by the same individuals and groups
that had cared for them before, there
were several problems that were
noted by those at the meeting.
The flag pole was one such
problem which generated
discussions.
The pole, which is located at the
southern entrance of the village, has
been broken since last year.
Elliott explained that he had
ordered replacement parts for the
interim, however the supplier stated
that the parts would be a stop-gap
measure and that the flag pole
needed to be replaced to make sure
that future flags and lines wouldn’t
break.
Elliott volunteered to work with
municipal staff to help find a
solution.
The Blyth signs, which, at best
guess, had last been replaced
approximately 25 years ago, were
also discussed.
Newson said that a long-term plan
was necessary for sign maintenance
and replacement of the north and
southern signs was obviously
necessary.
The Greenway Trail’s kiosks and
signs were also discussed.
While Janice Peters, who had
toured the site for the group, said
that the sign boxes and kiosks were
filled with great information, they
were nearly unreadable due to a lack
of care.
Newson directed Cook to look at
what could be done with the signs.
The group also discussed the
closed Anglican cemetery,
campground, the former butterfly
garden, which was turned into a
normal garden last year, and the
other greenspaces in the village,
assigning caretakers where
necessary and noting any work that
needed to be completed.
For more information on the
gardens, or to get involved with the
group, contact Cook at 519-523-
9600.
Gardens of the future
A group of citizens and North Huron Township employees gathered at the Emergency
Services Training Centre on May 14 to decide who would handle the greenspaces in the
community after the disbandment of Blyth’s Horticultural Society. Gardens and spaces like the
one shown above, which is at the south entrance of the village, have been maintained by
different individuals representing different organizations throughout the village. The group
hopes to bring all those organizations together to streamline the process of maintaining the
spaces. (Denny Scott photo)
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Seeding the future
Blyth Community ‘Comet’ Garden Designer David Rankine, left, and gardening guru Rhea
Hamilton-Seeger, right, were joined by volunteer Laura Peach, not pictured, on May 12 to plant
the first seeds at the community garden. Shown between the posts of what will eventually be
a trellis are Rankine and Hamilton-Seeger planting beans that will provide one of the earliest
harvests from the recently established garden at the former site of the Blyth Public School.
(Denny Scott photo)
#1 And We
Still Try Harder
Recent circulation figures
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highest circulation in the
northern part of
Huron County,
#3 in the entire county.
The Citizen
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Since 1985
By Denny Scott
The Citizen