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The Huron Expositor, 1970-02-19, Page 5Congratulations and Best Wishes Seaforth Creamery. We Are Proud and Happy To Re-Introduce A Quality Product Seaforth Butter Canada First Grade Creamery 69c lb This Butter Item Will Be An Additional Product To The Sea- forth Dairy Spread 75% Butter at 59c lb. Both These Extra Values Now Available At Wilkinson's IGA. 'cally sound to, insure agom.t "deeds if there has been no fippd for sixty Years: TO cost of one year's losses through -a freak MO will probably be leSs than flood premiums paid to no bene- fit over 20 years. Wind damage, on the other hand, might be an annual hazard. Insurance should be placed where it is most neces- sary. Liability insurance is also a must fore every farmer, says Mr. Baker. Liability insurance pro- ,tects farmers from miscellane- As hazards for which they might otherwise be held liable. Suits and losses are often due to ma- chinery and wagon collisions with cars and trucks on the road. Livestoek may be involved in a News of Correspondent Mrs. Ed. Regele Mrs. Wm. Mott is spending a few days this week -with her mother in Chatham. Mr. Joe Manley of Stratford visited with Mr. 'and Mrs. Ed. Regele on Sunday.' Mr. and Mrs. Harold Mc- Callum and family visited with Mr. and Mrs. Lloyd Regele and farnily of Princeton on Sunday. Mrs.' Thelma Mills of Chatham with Mr. and Mrs.Wm. Mott last week. Mr. and Mrs.C larance Regele and Mr. and Mrs. Ed. Regele recently visited with Mr. and Mrs. Wrri';' Manley. New Styles Now, IN STOCK! NO NEED TO WAIT FOR DELIVER We Loan Wallpaper Sample Books and Moorro-Maiiin: Paint Color Books MOORTO .NE LATEX PRIMER INTERIOR LATEX SATIN FINISH ENA E HIGH GLOSS ENAMEL L.P.L. LATEX 'ainin Moore 66 . Benjamin 4,49 gallon,, MOOrP punts .Graves' Wallpaper & Paint DIAL 527-0550 — SEAFORTH Read the Advertisements ,— It's a Profitable Pastime! TISSUE R olls $11.00 2-Roll Pkg. ALLEN'S Sweetened Asst'd. FRUIT DRINKS 4$1111) 48 oz T ns ,miel .„.aN.... • INSTANT COFFEE rep Valu powdered BLUE DETERGENT . 6-ox. 84* Top Valu Beans with Perk or 14r. 118 Jar Spaghetti in Tomato Sauce -r Tin 19° 5-ib. 99° lliagluGE JUICE 6 . Poly Boil sweat41.AMWARIMmentirAxem: •.maxrA <A:Asszvms &Jr 1,11$RPY:. EMPOTOR,i.:50001(1K..00. Fpgc. t. .19104 meat ' systems, where different methods of assessing Were used at different Percentages of mar- ket value at different times, this was not the case. But, because of the inadequacies and inconsisten- cies of the old systems, nobody really knew, whether their assessment and thus their taxes were fair or not. 'The Provincial Government believes that all properties must be assessed at market value if these anomalies are to be recti- fied and all property owners are to be treated fairly.' Mr. Simpson said the 226 mu- nicipalities in his area - covering Essex Lambton, Kent, Middle- sex, 4gin, Oxford, Huron, Perth, Grey and Bruce - have assessed homes at rates varying from '10 per cent, of market to 100 per cent. Mr. Simpson has 237 asses- sing personnel working in the area on 540,000 properties. DOUG. STEWART Doug. Stewart has recently been employed by the Seaforth P.U.C. as journeyman lineman. Mr. Stewart, who has served for 18 years as journeyman lineman with the Galt P.U.C., has moved to Seaforth with his wife Helen and four children. He is re siding on George Street: Walter Scott, local E.U.C., Manager cited a heavier workload and plans to upgrade the utility as the reason for increasing the staff. The present, staff includes four employees as well as the man- ager and secretary. OBITUARY THEODORE ANDERSON Theodore Anderson retired, school inspector, died in Ren- frew February 5. He was born in McKillop and received his education in- Seaforth and Strat-' ford. He served Overseas in, World War 1 returning to teach school in Parkhill, Teeswater, Kennicott and Stratford. In 1930 he went to Renfrew as school, inspector. He is survived by his wife, the former, Margaret Kearns of Parkhill, three sons,' William of Shawville, "Quebec, Dr. Theodore of Iowa, U.S. and Arthur of Ottawa and four daugh- ters,• Mrs. Mary Perrier, Toronto, Mrs. George (Claire) Richard, London, Mrs. Frances McNiven add Mrs. Greg.(Helen) Coulterman 'of Renfrew. He has 28 grandchildren and one great grandchild. ' Funeral services were held February 9 at Ren- frew. Mr. Arthur Kearns and daugh- ter, Mrs. Bennett of Bramalee, Mrs. M. F. Pratt, Toronto, at= tended the funeral. • • , Farlitieg, like any other bosh, ness, is filled with risks.. Many of the hazards faced by the far- mer are beyond his control, crea- ted by his dependence nepn the climate and biological processes. In addition, a farmer • faces all the financial and ecoriqmic prob- lems confronting the industrial businessman. Thus, for those in agriculture, insurance against risk of all sorts is vital; Insurance shoeld play a big part in a farmer's business ar- rangements, but often many as- pects of it are overlooked. These are the observations of Douglas Baker, • Farm Management and Agricultural Economics Division Ridgetown College of Agricul- tural Technology, who- is pri- marily concerned with property and liability insurance coverage. Mr. Baker says that farthers should consider several basic questions when insuring their property. Are buildings that are fully used being insured to the amount it would cost to replace them? Many farmers have houses or large buildings insured for perhaps $5,000. Yet ,the cost of replacing that building, would be far more than the insured value. On the other hand, many farmers insure buildings they no longer use; this is wasted money. Insuring a building is not enough. All the articles of value it contains should be insured as well. All articles' valued at $250 or more should be itemized. This means electrical household ap- pliances, furs, jewels, rugs, drapes, cameras, sports and hob- by items. It means farm machi- nery (insured to its replacement value), equipment, tools, sup- plies, feeds, pesticides, and all livestock. They should not simply be ,covered for loss inside the building, but for outside hazards as well, The- question of what tOnstire against must also be answered, says Mr. Baker. Fire, storms, floods and all manner of natural causes can now be allowed, but, as with property insurance, a farmer must consider his, priori- ties. It probably is not economi- NEWS OF Cromarty Correspondent Mrs. Ken McKellar Mr. and MRS. C.J.Weitzthan of Niagara Falls, N.Y. attended the golden wedding anniversary of her sister and brother-in-law, Mr. and Mrs. William Miller at the home of Mr.. and Mrs. Lloyd Miller on Wednesday and also visited with relatives. Mr. and Mrs. Percy Adams, Donald and Janet of Blyth visited on Sunday with Mrs. George Wal- lace and Mrs. Verna Brooks. Mr. and Mrs. W. J. Routly of Elimville were Sunday visitors at the home of Mr. and Mrs. K. McKellar. Mg. and Mrs. Gordon Scott visited on Sunday with their daughter and son-in-law, Mr. and Mrs. Douglas Eyre Of Shedden Mrs. Robert Gardiner enter- tained a group of schodlmates of their son, Robbie, on his 'seventh birthday on Saturday. Week end visitors with Mr. and Mrs. Otto Walker were Mr. and Mrs. Kenneth Walker, •London; Mrs. Hugh Currie, Linda and Joanne- of Dorchester.. Mrs. Erie Dow returnedhame from Seaforth Hospital on Friday. We extend our congratulations to Mr. and Mrs. Will Miller who celebrated their golden wedding anniversary on February 11th at the home of their son and daughter-in-law, Mr. and Mrs. Lloyd Miller,.Staffa. a collision with maw'. vehicles, or may break fences, damaging someone else's land. Personal, liability policies protect the farmer, his fami(y) and his employees. They can insure against a variety of risks, such as a dog biting a neighbor, or• injury or death in an acci- dent with farm machinery, the family snowmobile or saddle horse. Mr. Baker, recommends-that every farmer carry, a minimum of $100,000 le liability insurance. For Complete INSURANCE on your HOME, BUSINESSi- FARM CAR, ACCIDENT, LIABILITY OR LIFE BEE JOHN A. CARONI, Insurance' Agency Phone S27-0490 Seaforth Office Directly Opposite Seaforth Motors I CANADA FANCY McINTOSH APPLES I GOLDEN YELLOW BANANAS MEXICAN No.1 VINE RIPE I TOMATOES Prices Effective Feb. 18 - Feb. 21• Inclusive We Reserve the Right to Limit Quantities. I GREEN GIANT FANCY 1 5 oz. 00 I !Tin. VEGETABLES 4 Tins el IlD . • .. . A Round or $ LUNCHEON MEAT ' h Oblong Tins RE,RRER STRAINED ' BABY FOOD" 76 43J/c4Ir-soz. 794 STUART HOUSE GIANT 1 GARBAGE BAGS . . GOLDEN WOODBURY SHAMPOO 5. McCAIN figG. OR CRINK CUT FRENCH FRIES TOP VALU "CANADIAN" , NIPPY OR PIMENTO „., -CHEESE SLICES 1 i 't SHIRLEY GAY ICED CINNAMON BUNS Full Size 24"x36" LINT FRU Linen Tea Towels 2 for 88c GAY (Spec. Peck) Liquid .1,0eAttiti lane y Halves or Detergent 2041. Plat Btl. 33e Many homeowners worry un- necessarily when they hear that the assessed value of their home may double or triple under the Provincial. Government's pro- gram of market value assess- ment, Paul Simpson, Assessment Director for this area claims. 'They erroneously assume that this means their property 9 taxes will also double or triple', Mr. Simpson told a London news conference.' iThts is utter nonsense' based on a total misunderstanding , of the relationship between assess, ment, mill rittes and local taxes,' he said. Mr. Simpson emphasized that • market value assessment does not, of itself, 'affect the taxes you pay on , your home. 'The crux of the problem is whether your assessment was ac- curate or not', he said. IF your assessment goes from 20 per cent. of market value te actual market value, then the mill rate struck by your local council would drop by the,same propor- tion to o produce the same tax revenue. 'Put succinctly, when assets- 'inent goes up, the mill rate comes down to produce the same re- • venue.' Mr. Simpson explained the market value assessment will show whether your assessment has been' accurate in the past relative to a home of the same value 'in the same municipality. ,If you were over-assessed • in the past, then at market value assessment,'your taxes would be lower. If you were under- assessed, then yotir taxes would be higher. This, of course, does not take into consideration any general increase in the mill rate • your local menicipatity may de- cide upon to raise extra re- venues.' M-r. Simpsousaid-theProvin-, _ cial program of reassessing all properties at market value by 1975 is directed "at achieving greater equity in assessment and local taxation. 'If you live in a $25,000 home and your neighbour across the street lives in a $25,000 home, then obviously you should pay the same in property taxes. Unfor- ' tunately, under previous assess-, Huron Seeks • Match Representatives ,."of Heron '":County will be amorigifiore'than 400 delegates expected to attend the 60th Annual Meeting of the Ontario Plowmen's -Association , in Toronto, February 23 and 24. • Huron is suggesting the match be held in the county in 1975.. The two-day program, spon- sored by the Ontario ploWmen's Association in co-operation with the Agricultural and Horticul- tural. Societies Branch, Ontario Department of Agriculture and Food, begins Monday, February 23, a meeting of the Directors. Iii the afternoon, the Associa- tion president, Robert Timbers, Sandford, • and the 'secretary- manager, E. A. Starr, Director, Agricultural, and Horticultural Societies Branch, will make their reports. • Delegates from Huron, Bruce, Halton, Victoria, Lambton, Hal- dimand, and Ontario Counties will be present to promote plowing matches, in their counties. The 1970 International Plow- ing Match is to be held at the Clare Farr and neighbouring farms, Lindsay, Victoria County, October 13 to 17. The 1971 and ...1972 International Plowing Mat- clieS will be held in Haldimand and Perth counties respectively. • • 4 Don't Worry Assessment Hike ore Insurati veroge Top Valu Pure Choice APPLE JUICE . Top Veil., Reconstituted ASSORTED JUICES Top Vela Choice GREEN PEAS SU NWORTHY allpaper OFF L., ROOM LOTS — from 2,99 up LaKg SpIPOori' ' Patterns fOr SUNVVO 41M11.11111.11111.1, CARNATION -EVAPORATED • ILK CAKE BATHROOM MIXES 16-oz. Tin TOP VALU, • IN TOMATO SAUCE pEANS or SPAGNET $1100 40z1 Tins Come and Get 'Em! FRESH FRYING CHICKENS GOVERNMENT INSPECTED GRADE 'A' So jt BREAST PORTION 111 (wings attached) CHICKEN 'QUARTERS .11141,1•14, Slit Top Valu Grade "A' Economy Pack With A Handle) Frozen (The First Turkey 3Fri eblish.layi.,Gmrcoruend TURKEY (6-101 An. MINC ED size tb BROILERS 1,b • BEEF Coleman's Epicure Sliced Topib. Valuvac c 1 lb, Vac Pac WIENERS 590 lb. Side Bacon 970 lb. Boneless (Fillet End) LOIN PORK ROAST Frozen SIDE SPARE RIBS Knife Cut Chicken or Turkey LEGS OR BREASTS 59° lb. Cotintry Style Lean and Meaty SPARE RIBS 794 lb. 9901b. 980 lb. 67° lb. 6501b. EVERYDAY LOW PRICES Check and compare these items, this week, next week, and ever"), week — you'll 'find the earns low prices on quality Top Valu products . . . 'and they're available only at your local (GA. Top Valu 64-oz.lo LIQUID BLEACH , 'Olas. Jug Aine \ • 4 TOP VALU - CANDIES Assorted Chocolates, Hum- bugs,Fruit Drone, cartmails, Mint s, Toffee. 3 8.9.6.oz $ Pkgs. White 6r Colouvca a 14-oz. eni. MarShinallOWI 6 Pka s' Asst'd. TV Pack Lowney 4 x 10e 6no, CHOC. BARS 6 Mac IP LoWney Menne-11ln° CHERRIES IN t.lUID Pkg, "I'A•UV ANGELUS tesesetemeasetzemeolisleaWiteleeetelMatat ''' CALIFORNIA NO. 1 (Size 24's) - HEAD 111 BLASTS DISCOUNT PRICES WITH THESE 48-oz. lc* Tin 4040 "Lox. 22$ Raspberry or Strawberry Tin TOP VALU JAM 48.... 28 Tin Monarch Pouch Pack' Facelle Moderne ASSORTED Assorted Colours GREEN GIANT FANCY NIBLET CORN n 39c 12-oz. Tins Canada Gracie Broilers 6-9 lb. size FRESH TURKEYS 49, Ib, Centre Cut LOIN PORK CHOPS